UNH vs CVS: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

UNH has stronger fundamentals based on our AI analysis.

UNH
UNITEDHEALTH GROUP INC
BUY
76%
Confidence
VS
CVS
CVS HEALTH Corp
HOLD
70%
Confidence

UNH vs CVS Fundamental Comparison

Metric UNH CVS
Revenue $447.6B $402.1B
Net Income $12.1B $1.8B
Net Margin 2.7% 0.4%
ROE 12.0% 2.4%
ROA 3.9% 0.7%
Current Ratio 0.79x 0.84x
Debt/Equity 0.72x 0.85x
EPS $13.23 $1.39

Green = Better metric | Red = Weaker metric

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UNH vs CVS: Frequently Asked Questions

Is UNH or CVS a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), UNH has stronger fundamentals. UNH is rated BUY (76% confidence) while CVS is rated HOLD (70% confidence). This is not investment advice.

How does UNH compare to CVS fundamentally?

UNITEDHEALTH GROUP INC has ROE of 12.0% vs CVS HEALTH Corp's 2.4%. Net margins are 2.7% vs 0.4% respectively.

Which stock pays higher dividends, UNH or CVS?

UNH has a dividend yield of N/A or no dividend while CVS has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in UNH or CVS for long term?

For long-term investing, consider that UNH has BUY rating with 76% confidence, while CVS has HOLD rating with 70% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about UNH vs CVS?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For UNH vs CVS, the AI consensus favors UNH based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.