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CVI Stock Analysis - CVR ENERGY INC AI Rating

CVI NYSE Petroleum Refining DE CIK: 0001376139
Recently Updated • Analysis: Mar 23, 2026 • SEC Data: 2025-12-31
AI Rating
SELL
72% Confidence

📊 CVI Key Takeaways

Revenue: $7.2B
Net Margin: 0.4%
Free Cash Flow: $-41.0M
Current Ratio: 1.79x
Debt/Equity: 2.33x
EPS: $0.27
AI Rating: SELL with 72% confidence

Investment Thesis

CVR Energy exhibits severely deteriorated profitability with net income declining 70% YoY despite modest revenue base, while negative free cash flow of -$41M indicates operational cash generation is insufficient to cover capital expenditures. The company carries substantial leverage at 2.33x debt-to-equity with only 6.7x interest coverage in a cyclical refining industry facing margin compression, creating financial fragility.

CVI Strengths

  • + Adequate liquidity with 1.79x current ratio and $511M cash position provides near-term financial flexibility
  • + Interest coverage ratio of 6.7x remains serviceable despite profitability pressures, reducing immediate default risk
  • + Operating cash flow of $144M demonstrates some underlying business cash generation capability

CVI Risks

  • ! Severe profitability deterioration: net income down 70% YoY with razor-thin 0.4% net margin indicates structural profitability challenges
  • ! Negative free cash flow of -$41M signals capital expenditures exceed operating cash generation, unsustainable long-term
  • ! High financial leverage (2.33x debt-to-equity, $1.7B debt) combined with weak profitability leaves limited cushion for cyclical downturns in petroleum refining
  • ! Revenue decline of 5.9% YoY in core refining business reflects industry headwinds and margin compression

Key Metrics to Watch

CVI Financial Metrics

Revenue
$7.2B
Net Income
$27.0M
EPS (Diluted)
$0.27
Free Cash Flow
$-41.0M
Total Assets
$3.7B
Cash Position
$511.0M

💡 AI Analyst Insight

CVR ENERGY INC presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

CVI Profitability Ratios

Gross Margin N/A
Operating Margin 2.5%
Net Margin 0.4%
ROE 3.7%
ROA 0.7%
FCF Margin -0.6%

CVI vs Energy Sector

How CVR ENERGY INC compares to Energy sector averages

Net Margin
CVI 0.4%
vs
Sector Avg 12.0%
CVI Sector
ROE
CVI 3.7%
vs
Sector Avg 14.0%
CVI Sector
Current Ratio
CVI 1.8x
vs
Sector Avg 1.3x
CVI Sector
Debt/Equity
CVI 2.3x
vs
Sector Avg 0.6x
CVI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CVI Balance Sheet & Liquidity

Current Ratio
1.79x
Quick Ratio
1.13x
Debt/Equity
2.33x
Debt/Assets
0.0%
Interest Coverage
6.72x
Long-term Debt
$1.7B

CVI 5-Year Financial Trend

CVI 5-year financial data: Year 2021: Revenue $7.2B, Net Income $380.0M, EPS $3.78. Year 2022: Revenue $10.9B, Net Income -$256.0M, EPS $-2.54. Year 2023: Revenue $10.9B, Net Income $25.0M, EPS $0.25. Year 2024: Revenue $10.9B, Net Income $463.0M, EPS $4.60. Year 2025: Revenue $9.2B, Net Income $769.0M, EPS $7.65.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CVR ENERGY INC's revenue has grown significantly by 28% over the 5-year period, indicating strong business expansion. The most recent EPS of $7.65 reflects profitable operations.

CVI Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-0.6%
Free cash flow / Revenue

CVI Quarterly Performance

Quarterly financial performance data for CVR ENERGY INC including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.8B -$22.0M $-0.22
Q2 2025 $1.8B $21.0M $0.21
Q1 2025 $1.6B $82.0M $0.81
Q3 2024 $1.8B -$22.0M $-0.22
Q2 2024 $2.0B $21.0M $0.21
Q1 2024 $1.9B $82.0M $0.81
Q3 2023 $2.5B $93.0M $0.92
Q2 2023 $2.2B $130.0M $1.29

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CVI Capital Allocation

Operating Cash Flow
$144.0M
Cash generated from operations
Capital Expenditures
$185.0M
Investment in assets
Dividends
None
No dividend program

CVI SEC Filings

Access official SEC EDGAR filings for CVR ENERGY INC (CIK: 0001376139)

📋 Recent SEC Filings

Date Form Document Action
Feb 24, 2026 4 xslF345X05/form4.xml View →
Feb 24, 2026 8-K cvi-20260224.htm View →
Feb 20, 2026 4 xslF345X05/wk-form4_1771622129.xml View →
Feb 18, 2026 10-K cvi-20251231.htm View →
Feb 18, 2026 8-K cvi-20260218.htm View →

Frequently Asked Questions about CVI

What is the AI rating for CVI?

CVR ENERGY INC (CVI) has an AI rating of SELL with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CVI's key strengths?

Adequate liquidity with 1.79x current ratio and $511M cash position provides near-term financial flexibility. Interest coverage ratio of 6.7x remains serviceable despite profitability pressures, reducing immediate default risk.

What are the risks of investing in CVI?

Severe profitability deterioration: net income down 70% YoY with razor-thin 0.4% net margin indicates structural profitability challenges. Negative free cash flow of -$41M signals capital expenditures exceed operating cash generation, unsustainable long-term.

What is CVI's revenue and growth?

CVR ENERGY INC reported revenue of $7.2B.

Does CVI pay dividends?

CVR ENERGY INC does not currently pay dividends.

Where can I find CVI SEC filings?

Official SEC filings for CVR ENERGY INC (CIK: 0001376139) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CVI's EPS?

CVR ENERGY INC has a diluted EPS of $0.27.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2025-12-31 | Powered by Claude AI