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Delek US Holdings, Inc. (DK) Stock Fundamental Analysis & AI Rating 2026

DK NYSE Petroleum Refining DE CIK: 0001694426
Recently Updated • Analysis: May 6, 2026 • SEC Data: 2026-03-31
Combined AI Rating
SELL
86% Confidence
AGREEMENT
STRONG SELL
88% Conf
SELL
84% Conf

📊 DK Key Takeaways

Revenue: $2.7B
Net Margin: -7.6%
Free Cash Flow: $273.4M
Current Ratio: 0.76x
Debt/Equity: 10.54x
EPS: $-3.34
AI Rating: STRONG SELL with 88% confidence
Delek US Holdings, Inc. (DK) receives a SELL rating with 86% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $2.7B, net profit margin of -7.6%, and return on equity (ROE) of -66.7%, Delek US Holdings, Inc. demonstrates mixed fundamentals in the Energy sector. Below is our complete DK stock analysis for 2026.

Is Delek US Holdings, Inc. (DK) a Good Investment?

Claude

Delek US is in severe financial distress with deepening unprofitability (-$201.3M net income, worsening -152.7% YoY), extreme leverage (10.54x Debt/Equity), and inadequate liquidity (0.76x current ratio) that threatens solvency. While operating cash flow remains positive, the company cannot cover interest expenses from operations (negative -5.7x coverage) and faces structural balance sheet weakness with only $302M equity supporting $3.2B debt.

ChatGPT

Delek US Holdings shows weak fundamental quality: revenue declined, net income turned negative, and free cash flow was essentially breakeven despite sizable operating cash flow. While the business remains operationally viable with positive operating income and decent interest coverage, the combination of very high leverage, low equity, and sub-1.0 current liquidity leaves little margin for error in a cyclical refining environment.

Why Buy Delek US Holdings, Inc. Stock? DK Key Strengths

Claude
  • + Positive operating cash flow of $461.1M demonstrates underlying business generates cash despite accounting losses
  • + Free cash flow of $273.4M provides temporary liquidity buffer for debt service
  • + $624.1M in cash equivalents provides near-term operational runway
ChatGPT
  • + Positive operating income of $301.0M and operating cash flow of $535.8M indicate the core business is still generating cash before capital spending
  • + Interest coverage of 9.6x suggests near-term interest obligations are currently manageable
  • + Cash balance of $625.8M provides some liquidity support despite balance sheet pressure

DK Stock Risks: Delek US Holdings, Inc. Investment Risks

Claude
  • ! Extreme financial leverage at 10.54x Debt/Equity with negative net worth trajectory and refinancing risk
  • ! Working capital deficit with current ratio of 0.76x and quick ratio of 0.49x indicates severe liquidity stress
  • ! Persistent unprofitability with operating income -$179.3M and net margin -7.6%, combined with negative interest coverage ratio of -5.7x, indicating inability to service debt from operations
  • ! Cyclical petroleum refining sector experiencing margin compression with revenue declining 9.5% YoY
  • ! Negative ROE (-66.7%) and ROA (-2.7%) signaling capital destruction
ChatGPT
  • ! Net income of -$22.8M and a net margin of -0.2% show profitability has deteriorated materially
  • ! Debt-to-equity of 5.91x and long-term debt of $3.23B versus only $547.3M of equity indicate an overstretched capital structure
  • ! Current ratio of 0.82x, quick ratio of 0.53x, and free cash flow of just $6.3M point to weak liquidity and limited financial flexibility

Key Metrics to Watch

Claude
  • * Operating cash flow sustainability and whether positive FCF can continue amid negative profitability
  • * Debt refinancing events and covenant compliance status given negative EBITDA implications
  • * Refining crack spreads and realized margins as indicator of near-term profitability recovery or continued deterioration
ChatGPT
  • * Free cash flow after capital expenditures
  • * Debt reduction and liquidity ratios

Delek US Holdings, Inc. (DK) Financial Metrics & Key Ratios

Revenue
$2.7B
Net Income
$-201.3M
EPS (Diluted)
$-3.34
Free Cash Flow
$273.4M
Total Assets
$7.6B
Cash Position
$624.1M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

DK Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -6.8%
Net Margin -7.6%
ROE -66.7%
ROA -2.7%
FCF Margin 10.3%

DK vs Energy Sector: How Delek US Holdings, Inc. Compares

How Delek US Holdings, Inc. compares to Energy sector averages

Net Margin
DK -7.6%
vs
Sector Avg 12.0%
DK Sector
ROE
DK -66.7%
vs
Sector Avg 14.0%
DK Sector
Current Ratio
DK 0.8x
vs
Sector Avg 1.3x
DK Sector
Debt/Equity
DK 10.5x
vs
Sector Avg 0.6x
DK Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Delek US Holdings, Inc. Stock Overvalued? DK Valuation Analysis 2026

Based on fundamental analysis, Delek US Holdings, Inc. shows some fundamental concerns relative to the Energy sector in 2026.

