Today Gold Rate in Mumbai (Jan 13, 2026) 22 Carat 916 Hallmark 10 Gram

If you're planning to buy 10 grams of 22 carat gold in Mumbai today, you’ll need ₹1,33,010 for the gold alone. That’s ₹13,301 per gram for 916 hallmark gold.
However, this is just the base rate. Once making charges, wastage, and 3% GST are added, the final jewelry price typically rises to around ₹1.55 lakh.

Before you head to Zaveri Bazaar, here’s a complete breakdown of today’s Mumbai gold rates, costs, and smart buying tips.

What is the 22 Carat Gold Rate in Mumbai Today for 10 Grams?

As of January 13, 2026, 10 grams of 22 carat (916 hallmark) gold in Mumbai costs approximately ₹1,33,010 (₹13,301 per gram).
This rate applies to plain gold only and does not include making charges, GST, or wastage.

Gold prices in Mumbai are updated three times daily — 9 AM, 2 PM, and 6 PM — based on MCX movements.

The morning rate opened slightly lower and firmed up to the current ₹13,301 by afternoon. Evening rates will be announced after MCX closes at 6 PM IST.

Live Gold Rates in Mumbai (January 13, 2026)

These are bullion rates. Finished jewelry will cost more depending on design and jeweler.

Understanding 916 Hallmark Gold in Mumbai

916 hallmark gold means the metal is 91.6% pure gold, with the remaining 8.4% made up of copper and silver.
This composition makes 22 carat gold durable, which is why it’s the preferred choice for everyday jewelry in India.

Every genuine piece sold in Mumbai must carry:

• BIS logo
• “916” purity mark
• Jeweler’s identification mark
• 6-digit alphanumeric HUID code

Actionable tip: Use the BIS Care App at the store counter to verify the HUID. Fake hallmarks still circulate in smaller shops.

Final Price Calculation: Making Charges + GST (10 Grams)

Mumbai context: Plain chains/bangles: 8–12% making charges Heavy bridal jewelry: 15–20%+ Wastage above 2% is negotiable — don’t accept 3–4% easily.

Best Places to Buy 22 Carat Gold in Mumbai

Zaveri Bazaar (Kalbadevi)

• Mumbai’s wholesale gold hub. Expect prices ₹50–₹150 per gram cheaper than mall showrooms.

Trusted jewelers:

• Tribhovandas Bhimji Zaveri (TBZ) – Established in 1864, known for purity and resale transparency
• Dwarkadas Chandumal Jewellers – Popular for traditional bridal designs
• Popley & Sons – Trusted for premium craftsmanship

Insider tip: Visit 9–11 AM. By noon, Zaveri Bazaar is shoulder-to-shoulder and negotiation power drops. Ask for cash discounts (₹20–₹30/g).

Alternative areas:

• Linking Road, Bandra West – Less crowded, slightly higher rates
• Borivali West – Competitive suburban pricing
• Thane / Navi Mumbai – Often ₹30–₹50 cheaper than South Mumbai

Why Gold Prices Differ Across Mumbai?

Gold rates can vary by ₹50–₹200 per gram due to:

• Transport costs from Kalbadevi bullion market
• Brand premium in upscale localities
• Import duty (12.5%)
• Local demand (wedding season, festivals)

The gold is identical — you’re paying for location and brand, not purity.

Today’s Gold Rate Movement in Mumbai

• Opening rate (9 AM): ~₹13,260/g
• Afternoon rate (2 PM): ₹13,301/g
• Change from yesterday: +₹52/g
• Weekly trend: Mild upward bias

The rupee at ₹83.15/USD remains slightly weak, which usually supports gold prices. MCX futures are holding firm, indicating short-term stability.

Key Factors Affecting Gold Prices Today

• MCX gold futures trading steady
• Global spot gold near recent highs
• USD/INR stable around ₹83+
• Import duty unchanged at 12.5%
• Wedding season demand building up

Smart Tips for Buying Gold in Mumbai

• Go early (9–10 AM)
• Compare 3–4 jewelers before buying
• Verify BIS hallmark & HUID on the spot
• Negotiate making charges aggressively
• Avoid Saturdays at Zaveri Bazaar
• Carry cash for possible per-gram discounts

Gold Rate Forecast: Next 7 Days (Mumbai)

Expected trading range: ₹13,200 – ₹13,450 per gram (22K)

Watch for:

• RBI policy cues
• US Fed commentary
• Rupee movement beyond ₹84/USD

Personal view: If you don’t need gold urgently, short-term dips may appear post mid-January. For wedding purchases, locking now avoids February price spikes.

22 Carat vs 24 Carat Gold: Which Should You Buy?

Recommendation:

• For jewelry → 22 carat
• For investment/Dhanteras coins → 24 carat

Mumbai Gold Market Timings

Zaveri Bazaar:

• Mon–Fri: 10 AM – 6:30 PM
• Closed: Sundays & major holidays

Nearest stations:

• Charni Road
• Sandhurst Road

Parking tip: Use the municipal lot on Sheikh Memon Street — cheaper and a short walk.