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Petco Health & Wellness Company, Inc. (WOOF) Stock Fundamental Analysis & AI Rating 2026

WOOF Nasdaq Retail-Retail Stores, NEC DE CIK: 0001826470
Recently Updated • Analysis: Apr 19, 2026 • SEC Data: 2026-01-31
SELL
78% Conf
Pending
Analysis scheduled

📊 WOOF Key Takeaways

Revenue: $6.0B
Net Margin: 0.2%
Free Cash Flow: $187.0M
Current Ratio: 0.90x
Debt/Equity: 1.28x
EPS: $0.03
AI Rating: SELL with 78% confidence
Petco Health & Wellness Company, Inc. (WOOF) receives a SELL rating with 78% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $6.0B, net profit margin of 0.2%, and return on equity (ROE) of 0.8%, Petco Health & Wellness Company, Inc. demonstrates mixed fundamentals in the Consumer sector. Below is our complete WOOF stock analysis for 2026.

Is Petco Health & Wellness Company, Inc. (WOOF) a Good Investment?

Claude

Petco faces fundamental headwinds with declining revenues (-2.5% YoY) and deteriorating profitability despite a gross margin of 38.7%, resulting in a razor-thin 0.2% net margin. Critical concern: interest coverage ratio of 1.2x combined with 1.28x debt-to-equity leverage and current ratio below 1.0 creates financial fragility with minimal margin for operational underperformance.

Why Buy Petco Health & Wellness Company, Inc. Stock? WOOF Key Strengths

Claude
  • + Positive operating cash flow of $314.1M and free cash flow of $187.0M demonstrate underlying business generates cash
  • + Decent gross margin of 38.7% indicates product pricing power and cost management at merchandising level
  • + Adequate liquidity position with $256.7M cash on hand

WOOF Stock Risks: Petco Health & Wellness Company, Inc. Investment Risks

Claude
  • ! Revenue contraction of -2.5% YoY in competitive retail sector signals market share loss or weak demand
  • ! Interest coverage ratio of 1.2x dangerously low - minimal buffer to service $1.5B debt if operations deteriorate further
  • ! Current ratio of 0.90x and quick ratio of 0.38x indicate working capital stress and potential liquidity pressures
  • ! Profitability metrics critically weak: 0.2% net margin and 0.8% ROE show company barely earning on shareholder capital
  • ! High leverage (1.28x debt-to-equity) combined with thin margins creates financial inflexibility

Key Metrics to Watch

Claude
  • * Revenue trend reversal - must return to positive growth or negative momentum will persist
  • * Operating margin expansion - critical to improve from 2.0% given high fixed costs in retail
  • * Interest coverage ratio - must improve above 2.0x to indicate financial health; current 1.2x is unsustainable
  • * Cash conversion and free cash flow sustainability - verify $187M FCF is not dependent on working capital management

Petco Health & Wellness Company, Inc. (WOOF) Financial Metrics & Key Ratios

Revenue
$6.0B
Net Income
$9.1M
EPS (Diluted)
$0.03
Free Cash Flow
$187.0M
Total Assets
$5.2B
Cash Position
$256.7M

💡 AI Analyst Insight

The relatively thin 3.1% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.

WOOF Profit Margin, ROE & Profitability Analysis

Gross Margin 38.7%
Operating Margin 2.0%
Net Margin 0.2%
ROE 0.8%
ROA 0.2%
FCF Margin 3.1%

WOOF vs Consumer Sector: How Petco Health & Wellness Company, Inc. Compares

How Petco Health & Wellness Company, Inc. compares to Consumer sector averages

Net Margin
WOOF 0.2%
vs
Sector Avg 8.0%
WOOF Sector
ROE
WOOF 0.8%
vs
Sector Avg 18.0%
WOOF Sector
Current Ratio
WOOF 0.9x
vs
Sector Avg 1.5x
WOOF Sector
Debt/Equity
WOOF 1.3x
vs
Sector Avg 0.8x
WOOF Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Petco Health & Wellness Company, Inc. Stock Overvalued? WOOF Valuation Analysis 2026

Based on fundamental analysis, Petco Health & Wellness Company, Inc. shows some fundamental concerns relative to the Consumer sector in 2026.

