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KD Stock Analysis 2026 - Kyndryl Holdings, Inc. AI Rating

KD NYSE Services-Computer Integrated Systems Design DE CIK: 0001867072
Recently Updated • Analysis: Apr 12, 2026 • SEC Data: 2025-12-31
SELL
78% Conf
Pending
Analysis scheduled

📊 KD Key Takeaways

Revenue: $11.3B
Net Margin: 1.6%
Free Cash Flow: $-42.0M
Current Ratio: 0.86x
Debt/Equity: 2.43x
EPS: $0.77
AI Rating: SELL with 78% confidence

Is KD a Good Investment? Thesis Analysis

Claude

Kyndryl exhibits structural financial stress with negative free cash flow (-$42M) as capital expenditure ($492M) exceeds operating cash generation ($450M), indicating unsustainable cash burn. Combined with high financial leverage (2.43x Debt/Equity), razor-thin margins (2.5% operating, 1.6% net), and below-critical liquidity (0.86x current ratio), the company faces significant financial flexibility constraints.

Why Buy KD? Key Strengths

Claude
  • + Operating cash flow of $450M demonstrates core business cash generation capability despite margin pressure
  • + Adequate interest coverage ratio of 4.7x supports continued debt service without immediate distress
  • + Substantial cash position of $1.3B provides near-term liquidity buffer for operations

KD Investment Risks to Consider

Claude
  • ! Negative free cash flow (-$42M) with CapEx exceeding operating cash flow is unsustainable and indicates capital intensity outpacing profitability
  • ! High leverage at 2.43x Debt/Equity combined with thin margins (2.5% operating, 1.6% net) leaves minimal margin for error in business performance or economic downturns
  • ! Current ratio of 0.86x below 1.0 threshold signals potential short-term liquidity stress and working capital constraints

Key Metrics to Watch

Claude
  • * Free cash flow trend and timeline to positive territory; CapEx rationalization progress
  • * Operating margin expansion initiatives and pricing power sustainability
  • * Debt/Equity ratio trajectory and debt reduction milestones below 2.0x

KD Financial Metrics

Revenue
$11.3B
Net Income
$181.0M
EPS (Diluted)
$0.77
Free Cash Flow
$-42.0M
Total Assets
$11.3B
Cash Position
$1.3B

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

KD Profitability Ratios

Gross Margin N/A
Operating Margin 2.5%
Net Margin 1.6%
ROE 15.2%
ROA 1.6%
FCF Margin -0.4%

KD vs Technology Sector

How Kyndryl Holdings, Inc. compares to Technology sector averages

Net Margin
KD 1.6%
vs
Sector Avg 18.0%
KD Sector
ROE
KD 15.2%
vs
Sector Avg 22.0%
KD Sector
Current Ratio
KD 0.9x
vs
Sector Avg 2.5x
KD Sector
Debt/Equity
KD 2.4x
vs
Sector Avg 0.5x
KD Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is KD Overvalued or Undervalued?

Based on fundamental analysis, Kyndryl Holdings, Inc. shows some fundamental concerns relative to the Technology sector in 2026.

Return on Equity
15.2%
Sector avg: 22%
Net Profit Margin
1.6%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
2.43x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

KD Balance Sheet & Liquidity

Current Ratio
0.86x
Quick Ratio
0.86x
Debt/Equity
2.43x
Debt/Assets
88.4%
Interest Coverage
4.68x
Long-term Debt
$2.9B

KD 5-Year Financial Trend & Growth Analysis

KD 5-year financial data: Year 2021: Revenue $20.3B, Net Income -$943.0M, EPS $-4.21. Year 2023: Revenue $19.4B, Net Income -$2.0B, EPS $-8.96. Year 2024: Revenue $18.7B, Net Income -$494.0M, EPS $-2.20. Year 2025: Revenue $17.0B, Net Income -$1.4B, EPS $-6.06.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Kyndryl Holdings, Inc.'s revenue has declined by 16% over the 5-year period, indicating business contraction. The most recent EPS of $-6.06 indicates the company is currently unprofitable.

KD Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-0.4%
Free cash flow / Revenue

KD Quarterly Performance

Quarterly financial performance data for Kyndryl Holdings, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $3.7B $11.0M $0.05
Q3 2025 $3.7B -$12.0M $-0.05
Q2 2025 $3.7B -$32.0M $-0.14
Q1 2025 $3.7B $11.0M $0.05
Q3 2024 $3.9B -$12.0M $-0.05
Q2 2024 $4.1B -$142.0M $-0.62
Q1 2024 $4.2B -$141.0M $-0.62
Q3 2023 $4.3B -$106.0M $-0.47

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

KD Capital Allocation

Operating Cash Flow
$450.0M
Cash generated from operations
Stock Buybacks
$250.0M
Shares repurchased (TTM)
Capital Expenditures
$492.0M
Investment in assets
Dividends
None
No dividend program

KD SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for Kyndryl Holdings, Inc. (CIK: 0001867072)

📋 Recent SEC Filings

Date Form Document Action
Mar 4, 2026 4 xslF345X05/form4.xml View →
Mar 4, 2026 4 xslF345X05/form4.xml View →
Mar 4, 2026 4 xslF345X05/form4.xml View →
Feb 17, 2026 10-Q kd-20251231x10q.htm View →
Feb 17, 2026 10-Q/A tm266165d2_10qa.htm View →

Frequently Asked Questions about KD

What is the AI rating for KD?

Kyndryl Holdings, Inc. (KD) has an AI rating of SELL with 78% confidence, based on fundamental analysis of SEC EDGAR filings.

What are KD's key strengths?

Claude: Operating cash flow of $450M demonstrates core business cash generation capability despite margin pressure. Adequate interest coverage ratio of 4.7x supports continued debt service without immediate distress.

What are the risks of investing in KD?

Claude: Negative free cash flow (-$42M) with CapEx exceeding operating cash flow is unsustainable and indicates capital intensity outpacing profitability. High leverage at 2.43x Debt/Equity combined with thin margins (2.5% operating, 1.6% net) leaves minimal margin for error in business performance or economic downturns.

What is KD's revenue and growth?

Kyndryl Holdings, Inc. reported revenue of $11.3B.

Does KD pay dividends?

Kyndryl Holdings, Inc. does not currently pay dividends.

Where can I find KD SEC filings?

Official SEC filings for Kyndryl Holdings, Inc. (CIK: 0001867072) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is KD's EPS?

Kyndryl Holdings, Inc. has a diluted EPS of $0.77.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is KD a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Kyndryl Holdings, Inc. has a SELL rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is KD stock overvalued or undervalued?

Valuation metrics for KD: ROE of 15.2% (sector avg: 22%), net margin of 1.6% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy KD stock in 2026?

Our dual AI analysis gives Kyndryl Holdings, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is KD's free cash flow?

Kyndryl Holdings, Inc.'s operating cash flow is $450.0M, with capital expenditures of $492.0M. FCF margin is -0.4%.

How does KD compare to other Technology stocks?

Vs Technology sector averages: Net margin 1.6% (avg: 18%), ROE 15.2% (avg: 22%), current ratio 0.86 (avg: 2.5).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 12, 2026 | Data as of: 2025-12-31 | Powered by Claude AI