📊 TITN Key Takeaways
Is Titan Machinery Inc. (TITN) a Good Investment?
Titan Machinery is in a profitability crisis with net losses of $54.2M on flat $2.4B revenue, deteriorating EPS (-46% YoY), and negative interest coverage indicating inability to service debt from operations. Despite strong operating cash flow, the company faces severe liquidity stress (quick ratio 0.24x) and zero revenue growth, suggesting structural challenges in a cyclical retail sector.
Titan Machinery Inc. Key Strengths (TITN)
- Strong operating cash flow of $137.5M despite net loss, indicating cash generation capacity
- Moderate leverage with debt-to-equity of 0.31x, providing some balance sheet flexibility
- Adequate current ratio of 1.41x for short-term operational needs
TITN Stock Risks: Titan Machinery Inc. Investment Risks
- Company is unprofitable with negative net margin (-2.2%) and operating margin (-0.3%)
- Critical liquidity stress with quick ratio of 0.24x, suggesting inability to cover short-term obligations
- Negative interest coverage (-0.5x) means company cannot cover debt service costs from operating income
- Revenue stagnation at 2.4B with zero YoY growth and deteriorating profitability trends
- Negative ROE (-9.4%) and ROA (-3.4%) indicating value destruction for shareholders
Key Metrics to Watch
- Operating margin recovery path and return to profitability timeline
- Quick ratio improvement and working capital management
- Revenue growth reacceleration and market demand trends in farm equipment sector
- Operating cash flow sustainability and whether it remains decoupled from net income
Titan Machinery Inc. (TITN) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Titan Machinery Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
TITN Profit Margin, ROE & Profitability Analysis
TITN vs Consumer Sector: How Titan Machinery Inc. Compares
How Titan Machinery Inc. compares to Consumer sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Titan Machinery Inc. Stock Overvalued? TITN Valuation Analysis 2026
Based on fundamental analysis, Titan Machinery Inc. has mixed fundamental signals relative to the Consumer sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Titan Machinery Inc. Balance Sheet: TITN Debt, Cash & Liquidity
TITN Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Titan Machinery Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $4.93 reflects profitable operations.
TITN Revenue Growth, EPS Growth & YoY Performance
TITN Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2026 | $644.5M | $1.2M | $0.05 |
| Q2 2026 | $546.4M | -$4.3M | $-0.19 |
| Q1 2026 | $594.3M | $9.4M | $0.41 |
| Q3 2025 | $679.8M | $1.7M | $0.07 |
| Q2 2025 | $633.7M | -$4.3M | $-0.19 |
| Q1 2025 | $569.6M | $9.4M | $0.41 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Titan Machinery Inc. Dividends, Buybacks & Capital Allocation
TITN SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Titan Machinery Inc. (CIK: 0001409171)
📋 Recent SEC Filings
❓ Frequently Asked Questions about TITN
What is the AI rating for TITN?
Titan Machinery Inc. (TITN) has an AI grade of D with 88% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TITN's key strengths?
Claude: Strong operating cash flow of $137.5M despite net loss, indicating cash generation capacity. Moderate leverage with debt-to-equity of 0.31x, providing some balance sheet flexibility.
What are the risks of investing in TITN?
Claude: Company is unprofitable with negative net margin (-2.2%) and operating margin (-0.3%). Critical liquidity stress with quick ratio of 0.24x, suggesting inability to cover short-term obligations.
What is TITN's revenue and growth?
Titan Machinery Inc. reported revenue of $2.4B.
Does TITN pay dividends?
Titan Machinery Inc. does not currently pay dividends.
Where can I find TITN SEC filings?
Official SEC filings for Titan Machinery Inc. (CIK: 0001409171) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TITN's EPS?
Titan Machinery Inc. has a diluted EPS of $-2.38.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is TITN's fundamental grade?
Based on our AI fundamental analysis in June 2026, Titan Machinery Inc. has a D grade with 88% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is TITN stock overvalued or undervalued?
Valuation metrics for TITN: ROE of -9.4% (sector avg: 18%), net margin of -2.2% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.
What is TITN's AI grade for 2026?
Our dual AI analysis gives Titan Machinery Inc. a combined D grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is TITN's free cash flow?
Titan Machinery Inc.'s operating cash flow is $137.5M, with capital expenditures of $2.0M. FCF margin is 5.6%.
How does TITN compare to other Consumer stocks?
Vs Consumer sector averages: Net margin -2.2% (avg: 8%), ROE -9.4% (avg: 18%), current ratio 1.41 (avg: 1.5).