📊 CVI Key Takeaways
Is Cvr Energy Inc. (CVI) a Good Investment?
CVR Energy is unprofitable with negative operating income of $145M and net losses of $192M, while carrying excessive leverage of 3.16x debt/equity that cannot be serviced from operations (negative interest coverage of -5.4x). Revenue is declining 5.9% YoY with minimal free cash flow margins of 0.9%, indicating fundamental business deterioration in a cyclical industry.
CVR Energy's fundamentals point to a weak earnings profile: revenue declined, net income fell sharply year over year, and margins remain very thin, with operating margin at 2.5% and net margin at 0.4%. While liquidity is acceptable and cash on hand provides some buffer, high leverage, modest returns on capital, and negative free cash flow suggest limited financial flexibility and weak growth quality.
Why Buy Cvr Energy Inc. Stock? CVI Key Strengths
- Maintains positive operating cash flow of $64M despite net losses, demonstrating some underlying operational cash generation
- Cash position of $512M provides near-term liquidity cushion for debt servicing
- Current ratio of 1.44x supports ability to cover short-term obligations
- Acceptable near-term liquidity with a 1.79x current ratio and $511M in cash
- Positive operating income and net income indicate the business remains profitable on an absolute basis
- Interest coverage of 6.7x suggests debt service is currently manageable
CVI Stock Risks: Cvr Energy Inc. Investment Risks
- Deep operational losses with negative operating margin of -7.3% and net margin of -9.7% indicate core business failure
- Debt/equity ratio of 3.16x combined with negative interest coverage of -5.4x creates acute solvency risk and financial distress
- Revenue declining 5.9% YoY paired with negative ROE of -35.7% suggests deteriorating competitive position with shareholder value destruction
- Profitability is fragile, with very low operating and net margins and a 70% year-over-year drop in net income
- Leverage is elevated, with $1.70B of long-term debt and debt-to-equity of 2.33x
- Free cash flow is negative, indicating operating cash generation is not fully covering capital needs
Key Metrics to Watch
- Path to operating profitability and stabilization of gross margins
- Debt service capability and leverage ratio reduction trajectory
- Free cash flow sustainability and cash runway depletion timeline
- Operating margin and net margin trend
- Free cash flow and operating cash flow conversion
Cvr Energy Inc. (CVI) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 0.9% FCF margin may limit capital allocation flexibility.
CVI Profit Margin, ROE & Profitability Analysis
CVI vs Energy Sector: How Cvr Energy Inc. Compares
How Cvr Energy Inc. compares to Energy sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Cvr Energy Inc. Stock Overvalued? CVI Valuation Analysis 2026
Based on fundamental analysis, Cvr Energy Inc. shows some fundamental concerns relative to the Energy sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Cvr Energy Inc. Balance Sheet: CVI Debt, Cash & Liquidity
CVI Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Cvr Energy Inc.'s revenue has grown significantly by 28% over the 5-year period, indicating strong business expansion. The most recent EPS of $7.65 reflects profitable operations.
CVI Revenue Growth, EPS Growth & YoY Performance
CVI Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $1.6B | -$123.0M | $-1.22 |
| Q3 2025 | $1.8B | -$22.0M | $-0.22 |
| Q2 2025 | $1.8B | $21.0M | $0.21 |
| Q1 2025 | $1.6B | $82.0M | $0.81 |
| Q3 2024 | $1.8B | -$22.0M | $-0.22 |
| Q2 2024 | $2.0B | $21.0M | $0.21 |
| Q1 2024 | $1.9B | $82.0M | $0.81 |
| Q3 2023 | $2.5B | $93.0M | $0.92 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Cvr Energy Inc. Dividends, Buybacks & Capital Allocation
CVI SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Cvr Energy Inc. (CIK: 0001376139)
📋 Recent SEC Filings
❓ Frequently Asked Questions about CVI
What is the AI rating for CVI?
Cvr Energy Inc. (CVI) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (SELL) with 85% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are CVI's key strengths?
Claude: Maintains positive operating cash flow of $64M despite net losses, demonstrating some underlying operational cash generation. Cash position of $512M provides near-term liquidity cushion for debt servicing. ChatGPT: Acceptable near-term liquidity with a 1.79x current ratio and $511M in cash. Positive operating income and net income indicate the business remains profitable on an absolute basis.
What are the risks of investing in CVI?
Claude: Deep operational losses with negative operating margin of -7.3% and net margin of -9.7% indicate core business failure. Debt/equity ratio of 3.16x combined with negative interest coverage of -5.4x creates acute solvency risk and financial distress. ChatGPT: Profitability is fragile, with very low operating and net margins and a 70% year-over-year drop in net income. Leverage is elevated, with $1.70B of long-term debt and debt-to-equity of 2.33x.
What is CVI's revenue and growth?
Cvr Energy Inc. reported revenue of $2.0B.
Does CVI pay dividends?
Cvr Energy Inc. does not currently pay dividends.
Where can I find CVI SEC filings?
Official SEC filings for Cvr Energy Inc. (CIK: 0001376139) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is CVI's EPS?
Cvr Energy Inc. has a diluted EPS of $-1.91.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is CVI a good stock to buy right now?
Based on our AI fundamental analysis in May 2026, Cvr Energy Inc. has a SELL rating with 85% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is CVI stock overvalued or undervalued?
Valuation metrics for CVI: ROE of -35.7% (sector avg: 14%), net margin of -9.7% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy CVI stock in 2026?
Our dual AI analysis gives Cvr Energy Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is CVI's free cash flow?
Cvr Energy Inc.'s operating cash flow is $64.0M, with capital expenditures of $47.0M. FCF margin is 0.9%.
How does CVI compare to other Energy stocks?
Vs Energy sector averages: Net margin -9.7% (avg: 12%), ROE -35.7% (avg: 14%), current ratio 1.44 (avg: 1.3).
Is Cvr Energy Inc. carrying too much debt?
CVI has a debt-to-equity ratio of 3.16x, which is above the Energy sector average of 0.6x. However, the current ratio of 1.44 suggests adequate short-term liquidity.