← Back to All US Stocks

Phreesia, Inc. (PHR) Fundamental Analysis & AI Grade 2026

PHR NYSE Services-Business Services, NEC DE CIK: 0001412408
Recently Updated • Analysis: May 29, 2026 • SEC Data: 2026-04-30
Combined AI Grade
C
60% Confidence
N/A
C
60% Conf
Pending
Analysis scheduled

📊 PHR Key Takeaways

Revenue: $130.9M
Net Margin: 2.3%
Free Cash Flow: $19.6M
Current Ratio: 1.76x
Debt/Equity: 0.00x
EPS: $0.05
AI Grade: C with 60% confidence
Phreesia, Inc. (PHR) receives a C fundamental grade with 60% confidence from our AI analysis based on SEC 10-K filings. With revenue of $130.9M, net profit margin of 2.3%, and return on equity (ROE) of 0.8%, Phreesia, Inc. demonstrates mixed fundamentals in the Services sector. Below is our complete PHR stock analysis for 2026.

Is Phreesia, Inc. (PHR) a Good Investment?

Claude

Phreesia exhibits weak fundamental characteristics including anemic 2.7% revenue growth, dangerously thin profit margins (2.3% net, 5.2% operating), and poor returns on capital (0.8% ROE, 0.4% ROA). While the balance sheet is solid and free cash flow is positive, the business fails to generate attractive returns relative to its $666M asset base, indicating capital allocation challenges in a competitive healthcare IT market.

Phreesia, Inc. Key Strengths (PHR)

Claude
  • + Fortress balance sheet with minimal debt ($612K long-term) and $76.4M cash position
  • + Positive free cash flow generation ($19.6M, 15% FCF margin) demonstrates underlying cash generation despite thin net profitability
  • + Strong liquidity position (1.76x current ratio) provides financial flexibility and operational stability

PHR Stock Risks: Phreesia, Inc. Investment Risks

Claude
  • ! Stagnant revenue growth of 2.7% YoY is unacceptable for a technology-enabled healthcare platform and signals market saturation or competitive displacement
  • ! Severely compressed profit margins (2.3% net, 5.2% operating) indicate structural competitive pressure, pricing power loss, or uncontrolled cost structure in commoditized market
  • ! Abysmal return metrics (0.8% ROE, 0.4% ROA) demonstrate the business cannot efficiently deploy capital, with $666M in assets generating only $3M net income annually

Key Metrics to Watch

Claude
  • * YoY revenue growth acceleration above 10% - critical to prove market relevance and growth runway
  • * Operating margin expansion to minimum 12-15% - essential to demonstrate sustainable profitability and operational leverage
  • * Return on equity improvement above 5-8% - necessary to validate efficient capital deployment and shareholder value creation

Phreesia, Inc. (PHR) Financial Metrics & Key Ratios

Revenue
$130.9M
Net Income
$3.0M
EPS (Diluted)
$0.05
Free Cash Flow
$19.6M
Total Assets
$666.1M
Cash Position
$76.4M

💡 AI Analyst Insight

Phreesia, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

PHR Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 5.2%
Net Margin 2.3%
ROE 0.8%
ROA 0.4%
FCF Margin 15.0%

PHR vs Services Sector: How Phreesia, Inc. Compares

How Phreesia, Inc. compares to Services sector averages

Net Margin
PHR 2.3%
vs
Sector Avg 10.0%
PHR Sector
ROE
PHR 0.8%
vs
Sector Avg 16.0%
PHR Sector
Current Ratio
PHR 1.8x
vs
Sector Avg 1.5x
PHR Sector
Debt/Equity
PHR 0.0x
vs
Sector Avg 0.7x
PHR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Phreesia, Inc. Stock Overvalued? PHR Valuation Analysis 2026

Based on fundamental analysis, Phreesia, Inc. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
0.8%
Sector avg: 16%
Net Profit Margin
2.3%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Phreesia, Inc. Balance Sheet: PHR Debt, Cash & Liquidity

Current Ratio
1.76x
Quick Ratio
1.76x
Debt/Equity
0.00x
Debt/Assets
46.1%
Interest Coverage
3.64x
Long-term Debt
$612.0K

PHR Revenue & Earnings Growth: 5-Year Financial Trend

PHR 5-year financial data: Year 2026: Revenue $467.8M, Net Income -$136.9M, EPS $-2.51.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Phreesia, Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-2.51 indicates the company is currently unprofitable.

