Today Gold Rate in Mumbai (Jan 14, 2026) 22 Carat 916 Hallmark 10 Gram

If you’re planning to buy 10 grams of 22-carat gold in Mumbai today, the base cost comes to ₹1,30,660 at the current rate of ₹13,066 per gram. But here’s the reality most first-time buyers miss: this is just the starting point. Once making charges, wastage, and GST are added, the final jewelry bill climbs to around ₹1.53 lakh–₹1.55 lakh, depending on where and what you buy.

Before you head to Zaveri Bazaar, here’s everything you should know clearly, honestly, and without jeweler jargon.

What Is the 22 Carat Gold Rate in Mumbai Today for 10 Grams?

As of January 14, 2026, 10 grams of 22-carat (916 hallmark) gold in Mumbai costs ₹1,30,660. This rate applies strictly to plain gold, not finished jewelry.

Mumbai jewelers update prices three times a day 9 AM, 2 PM, and 6 PM IST, in line with MCX movements.

Today’s movement so far:
The morning rate opened slightly lower and firmed up to ₹13,066/g by afternoon. Evening prices will be updated at 6 PM based on MCX closing trends.

Live Gold Rates in Mumbai (Jan 14, 2026)

These are pure gold rates. Jewelry will always cost more once labor and taxes come in.

Understanding 916 Hallmark Gold in Mumbai

916 gold means the metal is 91.6% pure gold, with the remaining 8.4% made up of copper and silver. This blend is what gives 22K jewelry its strength—pure 24K gold is simply too soft for daily wear.

Every hallmarked piece sold in Mumbai must carry:

• BIS logo
• 916 purity mark
• Jeweler’s identification mark
• 6-digit HUID code

Smart move: Download the BIS Care app and verify the HUID at the counter. It takes 30 seconds and can save you from costly mistakes.

Final Cost of 10 Grams Gold Jewelry in Mumbai (With Charges)

Here’s how the math actually works in a real shop:

Local reality: Plain chains & bangles: 8–12% making charges Heavy bridal or intricate work: 15–20%+ Wastage above 2% is negotiable don’t accept it blindly

Best Places to Buy 22 Carat Gold in Mumbai

Zaveri Bazaar (Kalbadevi)

Mumbai’s wholesale gold heart. Expect to save ₹50–₹150 per gram compared to mall showrooms.

Trusted names:

• Tribhovandas Bhimji Zaveri (TBZ) – Established 1864, strong on trust and resale
• Dwarkadas Chandumal Jewellers – Known for traditional bridal sets
• Popley & Sons – Premium craftsmanship, higher design focus

Insider tip: Visit between 9–11 AM. After noon, the crowd thickens and bargaining power drops fast.

Alternatives if crowds overwhelm you:

• Bandra West (Linking Road) – Calm, premium experience
• Borivali West – Competitive suburban pricing
• Thane / Navi Mumbai – Often ₹30–₹50 cheaper than South Mumbai

Why Gold Prices Vary Across Mumbai?

Price differences of ₹50–₹150 per gram are normal across the city.

Why?

• Transport costs from Zaveri Bazaar
• Brand premiums in high-end areas
• Import duty (12.5%) baked into bullion prices
• Individual jeweler margins

The gold is identical. The location and brand change the bill.

Today’s Gold Price Movement in Mumbai

• Opening (9 AM): ~₹13,020/g
• Afternoon (2 PM): ₹13,066/g
• Change from yesterday: +₹72/g
• Weekly change: +₹234/g

The rupee is hovering near ₹83.15/USD, keeping gold prices firm. With MCX futures holding steady, momentum remains slightly upward.

Factors Influencing Today’s Gold Rate

• Stable MCX gold futures
• International gold near recent highs
• USD/INR holding above 83
• Wedding season demand building up
• Import duty unchanged at 12.5%

Any dovish signal from global central banks could push prices higher.

Smart Buying Tips for Mumbai Gold Shoppers

• Go early morning (9–10 AM)
• Compare at least 3 shops
• Negotiate making charges hard
• Wastage should stay ≤2%
• Avoid Saturdays at Zaveri Bazaar
• Carry cash—₹20–₹30/g discounts are common
• Always get a GST bill (HSN 71081300)

Gold Rate Forecast for Mumbai (Next 7 Days)

Expected range: ₹12,950 – ₹13,150 per gram

Watch closely:

• RBI policy commentary
• US Fed signals
• Rupee movement beyond ₹83.50
• MCX trading volumes

Personal take: If you’re buying for an upcoming wedding, lock prices soon. Waiting beyond January often means paying more.

22 Carat vs 24 Carat Gold: Which Is Better?

Recommendation: For jewelry you’ll wear—choose 22K. For investment or Dhanteras coins—24K makes more sense.

Mumbai Gold Market Timings & Access

Zaveri Bazaar:

• Monday–Friday: 9:30 AM – 7 PM
• Closed on Sundays & major holidays
• Nearest stations: Charni Road, Sandhurst Road
• Parking: Municipal lot on Sheikh Memon Street