📊 RS Key Takeaways
Is Reliance, Inc.. (RS) a Good Investment?
Reliance demonstrates excellent financial health with a fortress balance sheet (0.20x Debt/Equity, 4.88x current ratio) and generates strong free cash flow ($502.5M), providing substantial financial security. However, the company faces growth stagnation with flat net income (+0.0% YoY) despite 3.3% revenue growth and declining diluted EPS (-10.2%), indicating margin compression in a mature, commodity-dependent metals distribution business with limited earnings expansion catalysts.
Why Buy Reliance, Inc.. Stock? RS Key Strengths
- Fortress balance sheet with minimal leverage (0.20x D/E) and exceptional liquidity (4.88x current ratio), providing strategic flexibility and downside protection
- Robust free cash flow generation of $502.5M with solid operating cash conversion ($831.4M OCF) supporting capital returns amid thin industry margins
- Healthy profitability metrics (7.1% operating margin, 5.2% net margin, 7.1% ROA) well-positioned relative to competitive metals distribution sector dynamics
RS Stock Risks: Reliance, Inc.. Investment Risks
- Earnings stagnation with net income flat YoY (+0.0%) despite 3.3% revenue growth, indicating margin compression and deteriorating operational leverage
- Declining diluted EPS (-10.2% YoY) despite flat net income signals shareholder value erosion through weighted average share increases or per-share profit deterioration
- Thin gross margins (4.9%) and modest revenue growth (3.3%) reflect limited pricing power in mature, cyclical wholesale metals business vulnerable to commodity volatility
Key Metrics to Watch
- Gross margin trend analysis - watch for further compression indicating lost pricing power
- Net income growth trajectory - critical to achieving positive earnings leverage on incremental revenue
- Free cash flow sustainability and operating cash flow margins through business cycles
Reliance, Inc.. (RS) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 3.5% FCF margin may limit capital allocation flexibility. Strong liquidity with a 4.88x current ratio provides a solid financial cushion.
RS Profit Margin, ROE & Profitability Analysis
RS vs Materials Sector: How Reliance, Inc.. Compares
How Reliance, Inc.. compares to Materials sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Reliance, Inc.. Stock Overvalued? RS Valuation Analysis 2026
Based on fundamental analysis, Reliance, Inc.. has mixed fundamental signals relative to the Materials sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Reliance, Inc.. Balance Sheet: RS Debt, Cash & Liquidity
RS Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Reliance, Inc..'s revenue has shown modest growth of 5% over the 5-year period. The most recent EPS of $22.64 reflects profitable operations.
RS Revenue Growth, EPS Growth & YoY Performance
RS Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $3.4B | $189.5M | $3.59 |
| Q2 2025 | $3.6B | N/A | $4.42 |
| Q1 2025 | $3.5B | N/A | $3.74 |
| Q3 2024 | $3.4B | N/A | $3.61 |
| Q2 2024 | $3.6B | N/A | $4.67 |
| Q1 2024 | $3.6B | N/A | $5.23 |
| Q3 2023 | $3.6B | N/A | $4.99 |
| Q2 2023 | $3.9B | N/A | $6.49 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Reliance, Inc.. Dividends, Buybacks & Capital Allocation
RS SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Reliance, Inc.. (CIK: 0000861884)
📋 Recent SEC Filings
❓ Frequently Asked Questions about RS
What is the AI rating for RS?
Reliance, Inc.. (RS) has an AI rating of HOLD with 68% confidence, based on fundamental analysis of SEC EDGAR filings.
What are RS's key strengths?
Claude: Fortress balance sheet with minimal leverage (0.20x D/E) and exceptional liquidity (4.88x current ratio), providing strategic flexibility and downside protection. Robust free cash flow generation of $502.5M with solid operating cash conversion ($831.4M OCF) supporting capital returns amid thin industry margins.
What are the risks of investing in RS?
Claude: Earnings stagnation with net income flat YoY (+0.0%) despite 3.3% revenue growth, indicating margin compression and deteriorating operational leverage. Declining diluted EPS (-10.2% YoY) despite flat net income signals shareholder value erosion through weighted average share increases or per-share profit deterioration.
What is RS's revenue and growth?
Reliance, Inc.. reported revenue of $14.3B.
Does RS pay dividends?
Reliance, Inc.. pays dividends, with $125.7M distributed to shareholders in the trailing twelve months.
Where can I find RS SEC filings?
Official SEC filings for Reliance, Inc.. (CIK: 0000861884) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is RS's EPS?
Reliance, Inc.. has a diluted EPS of $13.98.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is RS a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Reliance, Inc.. has a HOLD rating with 68% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is RS stock overvalued or undervalued?
Valuation metrics for RS: ROE of 10.3% (sector avg: 14%), net margin of 5.2% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
Should I buy RS stock in 2026?
Our dual AI analysis gives Reliance, Inc.. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is RS's free cash flow?
Reliance, Inc..'s operating cash flow is $831.4M, with capital expenditures of $328.9M. FCF margin is 3.5%.
How does RS compare to other Materials stocks?
Vs Materials sector averages: Net margin 5.2% (avg: 10%), ROE 10.3% (avg: 14%), current ratio 4.88 (avg: 1.6).