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KBH Stock Analysis 2026 - KB HOME AI Rating

KBH NYSE Operative Builders DE CIK: 0000795266
Recently Updated • Analysis: Apr 12, 2026 • SEC Data: 2026-02-28
SELL
72% Conf
Pending
Analysis scheduled

📊 KBH Key Takeaways

Revenue: $1.1B
Net Margin: 3.1%
Free Cash Flow: $-138.6M
Current Ratio: N/A
Debt/Equity: 0.00x
EPS: $0.52
AI Rating: SELL with 72% confidence

Is KBH a Good Investment? Thesis Analysis

Claude

KB Home faces significant operational headwinds with 10% YoY revenue decline and negative free cash flow of -$138.6M, indicating the company is burning cash from operations and not self-sustaining despite maintained profitability. The combination of deteriorating revenues, negative cash generation, and minimal net margins (3.1%) suggests unsustainable financial pressure that will erode the company's liquidity buffer.

Why Buy KBH? Key Strengths

Claude
  • + Strong operating margin of 32.1% demonstrates operational efficiency and effective cost management
  • + Maintains profitability with $33.4M net income despite significant revenue headwinds
  • + Adequate liquidity with $201.8M cash provides near-term runway
  • + Minimal leverage with 0.00x debt-to-equity ratio reduces financial risk

KBH Investment Risks to Consider

Claude
  • ! Severe negative free cash flow of -$138.6M indicates the core business cannot fund operations or investments
  • ! 10% YoY revenue decline signals housing market weakness or competitive market share loss
  • ! Razor-thin net margin of 3.1% provides minimal financial cushion for deterioration
  • ! Negative operating cash flow of -$125.4M is fundamentally unsustainable regardless of accounting profitability

Key Metrics to Watch

Claude
  • * Operating cash flow trajectory - must return to positive for business viability
  • * Revenue stabilization or recovery - critical indicator of market demand
  • * Cash balance depletion rate - tracks sustainability of current burn rate
  • * Working capital changes - may indicate order backlog or inventory pressure

KBH Financial Metrics

Revenue
$1.1B
Net Income
$33.4M
EPS (Diluted)
$0.52
Free Cash Flow
$-138.6M
Total Assets
$6.7B
Cash Position
$201.8M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

KBH Profitability Ratios

Gross Margin 22.4%
Operating Margin 32.1%
Net Margin 3.1%
ROE 0.9%
ROA 0.5%
FCF Margin -12.9%

KBH vs Default Sector

How KB HOME compares to Default sector averages

Net Margin
KBH 3.1%
vs
Sector Avg 12.0%
KBH Sector
ROE
KBH 0.9%
vs
Sector Avg 15.0%
KBH Sector
Current Ratio
KBH 0.0x
vs
Sector Avg 1.8x
KBH Sector
Debt/Equity
KBH 0.0x
vs
Sector Avg 0.7x
KBH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is KBH Overvalued or Undervalued?

Based on fundamental analysis, KB HOME has mixed fundamental signals relative to the Default sector in 2026.

Return on Equity
0.9%
Sector avg: 15%
Net Profit Margin
3.1%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

KBH Balance Sheet & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.00x
Debt/Assets
0.0%
Interest Coverage
N/A
Long-term Debt
N/A

KBH 5-Year Financial Trend & Growth Analysis

KBH 5-year financial data: Year 2021: Revenue $5.7B, Net Income $268.8M, EPS $2.85. Year 2022: Revenue $6.9B, Net Income $296.2M, EPS $3.13. Year 2023: Revenue $6.9B, Net Income $564.7M, EPS $6.01. Year 2024: Revenue $6.9B, Net Income $816.7M, EPS $9.09. Year 2025: Revenue $6.9B, Net Income $590.2M, EPS $7.03.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: KB HOME's revenue has grown significantly by 21% over the 5-year period, indicating strong business expansion. The most recent EPS of $7.03 reflects profitable operations.

KBH Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-12.9%
Free cash flow / Revenue

KBH Quarterly Performance

Quarterly financial performance data for KB HOME including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $1.1B $33.4M $0.52
Q3 2025 $1.6B $109.8M $1.61
Q2 2025 $1.5B $107.9M $1.50
Q1 2025 $1.4B $109.6M $1.49
Q3 2024 $1.6B $149.9M $1.80
Q2 2024 $1.7B $164.4M $1.94
Q1 2024 $1.4B $125.5M $1.45
Q3 2023 $1.6B $149.9M $1.80

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

KBH Capital Allocation

Operating Cash Flow
-$125.4M
Cash generated from operations
Stock Buybacks
$50.0M
Shares repurchased (TTM)
Capital Expenditures
$13.2M
Investment in assets
Dividends Paid
$17.3M
Returned to shareholders

KBH SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for KB HOME (CIK: 0000795266)

📋 Recent SEC Filings

Date Form Document Action
Apr 9, 2026 10-Q kbh-20260228.htm View →
Mar 24, 2026 8-K kbh-20260324.htm View →
Mar 13, 2026 DEF 14A kbh-20260313.htm View →
Feb 24, 2026 4 xslF345X05/wk-form4_1771970357.xml View →
Feb 24, 2026 4 xslF345X05/wk-form4_1771970287.xml View →

Frequently Asked Questions about KBH

What is the AI rating for KBH?

KB HOME (KBH) has an AI rating of SELL with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are KBH's key strengths?

Claude: Strong operating margin of 32.1% demonstrates operational efficiency and effective cost management. Maintains profitability with $33.4M net income despite significant revenue headwinds.

What are the risks of investing in KBH?

Claude: Severe negative free cash flow of -$138.6M indicates the core business cannot fund operations or investments. 10% YoY revenue decline signals housing market weakness or competitive market share loss.

What is KBH's revenue and growth?

KB HOME reported revenue of $1.1B.

Does KBH pay dividends?

KB HOME pays dividends, with $17.3M distributed to shareholders in the trailing twelve months.

Where can I find KBH SEC filings?

Official SEC filings for KB HOME (CIK: 0000795266) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is KBH's EPS?

KB HOME has a diluted EPS of $0.52.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is KBH a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, KB HOME has a SELL rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is KBH stock overvalued or undervalued?

Valuation metrics for KBH: ROE of 0.9% (sector avg: 15%), net margin of 3.1% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy KBH stock in 2026?

Our dual AI analysis gives KB HOME a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is KBH's free cash flow?

KB HOME's operating cash flow is $-125.4M, with capital expenditures of $13.2M. FCF margin is -12.9%.

How does KBH compare to other Default stocks?

Vs Default sector averages: Net margin 3.1% (avg: 12%), ROE 0.9% (avg: 15%), current ratio N/A (avg: 1.8).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 12, 2026 | Data as of: 2026-02-28 | Powered by Claude AI