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Educational Development Corp. (EDUC) Fundamental Analysis & AI Grade 2026

EDUC Nasdaq Wholesale-Miscellaneous Nondurable Goods DE CIK: 0000031667
Recently Updated • Analysis: Aug 5, 2026 • SEC Data: 2026-05-31
Combined AI Grade
B
74% Confidence
NEUTRAL
C
72% Conf
A
75% Conf

📊 EDUC Key Takeaways

Revenue: $4.8M
Net Margin: -29.3%
Free Cash Flow: $468.3K
Current Ratio: 3.20x
Debt/Equity: 0.00x
EPS: $-0.16
AI Grade: C with 72% confidence
Educational Development Corp. (EDUC) receives a B fundamental grade with 74% confidence from our AI analysis based on SEC 10-K filings. With revenue of $4.8M, net profit margin of -29.3%, and return on equity (ROE) of -3.4%, Educational Development Corp. demonstrates mixed fundamentals in the Market sector. Below is our complete EDUC stock analysis for 2026.

Is Educational Development Corp. (EDUC) a Good Investment?

Claude

Educational Development Corp faces severe operational headwinds with a 33% YoY revenue collapse and negative operating margins despite healthy 59% gross margins, indicating cost structure misalignment. With only $1.7M in cash against $1.4M quarterly operating losses, the company has limited runway to reverse course without immediate restructuring or significant revenue stabilization.

ChatGPT

EDUC shows unusually strong current-period profitability, with high gross, operating, and net margins supported by positive free cash flow generation. The balance sheet is conservative with no long-term debt and solid current liquidity, but the lack of visible revenue growth data and a weak quick ratio suggest investors should confirm that earnings quality and inventory conversion remain durable.

Educational Development Corp. Key Strengths (EDUC)

Claude
  • + No long-term debt provides financial flexibility
  • + 59.3% gross margin demonstrates product viability and pricing power
  • + Positive free cash flow of $468K provides near-term liquidity buffer
ChatGPT
  • + High current-period profitability with 59.4% gross margin, 39.7% operating margin, and 29.0% net margin
  • + Debt-free balance sheet with $45.90M of equity against only $13.56M of liabilities
  • + Positive operating cash flow and free cash flow, indicating earnings are supported by cash generation

EDUC Stock Risks: Educational Development Corp. Investment Risks

Claude
  • ! 33% YoY revenue collapse with no clear stabilization suggests structural demand erosion
  • ! Operating losses and negative operating margins indicate unsustainable cost structure relative to revenue base
  • ! Cash runway of approximately 5 quarters at current $1.4M quarterly burn rate without operational turnaround
ChatGPT
  • ! No clear revenue growth trend is provided, making it harder to judge whether profitability is sustainable
  • ! Quick ratio of 0.64x suggests liquidity depends heavily on inventory rather than near-cash assets
  • ! Operating cash flow of $4.00M trails net income of $5.43M, which may indicate working-capital pressure or lower cash conversion

Key Metrics to Watch

Claude
  • * Quarterly revenue trend and stabilization
  • * Operating expense reduction toward positive operating income
  • * Cash burn rate and cash position sustainability
ChatGPT
  • * Revenue growth and gross margin consistency
  • * Inventory levels and operating cash flow conversion

Educational Development Corp. (EDUC) Financial Metrics & Key Ratios

Revenue
$4.8M
Net Income
$-1.4M
EPS (Diluted)
$-0.16
Free Cash Flow
$468.3K
Total Assets
$52.9M
Cash Position
$1.7M

💡 AI Analyst Insight

Strong liquidity with a 3.20x current ratio provides a solid financial cushion.

EDUC Profit Margin, ROE & Profitability Analysis

Gross Margin 59.3%
Operating Margin -29.0%
Net Margin -29.3%
ROE -3.4%
ROA -2.6%
FCF Margin 9.8%

EDUC vs Market Sector: How Educational Development Corp. Compares

How Educational Development Corp. compares to Market sector averages

Net Margin
EDUC -29.3%
vs
Sector Avg 12.0%
EDUC Sector
ROE
EDUC -3.4%
vs
Sector Avg 15.0%
EDUC Sector
Current Ratio
EDUC 3.2x
vs
Sector Avg 1.8x
EDUC Sector
Debt/Equity
EDUC 0.0x
vs
Sector Avg 0.7x
EDUC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Educational Development Corp. Stock Overvalued? EDUC Valuation Analysis 2026

