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Shoe Carnival Inc. (SCVL) Stock Fundamental Analysis & AI Rating 2026

SCVL Nasdaq Retail-Shoe Stores IN CIK: 0000895447
Recently Updated • Analysis: Apr 15, 2026 • SEC Data: 2026-01-31
SELL
70% Conf
Pending
Analysis scheduled

📊 SCVL Key Takeaways

Revenue: $1.1B
Net Margin: 4.6%
Free Cash Flow: $26.6M
Current Ratio: 3.76x
Debt/Equity: 0.00x
EPS: $1.90
AI Rating: SELL with 70% confidence
Shoe Carnival Inc. (SCVL) receives a SELL rating with 70% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.1B, net profit margin of 4.6%, and return on equity (ROE) of 7.6%, Shoe Carnival Inc. demonstrates mixed fundamentals in the Consumer sector. Below is our complete SCVL stock analysis for 2026.

Is Shoe Carnival Inc. (SCVL) a Good Investment?

Claude

Shoe Carnival exhibits fundamental stagnation with flat revenue and net income despite a fortress balance sheet, indicating structural industry challenges. The 29.1% EPS decline amid stable earnings signals shareholder dilution and deteriorating capital efficiency. While zero debt and strong liquidity provide stability, thin margins (4.6% net) and inadequate returns on capital (ROE 7.6%) suggest the company cannot generate sufficient shareholder value in this competitive retail environment.

Why Buy Shoe Carnival Inc. Stock? SCVL Key Strengths

Claude
  • + Zero long-term debt providing maximum financial flexibility and crisis resilience
  • + Exceptional liquidity position with 3.76x current ratio and $117.1M cash reserves
  • + Positive operating and free cash flow generation ($71.3M and $26.6M respectively)

SCVL Stock Risks: Shoe Carnival Inc. Investment Risks

Claude
  • ! Stagnant revenue growth (0% YoY) indicating mature market with limited expansion opportunities
  • ! EPS declining 29.1% YoY despite flat earnings, revealing shareholder dilution and capital misallocation
  • ! Thin profitability margins (4.6% net, 5.9% operating) limiting ability to weather retail sector pressures
  • ! Low returns on capital (ROE 7.6%, ROA 4.3%) failing to generate adequate economic returns for shareholders

Key Metrics to Watch

Claude
  • * Revenue and comparable store sales growth inflection point
  • * Operating margin expansion and gross margin sustainability
  • * Share dilution continuation and free cash flow conversion to shareholder returns

Shoe Carnival Inc. (SCVL) Financial Metrics & Key Ratios

Revenue
$1.1B
Net Income
$52.3M
EPS (Diluted)
$1.90
Free Cash Flow
$26.6M
Total Assets
$1.2B
Cash Position
$117.1M

💡 AI Analyst Insight

The relatively thin 2.3% FCF margin may limit capital allocation flexibility. Strong liquidity with a 3.76x current ratio provides a solid financial cushion.

SCVL Profit Margin, ROE & Profitability Analysis

Gross Margin 36.6%
Operating Margin 5.9%
Net Margin 4.6%
ROE 7.6%
ROA 4.3%
FCF Margin 2.3%

SCVL vs Consumer Sector: How Shoe Carnival Inc. Compares

How Shoe Carnival Inc. compares to Consumer sector averages

Net Margin
SCVL 4.6%
vs
Sector Avg 8.0%
SCVL Sector
ROE
SCVL 7.6%
vs
Sector Avg 18.0%
SCVL Sector
Current Ratio
SCVL 3.8x
vs
Sector Avg 1.5x
SCVL Sector
Debt/Equity
SCVL 0.0x
vs
Sector Avg 0.8x
SCVL Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Shoe Carnival Inc. Stock Overvalued? SCVL Valuation Analysis 2026

Based on fundamental analysis, Shoe Carnival Inc. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
7.6%
Sector avg: 18%
Net Profit Margin
4.6%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Shoe Carnival Inc. Balance Sheet: SCVL Debt, Cash & Liquidity

Current Ratio
3.76x
Quick Ratio
0.99x
Debt/Equity
0.00x
Debt/Assets
42.6%
Interest Coverage
178.98x
Long-term Debt
$0.0

SCVL Revenue & Earnings Growth: 5-Year Financial Trend

SCVL 5-year financial data: Year 2018: Revenue $287.5M, Net Income N/A, EPS N/A. Year 2020: Revenue $274.6M, Net Income N/A, EPS N/A. Year 2024: Revenue $1.3B, Net Income $110.1M, EPS $3.96. Year 2025: Revenue $1.2B, Net Income $73.3M, EPS $2.68.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Shoe Carnival Inc.'s revenue has grown significantly by 318% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.68 reflects profitable operations.

SCVL Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
2.3%
Free cash flow / Revenue

SCVL Quarterly Earnings & Performance

Quarterly financial performance data for Shoe Carnival Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $297.2M $14.6M $0.53
Q2 2025 $306.4M $19.2M $0.70
Q1 2025 $277.7M $9.3M $0.34

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Shoe Carnival Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$71.3M
Cash generated from operations
Capital Expenditures
$44.7M
Investment in assets
Dividends Paid
$16.7M
Returned to shareholders

SCVL SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Shoe Carnival Inc. (CIK: 0000895447)

📋 Recent SEC Filings

Date Form Document Action
Apr 14, 2026 4 xslF345X06/edgardoc.xml View →
Apr 14, 2026 4 xslF345X06/edgardoc.xml View →
Apr 6, 2026 4 xslF345X06/edgardoc.xml View →
Apr 2, 2026 4 xslF345X06/edgardoc.xml View →
Apr 2, 2026 4 xslF345X06/edgardoc.xml View →

Frequently Asked Questions about SCVL

What is the AI rating for SCVL?

Shoe Carnival Inc. (SCVL) has an AI rating of SELL with 70% confidence, based on fundamental analysis of SEC EDGAR filings.

What are SCVL's key strengths?

Claude: Zero long-term debt providing maximum financial flexibility and crisis resilience. Exceptional liquidity position with 3.76x current ratio and $117.1M cash reserves.

What are the risks of investing in SCVL?

Claude: Stagnant revenue growth (0% YoY) indicating mature market with limited expansion opportunities. EPS declining 29.1% YoY despite flat earnings, revealing shareholder dilution and capital misallocation.

What is SCVL's revenue and growth?

Shoe Carnival Inc. reported revenue of $1.1B.

Does SCVL pay dividends?

Shoe Carnival Inc. pays dividends, with $16.7M distributed to shareholders in the trailing twelve months.

Where can I find SCVL SEC filings?

Official SEC filings for Shoe Carnival Inc. (CIK: 0000895447) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SCVL's EPS?

Shoe Carnival Inc. has a diluted EPS of $1.90.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is SCVL a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Shoe Carnival Inc. has a SELL rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is SCVL stock overvalued or undervalued?

Valuation metrics for SCVL: ROE of 7.6% (sector avg: 18%), net margin of 4.6% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy SCVL stock in 2026?

Our dual AI analysis gives Shoe Carnival Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is SCVL's free cash flow?

Shoe Carnival Inc.'s operating cash flow is $71.3M, with capital expenditures of $44.7M. FCF margin is 2.3%.

How does SCVL compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 4.6% (avg: 8%), ROE 7.6% (avg: 18%), current ratio 3.76 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 15, 2026 | Data as of: 2026-01-31 | Powered by Claude AI