IBM vs MSFT: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

MSFT has stronger fundamentals based on our AI analysis.

IBM
INTERNATIONAL BUSINESS MACHINES CORP
BUY
75%
Confidence
VS
MSFT
MICROSOFT CORP
BUY
91%
Confidence

IBM vs MSFT Fundamental Comparison

Metric IBM MSFT
Revenue $67.5B $158.9B
Net Income $10.6B $66.2B
Net Margin 15.7% 41.7%
ROE 32.4% 16.9%
ROA 7.0% 10.0%
Current Ratio 0.96x 1.39x
Debt/Equity 1.68x 0.10x
EPS $11.17 $8.87

Green = Better metric | Red = Weaker metric

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Browse Sectors: Technology Healthcare Finance Energy Consumer Industrial
Stock Lists: Strong Buy Undervalued Growth Dividend

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IBM vs MSFT: Frequently Asked Questions

Is IBM or MSFT a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), MSFT has stronger fundamentals. IBM is rated BUY (75% confidence) while MSFT is rated BUY (91% confidence). This is not investment advice.

How does IBM compare to MSFT fundamentally?

INTERNATIONAL BUSINESS MACHINES CORP has ROE of 32.4% vs MICROSOFT CORP's 16.9%. Net margins are 15.7% vs 41.7% respectively.

Which stock pays higher dividends, IBM or MSFT?

IBM has a dividend yield of N/A or no dividend while MSFT has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in IBM or MSFT for long term?

For long-term investing, consider that IBM has BUY rating with 75% confidence, while MSFT has BUY rating with 91% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about IBM vs MSFT?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For IBM vs MSFT, the AI consensus favors MSFT based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.