Return on Equity
-66.7%
Sector avg: 14%
Net Profit Margin
-7.6%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
10.54x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Delek US Holdings, Inc. Balance Sheet: DK Debt, Cash & Liquidity

Current Ratio
0.76x
Quick Ratio
0.49x
Debt/Equity
10.54x
Debt/Assets
0.0%
Interest Coverage
-5.69x
Long-term Debt
$3.2B

DK Revenue & Earnings Growth: 5-Year Financial Trend

DK 5-year financial data: Year 2021: Revenue $10.6B, Net Income $310.6M, EPS $4.06. Year 2022: Revenue $20.2B, Net Income -$611.4M, EPS $-8.31. Year 2023: Revenue $20.2B, Net Income -$128.3M, EPS $-1.73. Year 2024: Revenue $19.8B, Net Income $257.1M, EPS $3.59. Year 2025: Revenue $16.5B, Net Income $19.8M, EPS $0.30.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Delek US Holdings, Inc.'s revenue has grown significantly by 55% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.30 reflects profitable operations.

DK Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
10.3%
Free cash flow / Revenue

DK Quarterly Earnings & Performance

Quarterly financial performance data for Delek US Holdings, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $2.6B -$172.7M $-2.78
Q3 2025 $2.9B -$76.8M $-1.20
Q2 2025 $2.8B -$37.2M $-0.58
Q1 2025 $2.6B -$32.6M $-0.51
Q3 2024 $3.0B -$76.8M $-1.20
Q2 2024 $3.4B -$8.3M $-0.13
Q1 2024 $3.2B -$32.6M $-0.51
Q3 2023 $4.7B $7.4M $0.10

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Delek US Holdings, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$461.1M
Cash generated from operations
Capital Expenditures
$187.7M
Investment in assets
Dividends Paid
$15.6M
Returned to shareholders

DK SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Delek US Holdings, Inc. (CIK: 0001694426)

📋 Recent SEC Filings

Date Form Document Action
May 6, 2026 4 xslF345X06/wk-form4_1778117098.xml View →
May 5, 2026 4 xslF345X06/wk-form4_1778025644.xml View →
May 1, 2026 4 xslF345X06/wk-form4_1777680132.xml View →
Apr 29, 2026 10-Q dk-20260331.htm View →
Apr 29, 2026 8-K dk-20260429.htm View →

Frequently Asked Questions about DK

What is the AI rating for DK?

Delek US Holdings, Inc. (DK) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (SELL) with 86% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are DK's key strengths?

Claude: Positive operating cash flow of $461.1M demonstrates underlying business generates cash despite accounting losses. Free cash flow of $273.4M provides temporary liquidity buffer for debt service. ChatGPT: Positive operating income of $301.0M and operating cash flow of $535.8M indicate the core business is still generating cash before capital spending. Interest coverage of 9.6x suggests near-term interest obligations are currently manageable.

What are the risks of investing in DK?

Claude: Extreme financial leverage at 10.54x Debt/Equity with negative net worth trajectory and refinancing risk. Working capital deficit with current ratio of 0.76x and quick ratio of 0.49x indicates severe liquidity stress. ChatGPT: Net income of -$22.8M and a net margin of -0.2% show profitability has deteriorated materially. Debt-to-equity of 5.91x and long-term debt of $3.23B versus only $547.3M of equity indicate an overstretched capital structure.

What is DK's revenue and growth?

Delek US Holdings, Inc. reported revenue of $2.7B.

Does DK pay dividends?

Delek US Holdings, Inc. pays dividends, with $15.6M distributed to shareholders in the trailing twelve months.

Where can I find DK SEC filings?

Official SEC filings for Delek US Holdings, Inc. (CIK: 0001694426) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is DK's EPS?

Delek US Holdings, Inc. has a diluted EPS of $-3.34.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is DK a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Delek US Holdings, Inc. has a SELL rating with 86% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is DK stock overvalued or undervalued?

Valuation metrics for DK: ROE of -66.7% (sector avg: 14%), net margin of -7.6% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy DK stock in 2026?

Our dual AI analysis gives Delek US Holdings, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is DK's free cash flow?

Delek US Holdings, Inc.'s operating cash flow is $461.1M, with capital expenditures of $187.7M. FCF margin is 10.3%.

How does DK compare to other Energy stocks?

Vs Energy sector averages: Net margin -7.6% (avg: 12%), ROE -66.7% (avg: 14%), current ratio 0.76 (avg: 1.3).

Is Delek US Holdings, Inc. carrying too much debt?

DK has a debt-to-equity ratio of 10.54x, which is above the Energy sector average of 0.6x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 6, 2026 | Data as of: 2026-03-31 | Powered by Claude AI