← Back to All US Stocks

Phreesia, Inc. (PHR) Stock Fundamental Analysis & AI Rating 2026

PHR NYSE Services-Business Services, NEC DE CIK: 0001412408
Recently Updated • Analysis: Apr 14, 2026 • SEC Data: 2026-01-31
HOLD
72% Conf
Pending
Analysis scheduled

📊 PHR Key Takeaways

Revenue: $480.6M
Net Margin: 0.5%
Free Cash Flow: $67.7M
Current Ratio: 1.53x
Debt/Equity: 0.01x
EPS: $0.04
AI Rating: HOLD with 72% confidence
Phreesia, Inc. (PHR) receives a HOLD rating with 72% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $480.6M, net profit margin of 0.5%, and return on equity (ROE) of 0.7%, Phreesia, Inc. demonstrates mixed fundamentals in the Services sector. Below is our complete PHR stock analysis for 2026.

Is Phreesia, Inc. (PHR) a Good Investment?

Claude

Phreesia demonstrates strong free cash flow generation ($67.7M, 14.1% FCF margin) with a pristine balance sheet (0.01x Debt/Equity), but faces structural profitability challenges with negative operating margins (-1.4%), minimal revenue growth (2.7% YoY), and meager returns on capital (0.7% ROE). The company is cash-generative but operationally unprofitable, suggesting a low-margin, competitive business model requiring significant improvement in operating efficiency or growth acceleration.

Why Buy Phreesia, Inc. Stock? PHR Key Strengths

Claude
  • + Exceptional free cash flow generation at $67.7M with 14.1% FCF margin despite operating losses
  • + Fortress balance sheet with minimal debt ($2.7M long-term) and 0.01x Debt/Equity ratio providing financial flexibility
  • + Positive operating cash flow of $78.8M demonstrating effective working capital management and operational cash generation capability

PHR Stock Risks: Phreesia, Inc. Investment Risks

Claude
  • ! Operationally unprofitable with negative operating income (-$6.6M) and -1.4% operating margin indicating core business struggles
  • ! Stagnant revenue growth of only 2.7% YoY with razor-thin net margins of 0.5% leaving no room for error
  • ! Severely depressed returns on invested capital (0.7% ROE, 0.3% ROA) suggest structural business model inefficiencies or intense competitive pressures

Key Metrics to Watch

Claude
  • * Operating income and operating margin trajectory - must trend positive to validate operational sustainability
  • * Revenue growth rate acceleration - 2.7% is insufficient; need evidence of market share gain or pricing power
  • * Net income quality and source - determine if profitability is driven by core operations or non-recurring items

Phreesia, Inc. (PHR) Financial Metrics & Key Ratios

Revenue
$480.6M
Net Income
$2.3M
EPS (Diluted)
$0.04
Free Cash Flow
$67.7M
Total Assets
$663.8M
Cash Position
$73.8M

💡 AI Analyst Insight

Phreesia, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

PHR Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -1.4%
Net Margin 0.5%
ROE 0.7%
ROA 0.3%
FCF Margin 14.1%

PHR vs Services Sector: How Phreesia, Inc. Compares

How Phreesia, Inc. compares to Services sector averages

Net Margin
PHR 0.5%
vs
Sector Avg 10.0%
PHR Sector
ROE
PHR 0.7%
vs
Sector Avg 16.0%
PHR Sector
Current Ratio
PHR 1.5x
vs
Sector Avg 1.5x
PHR Sector
Debt/Equity
PHR 0.0x
vs
Sector Avg 0.7x
PHR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Phreesia, Inc. Stock Overvalued? PHR Valuation Analysis 2026

Based on fundamental analysis, Phreesia, Inc. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
0.7%
Sector avg: 16%
Net Profit Margin
0.5%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.01x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Phreesia, Inc. Balance Sheet: PHR Debt, Cash & Liquidity

Current Ratio
1.53x
Quick Ratio
1.53x
Debt/Equity
0.01x
Debt/Assets
49.2%
Interest Coverage
-3.57x
Long-term Debt
$2.7M

PHR Revenue & Earnings Growth: 5-Year Financial Trend

PHR 5-year financial data: Year 2026: Revenue $467.8M, Net Income -$136.9M, EPS $-2.51.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Phreesia, Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-2.51 indicates the company is currently unprofitable.

PHR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
14.1%
Free cash flow / Revenue

PHR Quarterly Earnings & Performance

Quarterly financial performance data for Phreesia, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $106.8M $654.0K $0.02
Q2 2026 $102.1M $654.0K $0.01
Q1 2026 $101.2M -$3.9M $-0.07
Q3 2025 $91.6M -$14.4M $-0.25
Q2 2025 $85.8M -$18.0M $-0.31
Q1 2025 $83.8M -$19.7M $-0.35
Q3 2024 $73.1M -$31.9M $-0.58
Q2 2024 $67.9M -$36.8M $-0.68

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Phreesia, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$78.8M
Cash generated from operations
Stock Buybacks
$869.0K
Shares repurchased (TTM)
Capital Expenditures
$11.1M
Investment in assets
Dividends
None
No dividend program

PHR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Phreesia, Inc. (CIK: 0001412408)

📋 Recent SEC Filings

Date Form Document Action
Apr 13, 2026 4 xslF345X06/form4.xml View →
Apr 13, 2026 4 xslF345X06/form4.xml View →
Apr 13, 2026 4 xslF345X06/form4.xml View →
Apr 13, 2026 4 xslF345X06/form4.xml View →
Apr 13, 2026 4 xslF345X06/form4.xml View →

Frequently Asked Questions about PHR

What is the AI rating for PHR?

Phreesia, Inc. (PHR) has an AI rating of HOLD with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PHR's key strengths?

Claude: Exceptional free cash flow generation at $67.7M with 14.1% FCF margin despite operating losses. Fortress balance sheet with minimal debt ($2.7M long-term) and 0.01x Debt/Equity ratio providing financial flexibility.

What are the risks of investing in PHR?

Claude: Operationally unprofitable with negative operating income (-$6.6M) and -1.4% operating margin indicating core business struggles. Stagnant revenue growth of only 2.7% YoY with razor-thin net margins of 0.5% leaving no room for error.

What is PHR's revenue and growth?

Phreesia, Inc. reported revenue of $480.6M.

Does PHR pay dividends?

Phreesia, Inc. does not currently pay dividends.

Where can I find PHR SEC filings?

Official SEC filings for Phreesia, Inc. (CIK: 0001412408) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PHR's EPS?

Phreesia, Inc. has a diluted EPS of $0.04.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is PHR a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Phreesia, Inc. has a HOLD rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is PHR stock overvalued or undervalued?

Valuation metrics for PHR: ROE of 0.7% (sector avg: 16%), net margin of 0.5% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy PHR stock in 2026?

Our dual AI analysis gives Phreesia, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PHR's free cash flow?

Phreesia, Inc.'s operating cash flow is $78.8M, with capital expenditures of $11.1M. FCF margin is 14.1%.

How does PHR compare to other Services stocks?

Vs Services sector averages: Net margin 0.5% (avg: 10%), ROE 0.7% (avg: 16%), current ratio 1.53 (avg: 1.5).

Top Rated Stocks
NSSC 92% MLI 92% MELI 92% MDXG 92% MANH 92% INVA 92% GGG 92% GCT 92% FTNT 92% FSLR 92%
Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 14, 2026 | Data as of: 2026-01-31 | Powered by Claude AI