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CHCT Stock Analysis - Community Healthcare Trust Inc AI Rating

CHCT NYSE Real Estate Investment Trusts MD CIK: 0001631569
Recently Updated • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
AI Rating
HOLD
62% Confidence

📊 CHCT Key Takeaways

Revenue: $121.2M
Net Margin: 4.2%
Free Cash Flow: $56.4M
Current Ratio: N/A
Debt/Equity: 1.24x
EPS: $0.08
AI Rating: HOLD with 62% confidence

Investment Thesis

CHCT demonstrates strong operational cash generation (56.4M FCF) and improved profitability with 145.3% YoY net income growth, but the extraordinary 77789.1% revenue increase appears anomalous and requires clarification on underlying business drivers. High leverage (1.24x Debt/Equity) with 532.2M long-term debt limits financial flexibility despite adequate interest coverage.

CHCT Strengths

  • + Strong free cash flow generation at 56.4M with 46.6% FCF margin indicating efficient operations
  • + Net income and EPS growth of 145.3% and 134.8% respectively showing improved profitability trajectory
  • + Adequate interest coverage ratio of 5.0x suggests manageable debt service capacity
  • + Meaningful insider activity with 3 Form 4 filings in last 90 days indicating management confidence

CHCT Risks

  • ! Highly suspicious 77789.1% YoY revenue growth suggests potential data anomaly, merger/acquisition activity, or accounting restatement requiring investigation
  • ! High leverage with Debt/Equity of 1.24x and 532.2M long-term debt against only 3.3M cash creates refinancing risk
  • ! Extremely low ROE (1.2%) and ROA (0.5%) despite revenue growth indicates poor capital efficiency and asset utilization
  • ! Operating margin of 20.7% and net margin of 4.2% are inconsistent with such high revenue growth; suggests potential one-time items or unsustainable results

Key Metrics to Watch

CHCT Financial Metrics

Revenue
$121.2M
Net Income
$5.1M
EPS (Diluted)
$0.08
Free Cash Flow
$56.4M
Total Assets
$990.8M
Cash Position
$3.3M

💡 AI Analyst Insight

The 46.6% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

CHCT Profitability Ratios

Gross Margin N/A
Operating Margin 20.7%
Net Margin 4.2%
ROE 1.2%
ROA 0.5%
FCF Margin 46.6%

CHCT vs Default Sector

How Community Healthcare Trust Inc compares to Default sector averages

Net Margin
CHCT 4.2%
vs
Sector Avg 12.0%
CHCT Sector
ROE
CHCT 1.2%
vs
Sector Avg 15.0%
CHCT Sector
Current Ratio
CHCT 0.0x
vs
Sector Avg 1.8x
CHCT Sector
Debt/Equity
CHCT 1.2x
vs
Sector Avg 0.7x
CHCT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CHCT Balance Sheet & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
1.24x
Debt/Assets
56.7%
Interest Coverage
4.97x
Long-term Debt
$532.2M

CHCT 5-Year Financial Trend

CHCT 5-year financial data: Year 2020: Revenue $2.6M, Net Income N/A, EPS N/A. Year 2021: Revenue $2.9M, Net Income $8.4M, EPS $0.37. Year 2022: Revenue $3.6M, Net Income $19.1M, EPS $0.80. Year 2023: Revenue $4.2M, Net Income $22.5M, EPS $0.87. Year 2024: Revenue $4.2M, Net Income $22.0M, EPS $0.81.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Community Healthcare Trust Inc's revenue has grown significantly by 61% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.20 reflects profitable operations.

CHCT Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
46.6%
Free cash flow / Revenue

CHCT Quarterly Performance

Quarterly financial performance data for Community Healthcare Trust Inc including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2025 $348.0K $1.6M $0.03
Q3 2024 $304.0K $1.7M $0.04
Q2 2024 $602.0K -$345.0K $-0.07
Q1 2024 $991.0K $3.7M $0.11
Q3 2023 $888.0K $3.1M $0.05
Q2 2023 $852.0K -$345.0K $-0.07
Q1 2023 $877.0K $5.5M $0.21
Q3 2022 $807.0K $5.4M $0.20

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CHCT Capital Allocation

Operating Cash Flow
$56.4M
Cash generated from operations
Dividends Paid
$53.7M
Returned to shareholders

CHCT SEC Filings

Access official SEC EDGAR filings for Community Healthcare Trust Inc (CIK: 0001631569)

📋 Recent SEC Filings

Date Form Document Action
Mar 12, 2026 DEF 14A chct-20260311.htm View →
Feb 17, 2026 8-K chct-20260217.htm View →
Feb 17, 2026 10-K chct-20251231.htm View →
Jan 20, 2026 4 xslF345X05/wk-form4_1768944133.xml View →
Jan 20, 2026 4 xslF345X05/wk-form4_1768944114.xml View →

Frequently Asked Questions about CHCT

What is the AI rating for CHCT?

Community Healthcare Trust Inc (CHCT) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CHCT's key strengths?

Strong free cash flow generation at 56.4M with 46.6% FCF margin indicating efficient operations. Net income and EPS growth of 145.3% and 134.8% respectively showing improved profitability trajectory.

What are the risks of investing in CHCT?

Highly suspicious 77789.1% YoY revenue growth suggests potential data anomaly, merger/acquisition activity, or accounting restatement requiring investigation. High leverage with Debt/Equity of 1.24x and 532.2M long-term debt against only 3.3M cash creates refinancing risk.

What is CHCT's revenue and growth?

Community Healthcare Trust Inc reported revenue of $121.2M.

Does CHCT pay dividends?

Community Healthcare Trust Inc pays dividends, with $53.7M distributed to shareholders in the trailing twelve months.

Where can I find CHCT SEC filings?

Official SEC filings for Community Healthcare Trust Inc (CIK: 0001631569) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CHCT's EPS?

Community Healthcare Trust Inc has a diluted EPS of $0.08.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI