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MH Stock Analysis 2026 - McGraw Hill, Inc. AI Rating

MH NYSE Miscellaneous Publishing DE CIK: 0001951070
Recently Updated • Analysis: Apr 1, 2026 • SEC Data: 2025-12-31
HOLD
62% Conf
Pending
Analysis scheduled

📊 MH Key Takeaways

Revenue: $1.6B
Net Margin: 5.2%
Free Cash Flow: $416.3M
Current Ratio: 0.83x
Debt/Equity: 3.36x
EPS: $0.47
AI Rating: HOLD with 62% confidence

Is MH a Good Investment? Thesis Analysis

Claude

McGraw Hill demonstrates solid operational performance with strong profitability metrics (80.1% gross margin, 17.3% operating margin) and robust free cash flow generation ($416.3M, 25.4% FCF margin). However, the company carries significant leverage (3.36x Debt/Equity) with weak liquidity ratios (0.83x current, 0.70x quick), creating financial vulnerability despite strong cash generation.

Why Buy MH? Key Strengths

Claude
  • + Exceptional gross margin of 80.1% indicating strong pricing power and operational efficiency
  • + Substantial free cash flow of $416.3M with 25.4% FCF margin provides capital flexibility
  • + High operating margin of 17.3% demonstrates effective cost control and scale benefits
  • + Substantial cash balance of $514.4M provides liquidity buffer

MH Investment Risks to Consider

Claude
  • ! Elevated leverage ratio of 3.36x Debt/Equity with $2.6B long-term debt creates financial distress risk
  • ! Weak liquidity position with current ratio of 0.83x and quick ratio of 0.70x below healthy thresholds
  • ! Low net margin of 5.2% despite high gross margins suggests elevated operating expenses or interest burden
  • ! Limited visibility on revenue and earnings growth trends (N/A YoY data)

Key Metrics to Watch

Claude
  • * Debt/Equity ratio trend and debt repayment progress
  • * Current and quick ratios improvement trajectory
  • * Year-over-year revenue and net income growth rates
  • * Operating cash flow sustainability and free cash flow conversion
  • * Interest coverage ratio and debt service capacity

MH Financial Metrics

Revenue
$1.6B
Net Income
$85.6M
EPS (Diluted)
$0.47
Free Cash Flow
$416.3M
Total Assets
$5.6B
Cash Position
$514.4M

💡 AI Analyst Insight

The 25.4% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

MH Profitability Ratios

Gross Margin 80.1%
Operating Margin 17.3%
Net Margin 5.2%
ROE 11.0%
ROA 1.5%
FCF Margin 25.4%

MH vs Default Sector

How McGraw Hill, Inc. compares to Default sector averages

Net Margin
MH 5.2%
vs
Sector Avg 12.0%
MH Sector
ROE
MH 11.0%
vs
Sector Avg 15.0%
MH Sector
Current Ratio
MH 0.8x
vs
Sector Avg 1.8x
MH Sector
Debt/Equity
MH 3.4x
vs
Sector Avg 0.7x
MH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is MH Overvalued or Undervalued?

Based on fundamental analysis, McGraw Hill, Inc. shows some fundamental concerns relative to the Default sector in 2026.

Return on Equity
11.0%
Sector avg: 15%
Net Profit Margin
5.2%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
3.36x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

MH Balance Sheet & Liquidity

Current Ratio
0.83x
Quick Ratio
0.70x
Debt/Equity
3.36x
Debt/Assets
86.3%
Interest Coverage
N/A
Long-term Debt
$2.6B

MH Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
25.4%
Free cash flow / Revenue

MH Quarterly Performance

Quarterly financial performance data for McGraw Hill, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $416.5M $502.0K $-0.11
Q2 2026 $669.2M $502.0K $0.57
Q1 2026 $523.0M $502.0K $0.00

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

MH Capital Allocation

Operating Cash Flow
$477.3M
Cash generated from operations
Capital Expenditures
$61.0M
Investment in assets
Dividends
None
No dividend program

MH SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for McGraw Hill, Inc. (CIK: 0001951070)

📋 Recent SEC Filings

Date Form Document Action
Feb 19, 2026 4 xslF345X05/ownership.xml View →
Feb 18, 2026 4 xslF345X05/ownership.xml View →
Feb 11, 2026 10-Q mh-20251231.htm View →
Feb 11, 2026 8-K mh-20260211.htm View →
Jan 8, 2026 8-K d53190d8k.htm View →

Frequently Asked Questions about MH

What is the AI rating for MH?

McGraw Hill, Inc. (MH) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.

What are MH's key strengths?

Claude: Exceptional gross margin of 80.1% indicating strong pricing power and operational efficiency. Substantial free cash flow of $416.3M with 25.4% FCF margin provides capital flexibility.

What are the risks of investing in MH?

Claude: Elevated leverage ratio of 3.36x Debt/Equity with $2.6B long-term debt creates financial distress risk. Weak liquidity position with current ratio of 0.83x and quick ratio of 0.70x below healthy thresholds.

What is MH's revenue and growth?

McGraw Hill, Inc. reported revenue of $1.6B.

Does MH pay dividends?

McGraw Hill, Inc. does not currently pay dividends.

Where can I find MH SEC filings?

Official SEC filings for McGraw Hill, Inc. (CIK: 0001951070) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is MH's EPS?

McGraw Hill, Inc. has a diluted EPS of $0.47.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is MH a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, McGraw Hill, Inc. has a HOLD rating with 62% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is MH stock overvalued or undervalued?

Valuation metrics for MH: ROE of 11.0% (sector avg: 15%), net margin of 5.2% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy MH stock in 2026?

Our dual AI analysis gives McGraw Hill, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is MH's free cash flow?

McGraw Hill, Inc.'s operating cash flow is $477.3M, with capital expenditures of $61.0M. FCF margin is 25.4%.

How does MH compare to other Default stocks?

Vs Default sector averages: Net margin 5.2% (avg: 12%), ROE 11.0% (avg: 15%), current ratio 0.83 (avg: 1.8).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 1, 2026 | Data as of: 2025-12-31 | Powered by Claude AI