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Phillips Edison & Company, Inc. (PECO) Fundamental Analysis & AI Grade 2026

PECO Nasdaq Real Estate Investment Trusts MD CIK: 0001476204
Updated This Month • Analysis: Apr 29, 2026 • SEC Data: 2026-03-31
Combined AI Grade
C
78% Confidence
N/A
C
78% Conf
Pending
Analysis scheduled

📊 PECO Key Takeaways

Revenue: $190.7M
Net Margin: 15.9%
Free Cash Flow: $55.6M
Current Ratio: N/A
Debt/Equity: 1.09x
EPS: $0.24
AI Grade: C with 78% confidence
Phillips Edison & Company, Inc. (PECO) receives a C fundamental grade with 78% confidence from our AI analysis based on SEC 10-K filings. With revenue of $190.7M, net profit margin of 15.9%, and return on equity (ROE) of 1.3%, Phillips Edison & Company, Inc. demonstrates mixed fundamentals in the Real Estate sector. Below is our complete PECO stock analysis for 2026.

Is Phillips Edison & Company, Inc. (PECO) a Good Investment?

Claude

Phillips Edison faces critical financial stress with interest coverage of only 0.6x, meaning operating income cannot cover debt service obligations. Despite positive free cash flow of $55.6M and reasonable leverage at 1.09x, returns remain abysmal (ROE 1.3%, ROA 0.6%), suggesting operational underperformance and poor capital efficiency. Declining net income (-9.5% YoY) despite massive revenue growth signals deteriorating margins and inability to scale profitably.

Phillips Edison & Company, Inc. Key Strengths (PECO)

Claude
  • + Strong free cash flow generation at $55.6M with 29.1% FCF margin indicates underlying cash-generative operations
  • + Substantial asset base of $5.4B provides diversified real estate portfolio foundation
  • + Moderate debt-to-equity ratio of 1.09x is reasonable leverage for REIT sector

PECO Stock Risks: Phillips Edison & Company, Inc. Investment Risks

Claude
  • ! Critical: Interest coverage ratio of 0.6x indicates operating income cannot service debt obligations; company is dependent on refinancing or asset sales
  • ! Extremely low returns on capital (ROE 1.3%, ROA 0.6%) despite $5.4B assets; inefficient capital deployment
  • ! Minimal cash position of $3.1M creates liquidity vulnerability relative to $2.8B liability obligations and significant debt maturities
  • ! Net income declined 9.5% YoY despite 5598% revenue growth; operating expenses rose disproportionately indicating structural margin compression

Key Metrics to Watch

Claude
  • * Interest coverage ratio trending toward 1.0x minimum threshold for debt sustainability
  • * Operating margin expansion path; current 6.8% margin insufficient for REIT debt burden
  • * Operating cash flow sustainability relative to debt service; verify if positive FCF continues without asset sales
  • * Cash balance and refinancing schedule; assess liquidity runway given minimal cash reserves

Phillips Edison & Company, Inc. (PECO) Financial Metrics & Key Ratios

Revenue
$190.7M
Net Income
$30.4M
EPS (Diluted)
$0.24
Free Cash Flow
$55.6M
Total Assets
$5.4B
Cash Position
$3.1M

💡 AI Analyst Insight

The 29.1% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

PECO Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 6.8%
Net Margin 15.9%
ROE 1.3%
ROA 0.6%
FCF Margin 29.1%

PECO vs Real Estate Sector: How Phillips Edison & Company, Inc. Compares

How Phillips Edison & Company, Inc. compares to Real Estate sector averages

Net Margin
PECO 15.9%
vs
Sector Avg 20.0%
PECO Sector
ROE
PECO 1.3%
vs
Sector Avg 8.0%
PECO Sector
Current Ratio
PECO 0.0x
vs
Sector Avg 1.5x
PECO Sector
Debt/Equity
PECO 1.1x
vs
Sector Avg 1.5x
PECO Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Phillips Edison & Company, Inc. Stock Overvalued? PECO Valuation Analysis 2026

Based on fundamental analysis, Phillips Edison & Company, Inc. has mixed fundamental signals relative to the Real Estate sector in 2026.

