📊 SNDR Key Takeaways
Is Schneider National, Inc. (SNDR) a Good Investment?
Schneider National exhibits solid revenue growth (+7.3% YoY) and maintains a fortress balance sheet with conservative leverage (0.13x Debt/Equity) and strong liquidity. However, declining net income (-11.5% YoY) despite revenue growth reveals concerning margin compression, with operating margins of just 2.4% and net margins of 1.5% reflecting fundamental profitability challenges in the competitive trucking sector.
Why Buy Schneider National, Inc. Stock? SNDR Key Strengths
- Strong revenue growth of 7.3% YoY demonstrates market demand
- Conservative leverage with 0.13x Debt/Equity ratio provides financial flexibility
- Robust liquidity with 1.95x current ratio and 1.83x quick ratio
- Positive free cash flow generation of $52.0M provides operational cushion
- Adequate interest coverage of 4.0x indicates manageable debt service
SNDR Stock Risks: Schneider National, Inc. Investment Risks
- Extremely thin operating margin of 2.4% limits pricing power and operational resilience
- Net income declining 11.5% YoY despite revenue growth signals margin compression and rising cost pressures
- Anemic returns on equity (0.7%) and assets (0.4%) indicate poor capital efficiency
- Highly competitive trucking industry with structural margin constraints
- Profitability deterioration threatens dividend capacity and growth investment ability
Key Metrics to Watch
- Operating margin trend and cost structure normalized by fuel/labor expenses
- Net income stabilization and return to YoY growth
- Free cash flow sustainability and capital allocation decisions
Schneider National, Inc. (SNDR) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 3.7% FCF margin may limit capital allocation flexibility.
SNDR Profit Margin, ROE & Profitability Analysis
SNDR vs Automotive Sector: How Schneider National, Inc. Compares
How Schneider National, Inc. compares to Automotive sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Schneider National, Inc. Stock Overvalued? SNDR Valuation Analysis 2026
Based on fundamental analysis, Schneider National, Inc. has mixed fundamental signals relative to the Automotive sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Schneider National, Inc. Balance Sheet: SNDR Debt, Cash & Liquidity
SNDR Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Schneider National, Inc.'s revenue has shown modest growth of 1% over the 5-year period. The most recent EPS of $1.34 reflects profitable operations.
SNDR Revenue Growth, EPS Growth & YoY Performance
SNDR Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $1.4B | $20.4M | $0.12 |
| Q3 2025 | $1.3B | $18.5M | $0.11 |
| Q2 2025 | $1.3B | $18.5M | $0.20 |
| Q1 2025 | $1.3B | $18.5M | $0.10 |
| Q3 2024 | $1.3B | $18.5M | $0.17 |
| Q2 2024 | $1.3B | $18.5M | $0.20 |
| Q1 2024 | $1.3B | $18.5M | $0.10 |
| Q3 2023 | $1.4B | $35.6M | $0.20 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Schneider National, Inc. Dividends, Buybacks & Capital Allocation
SNDR SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Schneider National, Inc. (CIK: 0001692063)
📋 Recent SEC Filings
❓ Frequently Asked Questions about SNDR
What is the AI rating for SNDR?
Schneider National, Inc. (SNDR) has an AI rating of HOLD with 68% confidence, based on fundamental analysis of SEC EDGAR filings.
What are SNDR's key strengths?
Claude: Strong revenue growth of 7.3% YoY demonstrates market demand. Conservative leverage with 0.13x Debt/Equity ratio provides financial flexibility.
What are the risks of investing in SNDR?
Claude: Extremely thin operating margin of 2.4% limits pricing power and operational resilience. Net income declining 11.5% YoY despite revenue growth signals margin compression and rising cost pressures.
What is SNDR's revenue and growth?
Schneider National, Inc. reported revenue of $1.4B.
Does SNDR pay dividends?
Schneider National, Inc. pays dividends, with $17.1M distributed to shareholders in the trailing twelve months.
Where can I find SNDR SEC filings?
Official SEC filings for Schneider National, Inc. (CIK: 0001692063) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is SNDR's EPS?
Schneider National, Inc. has a diluted EPS of $0.12.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is SNDR a good stock to buy right now?
Based on our AI fundamental analysis in May 2026, Schneider National, Inc. has a HOLD rating with 68% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is SNDR stock overvalued or undervalued?
Valuation metrics for SNDR: ROE of 0.7% (sector avg: 12%), net margin of 1.5% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.
Should I buy SNDR stock in 2026?
Our dual AI analysis gives Schneider National, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is SNDR's free cash flow?
Schneider National, Inc.'s operating cash flow is $92.9M, with capital expenditures of $40.9M. FCF margin is 3.7%.
How does SNDR compare to other Automotive stocks?
Vs Automotive sector averages: Net margin 1.5% (avg: 6%), ROE 0.7% (avg: 12%), current ratio 1.95 (avg: 1.2).