Return on Equity
0.8%
Sector avg: 18%
Net Profit Margin
0.2%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.28x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Petco Health & Wellness Company, Inc. Balance Sheet: WOOF Debt, Cash & Liquidity

Current Ratio
0.90x
Quick Ratio
0.38x
Debt/Equity
1.28x
Debt/Assets
77.5%
Interest Coverage
1.21x
Long-term Debt
$1.5B

WOOF Revenue & Earnings Growth: 5-Year Financial Trend

WOOF 5-year financial data: Year 2021: Revenue $5.8B, Net Income -$95.9M, EPS $-0.46. Year 2022: Revenue $6.0B, Net Income -$26.5M, EPS $-0.13. Year 2023: Revenue $6.3B, Net Income $164.4M, EPS $0.62. Year 2024: Revenue $6.3B, Net Income $90.8M, EPS $0.34. Year 2025: Revenue $6.3B, Net Income -$1.3B, EPS $-4.78.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Petco Health & Wellness Company, Inc.'s revenue has shown modest growth of 8% over the 5-year period. The most recent EPS of $-4.78 indicates the company is currently unprofitable.

WOOF Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
3.1%
Free cash flow / Revenue

WOOF Quarterly Earnings & Performance

Quarterly financial performance data for Petco Health & Wellness Company, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.5B $9.3M $0.03
Q2 2025 $1.5B $2.3M $0.01
Q1 2025 $1.5B -$11.7M $-0.04
Q3 2024 $1.5B -$16.7M $-0.06
Q2 2024 $1.5B -$14.6M $-0.05
Q1 2024 $1.5B -$1.9M $-0.01
Q3 2023 $1.5B $19.9M $0.07
Q2 2023 $1.5B $13.5M $0.05

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Petco Health & Wellness Company, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$314.1M
Cash generated from operations
Capital Expenditures
$127.1M
Investment in assets
Dividends
None
No dividend program

WOOF SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Petco Health & Wellness Company, Inc. (CIK: 0001826470)

📋 Recent SEC Filings

Date Form Document Action
Apr 17, 2026 4 xslF345X06/form4.xml View →
Apr 17, 2026 4 xslF345X06/form4.xml View →
Apr 14, 2026 4 xslF345X06/form4.xml View →
Mar 17, 2026 4 xslF345X05/form4.xml View →
Mar 17, 2026 4 xslF345X05/form4.xml View →

Frequently Asked Questions about WOOF

What is the AI rating for WOOF?

Petco Health & Wellness Company, Inc. (WOOF) has an AI rating of SELL with 78% confidence, based on fundamental analysis of SEC EDGAR filings.

What are WOOF's key strengths?

Claude: Positive operating cash flow of $314.1M and free cash flow of $187.0M demonstrate underlying business generates cash. Decent gross margin of 38.7% indicates product pricing power and cost management at merchandising level.

What are the risks of investing in WOOF?

Claude: Revenue contraction of -2.5% YoY in competitive retail sector signals market share loss or weak demand. Interest coverage ratio of 1.2x dangerously low - minimal buffer to service $1.5B debt if operations deteriorate further.

What is WOOF's revenue and growth?

Petco Health & Wellness Company, Inc. reported revenue of $6.0B.

Does WOOF pay dividends?

Petco Health & Wellness Company, Inc. does not currently pay dividends.

Where can I find WOOF SEC filings?

Official SEC filings for Petco Health & Wellness Company, Inc. (CIK: 0001826470) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is WOOF's EPS?

Petco Health & Wellness Company, Inc. has a diluted EPS of $0.03.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is WOOF a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Petco Health & Wellness Company, Inc. has a SELL rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is WOOF stock overvalued or undervalued?

Valuation metrics for WOOF: ROE of 0.8% (sector avg: 18%), net margin of 0.2% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy WOOF stock in 2026?

Our dual AI analysis gives Petco Health & Wellness Company, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is WOOF's free cash flow?

Petco Health & Wellness Company, Inc.'s operating cash flow is $314.1M, with capital expenditures of $127.1M. FCF margin is 3.1%.

How does WOOF compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 0.2% (avg: 8%), ROE 0.8% (avg: 18%), current ratio 0.90 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 19, 2026 | Data as of: 2026-01-31 | Powered by Claude AI