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Sachem Capital Corp. (SCCG) Stock Fundamental Analysis & AI Rating 2026

SCCG NYSE Real Estate Investment Trusts NY CIK: 0001682220
Recently Updated • Analysis: Apr 15, 2026 • SEC Data: 2025-12-31
HOLD
58% Conf
Pending
Analysis scheduled

📊 SCCG Key Takeaways

Revenue: $11.7M
Net Margin: 54.1%
Free Cash Flow: $1.9M
Current Ratio: N/A
Debt/Equity: 1.32x
EPS: $0.04
AI Rating: HOLD with 58% confidence
Sachem Capital Corp. (SCCG) receives a HOLD rating with 58% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $11.7M, net profit margin of 54.1%, and return on equity (ROE) of 3.6%, Sachem Capital Corp. demonstrates mixed fundamentals in the Real Estate sector. Below is our complete SCCG stock analysis for 2026.

Is Sachem Capital Corp. (SCCG) a Good Investment?

Claude

Sachem Capital demonstrates impressive growth with 18.1% revenue and 243.6% net income expansion, supported by a 54.1% net margin. However, significant concerns exist regarding capital efficiency (ROE 3.6%), a dangerously low cash position ($10.9M against $230.2M debt), and acute earnings quality issues where net income exceeds operating cash flow by 233%, suggesting non-cash gains or accounting adjustments are driving reported profitability.

Why Buy Sachem Capital Corp. Stock? SCCG Key Strengths

Claude
  • + Strong YoY revenue growth of 18.1% demonstrates business momentum
  • + Exceptional net income expansion of 243.6% YoY with 54.1% net margin
  • + Positive free cash flow generation with 16.6% FCF margin
  • + Total assets of $460M provide substantive asset base for a REIT

SCCG Stock Risks: Sachem Capital Corp. Investment Risks

Claude
  • ! Critical liquidity concern: only $10.9M cash against $230.2M long-term debt obligations
  • ! Severe earnings quality red flag: net income ($6.3M) exceeds operating cash flow ($2.7M) by 133%, indicating non-cash gains or potential accounting manipulation
  • ! Low returns on equity (3.6%) and assets (1.4%) despite high margins suggest capital is trapped in leveraged structure
  • ! High leverage at 1.32x debt-to-equity with missing interest coverage metrics prevents full solvency assessment
  • ! Missing current and quick ratios prevents liquidity evaluation; insider activity at zero for 90 days

Key Metrics to Watch

Claude
  • * Operating cash flow to net income ratio - must improve toward 80%+ to validate earnings quality
  • * Cash position trend and debt covenant compliance status
  • * Interest coverage ratio and debt refinancing activity
  • * Return on equity trajectory - current 3.6% must improve meaningfully

Sachem Capital Corp. (SCCG) Financial Metrics & Key Ratios

Revenue
$11.7M
Net Income
$6.3M
EPS (Diluted)
$0.04
Free Cash Flow
$1.9M
Total Assets
$460.0M
Cash Position
$10.9M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

SCCG Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 14.8%
Net Margin 54.1%
ROE 3.6%
ROA 1.4%
FCF Margin 16.6%

SCCG vs Real Estate Sector: How Sachem Capital Corp. Compares

How Sachem Capital Corp. compares to Real Estate sector averages

Net Margin
SCCG 54.1%
vs
Sector Avg 20.0%
SCCG Sector
ROE
SCCG 3.6%
vs
Sector Avg 8.0%
SCCG Sector
Current Ratio
SCCG 0.0x
vs
Sector Avg 1.5x
SCCG Sector
Debt/Equity
SCCG 1.3x
vs
Sector Avg 1.5x
SCCG Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Sachem Capital Corp. Stock Overvalued? SCCG Valuation Analysis 2026

Based on fundamental analysis, Sachem Capital Corp. has mixed fundamental signals relative to the Real Estate sector in 2026.

