📊 PBF Key Takeaways
Is PBF Energy Inc. (PBF) a Good Investment?
PBF Energy exhibits critical operational cash flow deterioration with negative operating CF of -$323.7M and negative FCF of -$673.1M, indicating the company cannot self-fund capital expenditures despite positive net income. Declining revenues (-11.4% YoY), razor-thin net margins (2.5%), and abysmal returns on capital (ROE 3.6%, ROA 1.3%) reveal a business struggling in a cyclical refining sector with unsustainable cash burn dynamics.
Why Buy PBF Energy Inc. Stock? PBF Key Strengths
- Moderate leverage ratio (Debt/Equity 0.51x) with manageable debt burden
- Strong interest coverage (7.1x) provides debt service cushion
- Maintains cash reserves of $541.8M for short-term needs
PBF Stock Risks: PBF Energy Inc. Investment Risks
- Negative operating cash flow (-$323.7M) signals fundamental operational distress and inability to fund operations organically
- Negative free cash flow (-$673.1M, -8.5% FCF margin) unsustainable - company burning cash despite positive earnings
- Revenue declining 11.4% YoY with net margins only 2.5% in cyclical industry with limited pricing power
- Anemic return metrics (ROE 3.6%, ROA 1.3%) indicate poor capital efficiency and asset utilization
- Weak quick ratio (0.62x) suggests liquidity stress when excluding inventory
Key Metrics to Watch
- Operating cash flow trend - critical inflection point for sustainability
- Free cash flow and capital expenditure reduction plans
- Refining margins and crude oil spread dynamics affecting profitability
- Debt levels and covenant compliance given negative operating cash generation
PBF Energy Inc. (PBF) Financial Metrics & Key Ratios
💡 AI Analyst Insight
PBF Energy Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
PBF Profit Margin, ROE & Profitability Analysis
PBF vs Energy Sector: How PBF Energy Inc. Compares
How PBF Energy Inc. compares to Energy sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is PBF Energy Inc. Stock Overvalued? PBF Valuation Analysis 2026
Based on fundamental analysis, PBF Energy Inc. shows some fundamental concerns relative to the Energy sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
PBF Energy Inc. Balance Sheet: PBF Debt, Cash & Liquidity
PBF Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: PBF Energy Inc.'s revenue has grown significantly by 41% over the 5-year period, indicating strong business expansion. The most recent EPS of $16.52 reflects profitable operations.
PBF Revenue Growth, EPS Growth & YoY Performance
PBF Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $7.1B | $198.3M | $1.65 |
| Q3 2025 | $7.7B | $170.1M | $1.45 |
| Q2 2025 | $7.5B | -$5.2M | $-0.05 |
| Q1 2025 | $7.1B | $106.6M | $0.86 |
| Q3 2024 | $8.4B | -$244.5M | $-2.09 |
| Q2 2024 | $8.7B | $41.4M | $0.33 |
| Q1 2024 | $8.6B | $106.6M | $0.86 |
| Q3 2023 | $10.7B | $786.4M | $6.11 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
PBF Energy Inc. Dividends, Buybacks & Capital Allocation
PBF SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for PBF Energy Inc. (CIK: 0001534504)
📋 Recent SEC Filings
❓ Frequently Asked Questions about PBF
What is the AI rating for PBF?
PBF Energy Inc. (PBF) has an AI rating of SELL with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are PBF's key strengths?
Claude: Moderate leverage ratio (Debt/Equity 0.51x) with manageable debt burden. Strong interest coverage (7.1x) provides debt service cushion.
What are the risks of investing in PBF?
Claude: Negative operating cash flow (-$323.7M) signals fundamental operational distress and inability to fund operations organically. Negative free cash flow (-$673.1M, -8.5% FCF margin) unsustainable - company burning cash despite positive earnings.
What is PBF's revenue and growth?
PBF Energy Inc. reported revenue of $7.9B.
Does PBF pay dividends?
PBF Energy Inc. pays dividends, with $143.5M distributed to shareholders in the trailing twelve months.
Where can I find PBF SEC filings?
Official SEC filings for PBF Energy Inc. (CIK: 0001534504) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is PBF's EPS?
PBF Energy Inc. has a diluted EPS of $1.65.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is PBF a good stock to buy right now?
Based on our AI fundamental analysis in May 2026, PBF Energy Inc. has a SELL rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is PBF stock overvalued or undervalued?
Valuation metrics for PBF: ROE of 3.6% (sector avg: 14%), net margin of 2.5% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy PBF stock in 2026?
Our dual AI analysis gives PBF Energy Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is PBF's free cash flow?
PBF Energy Inc.'s operating cash flow is $-323.7M, with capital expenditures of $349.4M. FCF margin is -8.5%.
How does PBF compare to other Energy stocks?
Vs Energy sector averages: Net margin 2.5% (avg: 12%), ROE 3.6% (avg: 14%), current ratio 1.31 (avg: 1.3).