📊 SAFE Key Takeaways
Is Safehold Inc. (SAFE) a Good Investment?
Safehold exhibits healthy profit margins (23% operating, 26% net) but faces critical solvency concerns with interest coverage of 0.2x, meaning operating income covers only 20% of interest expenses. Negative operating cash flow (-$8.6M) and free cash flow (-$41.9M) combined with minimal cash reserves ($19.3M) against $4.7B in debt indicate severe refinancing risk and potential financial distress.
Why Buy Safehold Inc. Stock? SAFE Key Strengths
- Strong operating margin of 23% demonstrates operational efficiency
- Positive net income of $28.9M with modest 5.4% revenue growth
- EPS growth of 7.4% shows per-share improvement despite flat net income
SAFE Stock Risks: Safehold Inc. Investment Risks
- Critical solvency issue: interest coverage of 0.2x means debt service cannot be met from operations
- Negative operating cash flow (-$8.6M) and free cash flow (-$41.9M) indicate cash burn despite accounting profits
- Dangerous capital structure: $4.7B debt with only $19.3M cash and 1.93x debt-to-equity ratio creates refinancing risk
- Net income growth stalled at 0% YoY while interest obligations remain high
- Large negative FCF margin of -37.8% suggests business cannot sustain current debt levels organically
Key Metrics to Watch
- Interest coverage ratio trend and debt service coverage ratio
- Operating and free cash flow recovery
- Debt refinancing schedule and terms
- Cash position and liquidity metrics
- Interest expense levels and debt management actions
Safehold Inc. (SAFE) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
SAFE Profit Margin, ROE & Profitability Analysis
SAFE vs Real Estate Sector: How Safehold Inc. Compares
How Safehold Inc. compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Safehold Inc. Stock Overvalued? SAFE Valuation Analysis 2026
Based on fundamental analysis, Safehold Inc. has mixed fundamental signals relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Safehold Inc. Balance Sheet: SAFE Debt, Cash & Liquidity
SAFE Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Safehold Inc.'s revenue has grown significantly by 19% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.82 indicates the company is currently unprofitable.
SAFE Revenue Growth, EPS Growth & YoY Performance
SAFE Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $97.7M | $28.9M | $0.40 |
| Q3 2025 | $90.7M | $19.3M | $0.27 |
| Q2 2025 | $89.9M | $27.9M | $0.39 |
| Q1 2025 | $93.2M | $29.4M | $0.41 |
| Q3 2024 | $85.6M | $19.3M | $0.27 |
| Q2 2024 | $85.7M | $22.1M | $0.35 |
| Q1 2024 | $78.3M | $4.7M | $0.07 |
| Q3 2023 | $71.7M | $66.1M | $1.04 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Safehold Inc. Dividends, Buybacks & Capital Allocation
SAFE SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Safehold Inc. (CIK: 0001095651)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| May 15, 2026 | 4 | xslF345X06/form4-05152026_050507.xml | View → |
| May 15, 2026 | 4 | xslF345X06/form4-05152026_050505.xml | View → |
| May 15, 2026 | 4 | xslF345X06/form4-05152026_050503.xml | View → |
| May 15, 2026 | 4 | xslF345X06/form4-05152026_050501.xml | View → |
| May 15, 2026 | 8-K | tm2614139d1_8k.htm | View → |
❓ Frequently Asked Questions about SAFE
What is the AI rating for SAFE?
Safehold Inc. (SAFE) has an AI rating of SELL with 75% confidence, based on fundamental analysis of SEC EDGAR filings.
What are SAFE's key strengths?
Claude: Strong operating margin of 23% demonstrates operational efficiency. Positive net income of $28.9M with modest 5.4% revenue growth.
What are the risks of investing in SAFE?
Claude: Critical solvency issue: interest coverage of 0.2x means debt service cannot be met from operations. Negative operating cash flow (-$8.6M) and free cash flow (-$41.9M) indicate cash burn despite accounting profits.
What is SAFE's revenue and growth?
Safehold Inc. reported revenue of $110.9M.
Does SAFE pay dividends?
Safehold Inc. pays dividends, with $12.7M distributed to shareholders in the trailing twelve months.
Where can I find SAFE SEC filings?
Official SEC filings for Safehold Inc. (CIK: 0001095651) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is SAFE's EPS?
Safehold Inc. has a diluted EPS of $0.40.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is SAFE a good stock to buy right now?
Based on our AI fundamental analysis in May 2026, Safehold Inc. has a SELL rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is SAFE stock overvalued or undervalued?
Valuation metrics for SAFE: ROE of 1.2% (sector avg: 8%), net margin of 26.0% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.
Should I buy SAFE stock in 2026?
Our dual AI analysis gives Safehold Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is SAFE's free cash flow?
Safehold Inc.'s operating cash flow is $-8.6M, with capital expenditures of $33.3M. FCF margin is -37.8%.
How does SAFE compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin 26.0% (avg: 20%), ROE 1.2% (avg: 8%), current ratio N/A (avg: 1.5).
Is Safehold Inc. carrying too much debt?
SAFE has a debt-to-equity ratio of 1.93x, which is above the Real Estate sector average of 1.5x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.