Return on Equity
1.3%
Sector avg: 8%
Net Profit Margin
15.9%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.09x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Phillips Edison & Company, Inc. Balance Sheet: PECO Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
1.09x
Debt/Assets
51.8%
Interest Coverage
0.56x
Long-term Debt
$2.5B

PECO Revenue & Earnings Growth: 5-Year Financial Trend

PECO 5-year financial data: Year 2023: Revenue $11.5M, Net Income $15.1M, EPS $0.15. Year 2024: Revenue $11.5M, Net Income $48.3M, EPS $0.42. Year 2025: Revenue $12.8M, Net Income $56.8M, EPS $0.48.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Phillips Edison & Company, Inc.'s revenue has grown significantly by 10% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.48 reflects profitable operations.

PECO Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
29.1%
Free cash flow / Revenue

PECO Quarterly Earnings & Performance

Quarterly financial performance data for Phillips Edison & Company, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $2.8M $26.3M $0.21
Q3 2025 $2.9M $11.6M $0.09
Q2 2025 $2.5M $12.8M $0.10
Q1 2025 $2.6M $17.7M $0.14
Q3 2024 $2.2M $11.6M $0.09
Q2 2024 $2.5M $14.5M $0.12
Q1 2024 $2.5M $16.6M $0.14
Q3 2023 $2.1M $11.0M $0.09

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Phillips Edison & Company, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$55.6M
Cash generated from operations
Dividends Paid
$54.7M
Returned to shareholders

PECO SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Phillips Edison & Company, Inc. (CIK: 0001476204)

📋 Recent SEC Filings

Date Form Document Action
May 14, 2026 4 xslF345X06/wk-form4_1778790774.xml View →
May 14, 2026 4 xslF345X06/wk-form4_1778790756.xml View →
May 14, 2026 4 xslF345X06/wk-form4_1778790739.xml View →
May 14, 2026 4 xslF345X06/wk-form4_1778790721.xml View →
May 14, 2026 4 xslF345X06/wk-form4_1778790700.xml View →

Frequently Asked Questions about PECO

What is the AI rating for PECO?

Phillips Edison & Company, Inc. (PECO) has an AI grade of C with 78% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PECO's key strengths?

Claude: Strong free cash flow generation at $55.6M with 29.1% FCF margin indicates underlying cash-generative operations. Substantial asset base of $5.4B provides diversified real estate portfolio foundation.

What are the risks of investing in PECO?

Claude: Critical: Interest coverage ratio of 0.6x indicates operating income cannot service debt obligations; company is dependent on refinancing or asset sales. Extremely low returns on capital (ROE 1.3%, ROA 0.6%) despite $5.4B assets; inefficient capital deployment.

What is PECO's revenue and growth?

Phillips Edison & Company, Inc. reported revenue of $190.7M.

Does PECO pay dividends?

Phillips Edison & Company, Inc. pays dividends, with $54.7M distributed to shareholders in the trailing twelve months.

Where can I find PECO SEC filings?

Official SEC filings for Phillips Edison & Company, Inc. (CIK: 0001476204) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PECO's EPS?

Phillips Edison & Company, Inc. has a diluted EPS of $0.24.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is PECO's fundamental grade?

Based on our AI fundamental analysis in May 2026, Phillips Edison & Company, Inc. has a C grade with 78% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is PECO stock overvalued or undervalued?

Valuation metrics for PECO: ROE of 1.3% (sector avg: 8%), net margin of 15.9% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

What is PECO's AI grade for 2026?

Our dual AI analysis gives Phillips Edison & Company, Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PECO's free cash flow?

Phillips Edison & Company, Inc.'s operating cash flow is $55.6M, with capital expenditures of N/A. FCF margin is 29.1%.

How does PECO compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin 15.9% (avg: 20%), ROE 1.3% (avg: 8%), current ratio N/A (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 29, 2026 | Data as of: 2026-03-31 | Powered by Claude AI