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One Liberty Properties Inc. (OLP) Stock Fundamental Analysis & AI Rating 2026

OLP NYSE Real Estate Investment Trusts MD CIK: 0000712770
Recently Updated • Analysis: Apr 13, 2026 • SEC Data: 2025-12-31
HOLD
65% Conf
Pending
Analysis scheduled

📊 OLP Key Takeaways

Revenue: $21.6M
Net Margin: 118.2%
Free Cash Flow: $37.5M
Current Ratio: N/A
Debt/Equity: 0.00x
EPS: $1.15
AI Rating: HOLD with 65% confidence
One Liberty Properties Inc. (OLP) receives a HOLD rating with 65% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $21.6M, net profit margin of 118.2%, and return on equity (ROE) of 8.5%, One Liberty Properties Inc. demonstrates mixed fundamentals in the Real Estate sector. Below is our complete OLP stock analysis for 2026.

Is One Liberty Properties Inc. (OLP) a Good Investment?

Claude

OLP demonstrates solid cash generation ($37.5M FCF) and positive net income growth (+5.5% YoY), but fundamentals reveal concerning weakness with minimal revenue growth (+1.0% YoY) and sharply declining diluted EPS (-17.9% YoY), indicating potential share dilution or one-time gains masking operational challenges. The extremely high reported margins and missing debt data raise data quality concerns that reduce confidence in the current financial picture.

Why Buy One Liberty Properties Inc. Stock? OLP Key Strengths

Claude
  • + Strong free cash flow generation ($37.5M) covering operations without capital intensity
  • + Positive net income growth (+5.5% YoY) demonstrating profitability despite market headwinds
  • + Solid interest coverage ratio (5.1x) indicating manageable debt servicing capability
  • + Reasonable ROE of 8.5% appropriate for REIT sector

OLP Stock Risks: One Liberty Properties Inc. Investment Risks

Claude
  • ! Weak revenue growth of only 1% YoY suggests stagnant property portfolio or mature operations
  • ! Sharply declining diluted EPS (-17.9% YoY) despite positive net income growth indicates significant share dilution
  • ! Critical data gaps: missing debt details, absent current/quick ratios, and implausible 0.00x debt-to-equity ratio reduce visibility
  • ! Suspiciously high operating margin (222.3%) and net margin (118.2%) suggest either non-recurring gains or data reporting issues

Key Metrics to Watch

Claude
  • * Revenue growth trajectory and underlying property NOI trends
  • * Share count changes and dilution drivers explaining EPS divergence
  • * Detailed debt schedule and actual leverage ratios (critical missing data)
  • * Quality and recurrence of operating income sources (gains on sales vs. recurring rental income)

One Liberty Properties Inc. (OLP) Financial Metrics & Key Ratios

Revenue
$21.6M
Net Income
$25.5M
EPS (Diluted)
$1.15
Free Cash Flow
$37.5M
Total Assets
$857.6M
Cash Position
$14.4M

💡 AI Analyst Insight

The 174.1% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

OLP Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 222.3%
Net Margin 118.2%
ROE 8.5%
ROA 3.0%
FCF Margin 174.1%

OLP vs Real Estate Sector: How One Liberty Properties Inc. Compares

How One Liberty Properties Inc. compares to Real Estate sector averages

Net Margin
OLP 118.2%
vs
Sector Avg 20.0%
OLP Sector
ROE
OLP 8.5%
vs
Sector Avg 8.0%
OLP Sector
Current Ratio
OLP 0.0x
vs
Sector Avg 1.5x
OLP Sector
Debt/Equity
OLP 0.0x
vs
Sector Avg 1.5x
OLP Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is One Liberty Properties Inc. Stock Overvalued? OLP Valuation Analysis 2026

Based on fundamental analysis, One Liberty Properties Inc. appears fundamentally strong relative to the Real Estate sector in 2026.

