📊 PBF Key Takeaways
Is PBF Energy Inc. (PBF) a Good Investment?
PBF Energy is deeply unprofitable with negative operating cash flow of -$78M and catastrophic free cash flow of -$783.2M, indicating the business is destroying value faster than it can sustain. Declining 11.4% YoY revenue combined with inability to cover interest from operations signals structural challenges beyond typical commodity cycles.
Why Buy PBF Energy Inc. Stock? PBF Key Strengths
- Moderate leverage with Debt/Equity ratio of 0.40x provides financial flexibility
- Maintains liquidity cushion of $527.9M in cash for near-term obligations
- Adequate current ratio of 1.21x for working capital management
PBF Stock Risks: PBF Energy Inc. Investment Risks
- Severe cash burn with negative operating cash flow (-$78M) and negative free cash flow (-$783.2M) is operationally unsustainable
- Negative interest coverage ratio (-0.3x) indicates inability to service debt obligations from operating profits
- Declining revenue (-11.4% YoY) in cyclical refining sector facing structural energy transition headwinds
- Consistent unprofitability across all metrics (Operating Margin -0.2%, Net Margin -0.5%, ROE -3.0%)
Key Metrics to Watch
- Operating Cash Flow trend and timeline to positive generation
- Interest Coverage Ratio recovery to sustainable levels
- Refining crack spreads and operational efficiency improvements
PBF Energy Inc. (PBF) Financial Metrics & Key Ratios
💡 AI Analyst Insight
PBF Energy Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
PBF Profit Margin, ROE & Profitability Analysis
PBF vs Energy Sector: How PBF Energy Inc. Compares
How PBF Energy Inc. compares to Energy sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is PBF Energy Inc. Stock Overvalued? PBF Valuation Analysis 2026
Based on fundamental analysis, PBF Energy Inc. shows some fundamental concerns relative to the Energy sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
PBF Energy Inc. Balance Sheet: PBF Debt, Cash & Liquidity
PBF Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: PBF Energy Inc.'s revenue has grown significantly by 41% over the 5-year period, indicating strong business expansion. The most recent EPS of $16.52 reflects profitable operations.
PBF Revenue Growth, EPS Growth & YoY Performance
PBF Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $7.7B | $170.1M | $1.45 |
| Q2 2025 | $7.5B | -$5.2M | $-0.05 |
| Q1 2025 | $7.1B | $106.6M | $0.86 |
| Q3 2024 | $8.4B | -$244.5M | $-2.09 |
| Q2 2024 | $8.7B | $41.4M | $0.33 |
| Q1 2024 | $8.6B | $106.6M | $0.86 |
| Q3 2023 | $10.7B | $786.4M | $6.11 |
| Q2 2023 | $9.2B | $1.0B | $7.88 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
PBF Energy Inc. Dividends, Buybacks & Capital Allocation
PBF SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for PBF Energy Inc. (CIK: 0001534504)
📋 Recent SEC Filings
❓ Frequently Asked Questions about PBF
What is the AI rating for PBF?
PBF Energy Inc. (PBF) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.
What are PBF's key strengths?
Claude: Moderate leverage with Debt/Equity ratio of 0.40x provides financial flexibility. Maintains liquidity cushion of $527.9M in cash for near-term obligations.
What are the risks of investing in PBF?
Claude: Severe cash burn with negative operating cash flow (-$78M) and negative free cash flow (-$783.2M) is operationally unsustainable. Negative interest coverage ratio (-0.3x) indicates inability to service debt obligations from operating profits.
What is PBF's revenue and growth?
PBF Energy Inc. reported revenue of $29.3B.
Does PBF pay dividends?
PBF Energy Inc. pays dividends, with $143.5M distributed to shareholders in the trailing twelve months.
Where can I find PBF SEC filings?
Official SEC filings for PBF Energy Inc. (CIK: 0001534504) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is PBF's EPS?
PBF Energy Inc. has a diluted EPS of $-1.39.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is PBF a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, PBF Energy Inc. has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is PBF stock overvalued or undervalued?
Valuation metrics for PBF: ROE of -3.0% (sector avg: 14%), net margin of -0.5% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy PBF stock in 2026?
Our dual AI analysis gives PBF Energy Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is PBF's free cash flow?
PBF Energy Inc.'s operating cash flow is $-78.0M, with capital expenditures of $705.2M. FCF margin is -2.7%.
How does PBF compare to other Energy stocks?
Vs Energy sector averages: Net margin -0.5% (avg: 12%), ROE -3.0% (avg: 14%), current ratio 1.21 (avg: 1.3).