Return on Equity
3.6%
Sector avg: 8%
Net Profit Margin
54.1%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.32x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Sachem Capital Corp. Balance Sheet: SCCG Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
1.32x
Debt/Assets
62.0%
Interest Coverage
N/A
Long-term Debt
$230.2M

SCCG Revenue & Earnings Growth: 5-Year Financial Trend

SCCG 5-year financial data: Year 2020: Revenue $18.6M, Net Income N/A, EPS N/A. Year 2021: Revenue $30.4M, Net Income $9.0M, EPS $0.41. Year 2022: Revenue $52.3M, Net Income $13.3M, EPS $0.44. Year 2023: Revenue $65.6M, Net Income $20.9M, EPS $0.46. Year 2024: Revenue $64.7M, Net Income $15.9M, EPS $0.27.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Sachem Capital Corp.'s revenue has grown significantly by 248% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.93 indicates the company is currently unprofitable.

SCCG Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
16.6%
Free cash flow / Revenue

SCCG Quarterly Earnings & Performance

Quarterly financial performance data for Sachem Capital Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $12.0M $997.0K $0.00
Q2 2025 $10.8M $1.6M $-0.01
Q1 2025 $11.4M $904.0K $0.00
Q3 2024 $14.8M -$3.4M $0.12
Q2 2024 $15.1M $1.6M $-0.01
Q1 2024 $14.7M $4.7M $0.08
Q3 2023 $13.5M $5.1M $0.11
Q2 2023 $12.5M $5.2M $0.11

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Sachem Capital Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$2.7M
Cash generated from operations
Capital Expenditures
$722.5K
Investment in assets
Dividends Paid
$9.5M
Returned to shareholders

SCCG SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Sachem Capital Corp. (CIK: 0001682220)

📋 Recent SEC Filings

Date Form Document Action
Mar 18, 2026 8-K sach-20260312.htm View →
Mar 13, 2026 10-K sach-20251231.htm View →
Mar 5, 2026 8-K sach-20260304.htm View →
Feb 18, 2026 8-K sach-20260212.htm View →
Jan 22, 2026 8-K sach-20260121.htm View →

Frequently Asked Questions about SCCG

What is the AI rating for SCCG?

Sachem Capital Corp. (SCCG) has an AI rating of HOLD with 58% confidence, based on fundamental analysis of SEC EDGAR filings.

What are SCCG's key strengths?

Claude: Strong YoY revenue growth of 18.1% demonstrates business momentum. Exceptional net income expansion of 243.6% YoY with 54.1% net margin.

What are the risks of investing in SCCG?

Claude: Critical liquidity concern: only $10.9M cash against $230.2M long-term debt obligations. Severe earnings quality red flag: net income ($6.3M) exceeds operating cash flow ($2.7M) by 133%, indicating non-cash gains or potential accounting manipulation.

What is SCCG's revenue and growth?

Sachem Capital Corp. reported revenue of $11.7M.

Does SCCG pay dividends?

Sachem Capital Corp. pays dividends, with $9.5M distributed to shareholders in the trailing twelve months.

Where can I find SCCG SEC filings?

Official SEC filings for Sachem Capital Corp. (CIK: 0001682220) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SCCG's EPS?

Sachem Capital Corp. has a diluted EPS of $0.04.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is SCCG a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Sachem Capital Corp. has a HOLD rating with 58% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is SCCG stock overvalued or undervalued?

Valuation metrics for SCCG: ROE of 3.6% (sector avg: 8%), net margin of 54.1% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

Should I buy SCCG stock in 2026?

Our dual AI analysis gives Sachem Capital Corp. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is SCCG's free cash flow?

Sachem Capital Corp.'s operating cash flow is $2.7M, with capital expenditures of $722.5K. FCF margin is 16.6%.

How does SCCG compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin 54.1% (avg: 20%), ROE 3.6% (avg: 8%), current ratio N/A (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 15, 2026 | Data as of: 2025-12-31 | Powered by Claude AI