📊 SMA Key Takeaways
Is SmartStop Self Storage REIT, Inc. (SMA) a Good Investment?
SmartStop demonstrates strong revenue growth (+18.6% YoY) with solid cash generation, but profitability has collapsed dramatically (-404.2% YoY) with negative EPS, indicating severe operational distress. The combination of tight interest coverage (1.2x) relative to $1.1B debt, minimal returns on equity (0.8%), and deteriorating earnings creates material refinancing risk despite maintained positive cash flow.
SmartStop Self Storage REIT, Inc. Key Strengths (SMA)
- Strong topline growth at 18.6% YoY demonstrates market demand and occupancy strength
- Operating margin of 20.7% reflects reasonable cost control on revenue
- Positive free cash flow of $24.2M ($31% FCF margin) maintains operational liquidity
- Moderate leverage at 0.94x debt-to-equity is manageable in isolation
SMA Stock Risks: SmartStop Self Storage REIT, Inc. Investment Risks
- Profitability collapsed -404.2% YoY with negative diluted EPS despite positive net income reporting—indicates severe earnings deterioration and potential accounting headwinds
- Interest coverage ratio of 1.2x is dangerously tight, leaving minimal buffer for revenue decline or cost inflation to service $1.1B debt
- ROE of 0.8% and ROA of 0.4% are unacceptably low, destroying shareholder value relative to equity base of $1.2B
- Low absolute cash position of $38.2M relative to $1.1B long-term debt creates refinancing vulnerability
Key Metrics to Watch
- Operating cash flow trend and EBITDA coverage ratios relative to debt service
- Occupancy rates and same-store rental rate growth in the self-storage portfolio
- Debt maturity schedule and refinancing rates in rising/falling rate environment
- Net income stabilization and return to positive earnings trajectory
SmartStop Self Storage REIT, Inc. (SMA) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 31.0% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.
SMA Profit Margin, ROE & Profitability Analysis
SMA vs Real Estate Sector: How SmartStop Self Storage REIT, Inc. Compares
How SmartStop Self Storage REIT, Inc. compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is SmartStop Self Storage REIT, Inc. Stock Overvalued? SMA Valuation Analysis 2026
Based on fundamental analysis, SmartStop Self Storage REIT, Inc. has mixed fundamental signals relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
SmartStop Self Storage REIT, Inc. Balance Sheet: SMA Debt, Cash & Liquidity
SMA Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: SmartStop Self Storage REIT, Inc.'s revenue has grown significantly by 67% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.07 reflects profitable operations.
SMA Revenue Growth, EPS Growth & YoY Performance
SMA Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $65.4M | -$8.4M | N/A |
| Q3 2025 | $60.2M | $5.2M | $0.09 |
| Q2 2025 | $59.2M | N/A | $-0.16 |
| Q1 2025 | $57.0M | N/A | $-0.20 |
| Q3 2024 | $58.7M | N/A | $-0.01 |
| Q2 2024 | $59.2M | N/A | $0.00 |
| Q1 2024 | $57.0M | N/A | $-0.02 |
| Q3 2023 | $56.5M | N/A | $-0.01 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
SmartStop Self Storage REIT, Inc. Dividends, Buybacks & Capital Allocation
SMA SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for SmartStop Self Storage REIT, Inc. (CIK: 0001585389)
📋 Recent SEC Filings
❓ Frequently Asked Questions about SMA
What is the AI rating for SMA?
SmartStop Self Storage REIT, Inc. (SMA) has an AI grade of C with 72% confidence, based on fundamental analysis of SEC EDGAR filings.
What are SMA's key strengths?
Claude: Strong topline growth at 18.6% YoY demonstrates market demand and occupancy strength. Operating margin of 20.7% reflects reasonable cost control on revenue.
What are the risks of investing in SMA?
Claude: Profitability collapsed -404.2% YoY with negative diluted EPS despite positive net income reporting—indicates severe earnings deterioration and potential accounting headwinds. Interest coverage ratio of 1.2x is dangerously tight, leaving minimal buffer for revenue decline or cost inflation to service $1.1B debt.
What is SMA's revenue and growth?
SmartStop Self Storage REIT, Inc. reported revenue of $78.3M.
Does SMA pay dividends?
SmartStop Self Storage REIT, Inc. pays dividends, with $21.8M distributed to shareholders in the trailing twelve months.
Where can I find SMA SEC filings?
Official SEC filings for SmartStop Self Storage REIT, Inc. (CIK: 0001585389) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is SMA's EPS?
SmartStop Self Storage REIT, Inc. has a diluted EPS of $-0.27.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is SMA's fundamental grade?
Based on our AI fundamental analysis in May 2026, SmartStop Self Storage REIT, Inc. has a C grade with 72% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is SMA stock overvalued or undervalued?
Valuation metrics for SMA: ROE of 0.8% (sector avg: 8%), net margin of 12.2% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.
What is SMA's AI grade for 2026?
Our dual AI analysis gives SmartStop Self Storage REIT, Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is SMA's free cash flow?
SmartStop Self Storage REIT, Inc.'s operating cash flow is $24.2M, with capital expenditures of N/A. FCF margin is 31.0%.
How does SMA compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin 12.2% (avg: 20%), ROE 0.8% (avg: 8%), current ratio N/A (avg: 1.5).