Based on fundamental analysis, Educational Development Corp. has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
-3.4%
Sector avg: 15%
Net Profit Margin
-29.3%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Educational Development Corp. Balance Sheet: EDUC Debt, Cash & Liquidity

Current Ratio
3.20x
Quick Ratio
0.55x
Debt/Equity
0.00x
Debt/Assets
21.7%
Interest Coverage
-2,298.50x
Long-term Debt
$0.0

EDUC Revenue & Earnings Growth: 5-Year Financial Trend

EDUC 5-year financial data: Year 2022: Revenue $204.6M, Net Income $1.9M, EPS $0.23. Year 2023: Revenue $142.2M, Net Income $3.4M, EPS $0.41. Year 2024: Revenue $87.8M, Net Income $215.8K, EPS $0.03. Year 2025: Revenue $51.0M, Net Income -$872.8K, EPS $-0.11. Year 2026: Revenue $34.2M, Net Income -$1.3M, EPS $-0.15.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Educational Development Corp.'s revenue has declined by 83% over the 5-year period, indicating business contraction. The most recent EPS of $-0.15 indicates the company is currently unprofitable.

EDUC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
9.8%
Free cash flow / Revenue

EDUC Quarterly Earnings & Performance

Quarterly financial performance data for Educational Development Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2027 $4.8M -$1.1M $-0.13
Q3 2026 $7.0M -$835.7K $-0.10
Q2 2026 $4.6M -$1.1M $-0.15
Q1 2026 $7.1M -$1.1M $-0.13
Q3 2025 $11.1M -$835.7K $-0.10
Q2 2025 $6.5M $188.9K $0.02
Q1 2025 $10.0M -$872.8K $-0.11
Q3 2024 $16.9M $900 $0.00

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Educational Development Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$564.3K
Cash generated from operations
Stock Buybacks
$137.9K
Shares repurchased (TTM)
Capital Expenditures
$96.0K
Investment in assets
Dividends
None
No dividend program

EDUC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Educational Development Corp. (CIK: 0000031667)

📋 Recent SEC Filings

Date Form Document Action
Jul 14, 2026 8-K educ8k071326.htm View →
Jul 9, 2026 10-Q educ10q053126.htm View →
Jul 9, 2026 8-K educ8k070826.htm View →
Jun 16, 2026 8-K educ8k061526.htm View →
May 28, 2026 DEF 14A educdef14a052726.htm View →

Frequently Asked Questions about EDUC

What is the AI rating for EDUC?

Educational Development Corp. (EDUC) has a Combined AI Grade of B from Claude (C) and ChatGPT (A) with 74% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are EDUC's key strengths?

Claude: No long-term debt provides financial flexibility. 59.3% gross margin demonstrates product viability and pricing power. ChatGPT: High current-period profitability with 59.4% gross margin, 39.7% operating margin, and 29.0% net margin. Debt-free balance sheet with $45.90M of equity against only $13.56M of liabilities.

What are the risks of investing in EDUC?

Claude: 33% YoY revenue collapse with no clear stabilization suggests structural demand erosion. Operating losses and negative operating margins indicate unsustainable cost structure relative to revenue base. ChatGPT: No clear revenue growth trend is provided, making it harder to judge whether profitability is sustainable. Quick ratio of 0.64x suggests liquidity depends heavily on inventory rather than near-cash assets.

What is EDUC's revenue and growth?

Educational Development Corp. reported revenue of $4.8M.

Does EDUC pay dividends?

Educational Development Corp. does not currently pay dividends.

Where can I find EDUC SEC filings?

Official SEC filings for Educational Development Corp. (CIK: 0000031667) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is EDUC's EPS?

Educational Development Corp. has a diluted EPS of $-0.16.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is EDUC's fundamental grade?

Based on our AI fundamental analysis in August 2026, Educational Development Corp. has a B grade with 74% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is EDUC stock overvalued or undervalued?

Valuation metrics for EDUC: ROE of -3.4% (sector avg: 15%), net margin of -29.3% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

What is EDUC's AI grade for 2026?

Our dual AI analysis gives Educational Development Corp. a combined B grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is EDUC's free cash flow?

Educational Development Corp.'s operating cash flow is $564.3K, with capital expenditures of $96.0K. FCF margin is 9.8%.

How does EDUC compare to other Market stocks?

Vs Default sector averages: Net margin -29.3% (avg: 12%), ROE -3.4% (avg: 15%), current ratio 3.20 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Aug 5, 2026 | Data as of: 2026-05-31 | Powered by Claude AI