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Waystar Holding Corp. (WAY) Stock Fundamental Analysis & AI Rating 2026

WAY Nasdaq Services-Computer Integrated Systems Design DE CIK: 0001990354
Recently Updated • Analysis: Apr 19, 2026 • SEC Data: 2025-12-31
BUY
72% Conf
Pending
Analysis scheduled

📊 WAY Key Takeaways

Revenue: $1.1B
Net Margin: 10.2%
Free Cash Flow: $283.2M
Current Ratio: 1.41x
Debt/Equity: 0.38x
EPS: $0.61
AI Rating: BUY with 72% confidence
Waystar Holding Corp. (WAY) receives a BUY rating with 72% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.1B, net profit margin of 10.2%, and return on equity (ROE) of 2.9%, Waystar Holding Corp. demonstrates strong fundamentals in the Technology sector. Below is our complete WAY stock analysis for 2026.

Is Waystar Holding Corp. (WAY) a Good Investment?

Claude

Waystar demonstrates solid operational fundamentals with 16.5% revenue growth, strong 22.7% operating margins, and exceptional free cash flow conversion (25.8% FCF margin). However, the 686% net income spike warrants scrutiny for non-recurring items, and weak ROE/ROA ratios raise capital efficiency concerns despite healthy cash generation.

Why Buy Waystar Holding Corp. Stock? WAY Key Strengths

Claude
  • + Strong free cash flow generation ($283.2M, 25.8% margin) with FCF exceeding net income, indicating quality earnings
  • + Healthy revenue growth at 16.5% YoY with robust 22.7% operating margin demonstrating operational efficiency
  • + Conservative capital structure with 0.38x debt/equity ratio providing financial flexibility for growth investments

WAY Stock Risks: Waystar Holding Corp. Investment Risks

Claude
  • ! Extraordinary net income growth (686% YoY) appears unsustainable, likely driven by one-time items or accounting adjustments
  • ! Very low returns on equity (2.9%) and assets (1.9%) suggest capital inefficiency or significant intangible asset impairment
  • ! Low absolute cash position ($61.4M) relative to $1.5B debt obligations and $1.9B total liabilities limits financial cushion

Key Metrics to Watch

Claude
  • * Reconcile net income growth drivers - identify recurring vs. non-recurring components of the 686% increase
  • * Monitor free cash flow sustainability and capital expenditure trends relative to revenue growth
  • * Track ROE/ROA improvement trajectory as company matures post-acquisition or restructuring

Waystar Holding Corp. (WAY) Financial Metrics & Key Ratios

Revenue
$1.1B
Net Income
$112.1M
EPS (Diluted)
$0.61
Free Cash Flow
$283.2M
Total Assets
$5.8B
Cash Position
$61.4M

💡 AI Analyst Insight

The 25.8% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.

WAY Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 22.7%
Net Margin 10.2%
ROE 2.9%
ROA 1.9%
FCF Margin 25.8%

WAY vs Technology Sector: How Waystar Holding Corp. Compares

How Waystar Holding Corp. compares to Technology sector averages

Net Margin
WAY 10.2%
vs
Sector Avg 18.0%
WAY Sector
ROE
WAY 2.9%
vs
Sector Avg 22.0%
WAY Sector
Current Ratio
WAY 1.4x
vs
Sector Avg 2.5x
WAY Sector
Debt/Equity
WAY 0.4x
vs
Sector Avg 0.5x
WAY Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Waystar Holding Corp. Stock Overvalued? WAY Valuation Analysis 2026

Based on fundamental analysis, Waystar Holding Corp. shows some fundamental concerns relative to the Technology sector in 2026.

Return on Equity
2.9%
Sector avg: 22%
Net Profit Margin
10.2%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.38x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Waystar Holding Corp. Balance Sheet: WAY Debt, Cash & Liquidity

Current Ratio
1.41x
Quick Ratio
1.41x
Debt/Equity
0.38x
Debt/Assets
33.0%
Interest Coverage
N/A
Long-term Debt
$1.5B

WAY Revenue & Earnings Growth: 5-Year Financial Trend

WAY 5-year financial data: Year 2024: Revenue $943.5M, Net Income -$51.5M, EPS $-0.42. Year 2025: Revenue $1.1B, Net Income -$51.3M, EPS $-0.42.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Waystar Holding Corp.'s revenue has grown significantly by 17% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.42 indicates the company is currently unprofitable.

WAY Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
25.8%
Free cash flow / Revenue

WAY Quarterly Earnings & Performance

Quarterly financial performance data for Waystar Holding Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $240.1M $5.4M $0.03
Q2 2025 $234.5M -$27.7M $0.18
Q1 2025 $224.8M -$15.9M $-0.13
Q3 2024 $197.3M $5.4M $0.03
Q2 2024 $196.0M -$10.8M $-0.09

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Waystar Holding Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$309.7M
Cash generated from operations
Capital Expenditures
$26.5M
Investment in assets
Dividends
None
No dividend program

WAY SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Waystar Holding Corp. (CIK: 0001990354)

📋 Recent SEC Filings

Date Form Document Action
Apr 17, 2026 DEF 14A way-20260417.htm View →
Mar 11, 2026 4 xslF345X05/wk-form4_1773269097.xml View →
Mar 11, 2026 4 xslF345X05/wk-form4_1773269053.xml View →
Mar 11, 2026 4 xslF345X05/wk-form4_1773268912.xml View →
Mar 11, 2026 4 xslF345X05/wk-form4_1773268873.xml View →

Frequently Asked Questions about WAY

What is the AI rating for WAY?

Waystar Holding Corp. (WAY) has an AI rating of BUY with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are WAY's key strengths?

Claude: Strong free cash flow generation ($283.2M, 25.8% margin) with FCF exceeding net income, indicating quality earnings. Healthy revenue growth at 16.5% YoY with robust 22.7% operating margin demonstrating operational efficiency.

What are the risks of investing in WAY?

Claude: Extraordinary net income growth (686% YoY) appears unsustainable, likely driven by one-time items or accounting adjustments. Very low returns on equity (2.9%) and assets (1.9%) suggest capital inefficiency or significant intangible asset impairment.

What is WAY's revenue and growth?

Waystar Holding Corp. reported revenue of $1.1B.

Does WAY pay dividends?

Waystar Holding Corp. does not currently pay dividends.

Where can I find WAY SEC filings?

Official SEC filings for Waystar Holding Corp. (CIK: 0001990354) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is WAY's EPS?

Waystar Holding Corp. has a diluted EPS of $0.61.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is WAY a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Waystar Holding Corp. has a BUY rating with 72% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is WAY stock overvalued or undervalued?

Valuation metrics for WAY: ROE of 2.9% (sector avg: 22%), net margin of 10.2% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy WAY stock in 2026?

Our dual AI analysis gives Waystar Holding Corp. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is WAY's free cash flow?

Waystar Holding Corp.'s operating cash flow is $309.7M, with capital expenditures of $26.5M. FCF margin is 25.8%.

How does WAY compare to other Technology stocks?

Vs Technology sector averages: Net margin 10.2% (avg: 18%), ROE 2.9% (avg: 22%), current ratio 1.41 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI