📊 OLP Key Takeaways
Is One Liberty Properties Inc. (OLP) a Good Investment?
One Liberty's deteriorating earnings (-10.9% NI, -17.9% EPS) despite flat 1% revenue growth signals portfolio weakness that high margins cannot mask. Critically weak returns on capital (ROE 2.1%, ROA 0.7%) and thin interest coverage (1.4x) indicate insufficient cash generation to support the leveraged balance sheet.
OLP posts modest revenue growth with a notable uptick in net income and solid operating cash flow, supported by acceptable interest coverage. However, unusually high margins indicate non-recurring gains, and EPS decline raises questions about the durability of per‑share performance, making underlying growth quality uncertain.
Why Buy One Liberty Properties Inc. Stock? OLP Key Strengths
- Exceptional operating margin of 62.5% and net margin of 28.9% provide profitability cushion
- Positive free cash flow generation of $11.2M with strong 52.1% FCF margin demonstrates cash conversion ability
- Substantial asset base of $898.6M with diversified real estate portfolio
- Strong operating cash flow (~$37.5M) supporting obligations
- Adequate interest coverage (~5.1x) suggesting manageable near-term debt burden
- Meaningful equity base (~$300M) providing balance sheet cushion
OLP Stock Risks: One Liberty Properties Inc. Investment Risks
- Net income declined 10.9% and EPS fell 17.9% YoY despite flat revenue, indicating structural deterioration
- Flat 1% YoY revenue growth with no expansion momentum suggests portfolio stagnation or market headwinds
- Dangerously tight interest coverage of 1.4x leaves minimal buffer for economic stress or rate increases
- Abysmal returns on capital (ROE 2.1%, ROA 0.7%) indicate severe capital inefficiency despite high margins
- Leveraged balance sheet ($601.1M liabilities on $297.4M equity) with declining earnings coverage
- Headline profitability (>100% margins) likely driven by one-time gains, obscuring core earnings
- Leverage may be understated (Debt/Equity reported 0.00x vs. ~$558M liabilities), posing refinancing and rate risk
- EPS down 17.9% YoY signals potential dilution or weaker per-share fundamentals
Key Metrics to Watch
- Quarterly revenue and tenant lease renewal rates to assess portfolio demand stabilization
- Operating cash flow trend and cash available for debt service
- Interest coverage ratio movement in relation to debt refinancing needs
- Return on equity trajectory and per-unit portfolio cash generation (FFO/share for REIT analysis)
- Asset impairment risk and portfolio valuation adjustments
- Interest coverage trend versus ~5.1x
- Recurring rental revenue/NOI growth excluding asset sales
One Liberty Properties Inc. (OLP) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 52.1% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.
OLP Profit Margin, ROE & Profitability Analysis
OLP vs Real Estate Sector: How One Liberty Properties Inc. Compares
How One Liberty Properties Inc. compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is One Liberty Properties Inc. Stock Overvalued? OLP Valuation Analysis 2026
Based on fundamental analysis, One Liberty Properties Inc. has mixed fundamental signals relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
One Liberty Properties Inc. Balance Sheet: OLP Debt, Cash & Liquidity
OLP Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: One Liberty Properties Inc.'s revenue has grown significantly by 66% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.38 reflects profitable operations.
OLP Revenue Growth, EPS Growth & YoY Performance
OLP Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2022 | $20.8M | $2.6M | $0.13 |
| Q3 2021 | $20.4M | $2.3M | $0.28 |
| Q2 2021 | $20.4M | $2.0M | $0.10 |
| Q1 2021 | $20.8M | $2.6M | N/A |
| Q3 2020 | $20.4M | $2.3M | N/A |
| Q2 2020 | $20.7M | $1.6M | $0.10 |
| Q1 2020 | $21.2M | $2.4M | $0.19 |
| Q3 2019 | $19.6M | $3.9M | $0.25 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
One Liberty Properties Inc. Dividends, Buybacks & Capital Allocation
OLP SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for One Liberty Properties Inc. (CIK: 0000712770)
📋 Recent SEC Filings
❓ Frequently Asked Questions about OLP
What is the AI rating for OLP?
One Liberty Properties Inc. (OLP) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 66% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are OLP's key strengths?
Claude: Exceptional operating margin of 62.5% and net margin of 28.9% provide profitability cushion. Positive free cash flow generation of $11.2M with strong 52.1% FCF margin demonstrates cash conversion ability. ChatGPT: Strong operating cash flow (~$37.5M) supporting obligations. Adequate interest coverage (~5.1x) suggesting manageable near-term debt burden.
What are the risks of investing in OLP?
Claude: Net income declined 10.9% and EPS fell 17.9% YoY despite flat revenue, indicating structural deterioration. Flat 1% YoY revenue growth with no expansion momentum suggests portfolio stagnation or market headwinds. ChatGPT: Headline profitability (>100% margins) likely driven by one-time gains, obscuring core earnings. Leverage may be understated (Debt/Equity reported 0.00x vs. ~$558M liabilities), posing refinancing and rate risk.
What is OLP's revenue and growth?
One Liberty Properties Inc. reported revenue of $21.6M.
Does OLP pay dividends?
One Liberty Properties Inc. pays dividends, with $0.1M distributed to shareholders in the trailing twelve months.
Where can I find OLP SEC filings?
Official SEC filings for One Liberty Properties Inc. (CIK: 0000712770) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is OLP's EPS?
One Liberty Properties Inc. has a diluted EPS of $0.28.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is OLP a good stock to buy right now?
Based on our AI fundamental analysis in May 2026, One Liberty Properties Inc. has a SELL rating with 66% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is OLP stock overvalued or undervalued?
Valuation metrics for OLP: ROE of 2.1% (sector avg: 8%), net margin of 28.9% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.
Should I buy OLP stock in 2026?
Our dual AI analysis gives One Liberty Properties Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is OLP's free cash flow?
One Liberty Properties Inc.'s operating cash flow is $11.2M, with capital expenditures of N/A. FCF margin is 52.1%.
How does OLP compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin 28.9% (avg: 20%), ROE 2.1% (avg: 8%), current ratio N/A (avg: 1.5).