Return on Equity
8.5%
Sector avg: 8%
Net Profit Margin
118.2%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

One Liberty Properties Inc. Balance Sheet: OLP Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.00x
Debt/Assets
65.0%
Interest Coverage
5.06x
Long-term Debt
N/A

OLP Revenue & Earnings Growth: 5-Year Financial Trend

OLP 5-year financial data: Year 2013: Revenue $51.0M, Net Income N/A, EPS N/A. Year 2018: Revenue $79.1M, Net Income N/A, EPS N/A. Year 2019: Revenue $84.7M, Net Income N/A, EPS N/A. Year 2020: Revenue $84.7M, Net Income N/A, EPS N/A. Year 2021: Revenue $84.7M, Net Income $18.0M, EPS $0.88.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: One Liberty Properties Inc.'s revenue has grown significantly by 66% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.38 reflects profitable operations.

OLP Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
174.1%
Free cash flow / Revenue

OLP Quarterly Earnings & Performance

Quarterly financial performance data for One Liberty Properties Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2022 $20.8M $2.6M $0.13
Q3 2021 $20.4M $2.3M $0.28
Q2 2021 $20.4M $2.0M $0.10
Q1 2021 $20.8M $2.6M N/A
Q3 2020 $20.4M $2.3M N/A
Q2 2020 $20.7M $1.6M $0.10
Q1 2020 $21.2M $2.4M $0.19
Q3 2019 $19.6M $3.9M $0.25

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

One Liberty Properties Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$37.5M
Cash generated from operations
Stock Buybacks
$9.6M
Shares repurchased (TTM)
Dividends Paid
$39.0M
Returned to shareholders

OLP SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for One Liberty Properties Inc. (CIK: 0000712770)

📋 Recent SEC Filings

Date Form Document Action
Apr 6, 2026 4 xslF345X06/marketforms-72896.xml View →
Mar 25, 2026 4 xslF345X06/marketforms-72755.xml View →
Mar 18, 2026 4 xslF345X06/marketforms-72614.xml View →
Mar 12, 2026 4 xslF345X05/marketforms-72504.xml View →
Mar 12, 2026 4 xslF345X05/marketforms-72496.xml View →

Frequently Asked Questions about OLP

What is the AI rating for OLP?

One Liberty Properties Inc. (OLP) has an AI rating of HOLD with 65% confidence, based on fundamental analysis of SEC EDGAR filings.

What are OLP's key strengths?

Claude: Strong free cash flow generation ($37.5M) covering operations without capital intensity. Positive net income growth (+5.5% YoY) demonstrating profitability despite market headwinds.

What are the risks of investing in OLP?

Claude: Weak revenue growth of only 1% YoY suggests stagnant property portfolio or mature operations. Sharply declining diluted EPS (-17.9% YoY) despite positive net income growth indicates significant share dilution.

What is OLP's revenue and growth?

One Liberty Properties Inc. reported revenue of $21.6M.

Does OLP pay dividends?

One Liberty Properties Inc. pays dividends, with $39.0M distributed to shareholders in the trailing twelve months.

Where can I find OLP SEC filings?

Official SEC filings for One Liberty Properties Inc. (CIK: 0000712770) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is OLP's EPS?

One Liberty Properties Inc. has a diluted EPS of $1.15.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is OLP a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, One Liberty Properties Inc. has a HOLD rating with 65% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is OLP stock overvalued or undervalued?

Valuation metrics for OLP: ROE of 8.5% (sector avg: 8%), net margin of 118.2% (sector avg: 20%). Higher ROE suggests strong returns relative to peers.

Should I buy OLP stock in 2026?

Our dual AI analysis gives One Liberty Properties Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is OLP's free cash flow?

One Liberty Properties Inc.'s operating cash flow is $37.5M, with capital expenditures of N/A. FCF margin is 174.1%.

How does OLP compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin 118.2% (avg: 20%), ROE 8.5% (avg: 8%), current ratio N/A (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 13, 2026 | Data as of: 2025-12-31 | Powered by Claude AI