PHR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
15.0%
Free cash flow / Revenue

PHR Quarterly Earnings & Performance

Quarterly financial performance data for Phreesia, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2027 $115.9M $3.0M $0.05
Q3 2026 $106.8M $654.0K $0.02
Q2 2026 $102.1M $654.0K $0.01
Q1 2026 $101.2M -$3.9M $-0.07
Q3 2025 $91.6M -$14.4M $-0.25
Q2 2025 $85.8M -$18.0M $-0.31
Q1 2025 $83.8M -$19.7M $-0.35
Q3 2024 $73.1M -$31.9M $-0.58

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Phreesia, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$23.9M
Cash generated from operations
Stock Buybacks
$869.0K
Shares repurchased (TTM)
Capital Expenditures
$4.3M
Investment in assets
Dividends
None
No dividend program

PHR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Phreesia, Inc. (CIK: 0001412408)

📋 Recent SEC Filings

Date Form Document Action
May 28, 2026 10-Q phr-20260430.htm View →
May 27, 2026 8-K phr-20260527.htm View →
May 20, 2026 4 xslF345X06/form4.xml View →
May 14, 2026 DEF 14A phr-20260514.htm View →
May 11, 2026 8-K phr-20260507.htm View →

Frequently Asked Questions about PHR

What is the AI rating for PHR?

Phreesia, Inc. (PHR) has an AI grade of C with 60% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PHR's key strengths?

Claude: Fortress balance sheet with minimal debt ($612K long-term) and $76.4M cash position. Positive free cash flow generation ($19.6M, 15% FCF margin) demonstrates underlying cash generation despite thin net profitability.

What are the risks of investing in PHR?

Claude: Stagnant revenue growth of 2.7% YoY is unacceptable for a technology-enabled healthcare platform and signals market saturation or competitive displacement. Severely compressed profit margins (2.3% net, 5.2% operating) indicate structural competitive pressure, pricing power loss, or uncontrolled cost structure in commoditized market.

What is PHR's revenue and growth?

Phreesia, Inc. reported revenue of $130.9M.

Does PHR pay dividends?

Phreesia, Inc. does not currently pay dividends.

Where can I find PHR SEC filings?

Official SEC filings for Phreesia, Inc. (CIK: 0001412408) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PHR's EPS?

Phreesia, Inc. has a diluted EPS of $0.05.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is PHR's fundamental grade?

Based on our AI fundamental analysis in May 2026, Phreesia, Inc. has a C grade with 60% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is PHR stock overvalued or undervalued?

Valuation metrics for PHR: ROE of 0.8% (sector avg: 16%), net margin of 2.3% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

What is PHR's AI grade for 2026?

Our dual AI analysis gives Phreesia, Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PHR's free cash flow?

Phreesia, Inc.'s operating cash flow is $23.9M, with capital expenditures of $4.3M. FCF margin is 15.0%.

How does PHR compare to other Services stocks?

Vs Services sector averages: Net margin 2.3% (avg: 10%), ROE 0.8% (avg: 16%), current ratio 1.76 (avg: 1.5).

Top Rated Stocks
AAPL 92% MSFT 92% FAST 92% ANET 88% RDDT 88% KNSL 88% MGRE 88% FIZZ 88% DECK 87% NVDA 87%
Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 29, 2026 | Data as of: 2026-04-30 | Powered by Claude AI