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Vroom, Inc. (VRMWW) Stock Fundamental Analysis & AI Rating 2026

VRMWW Nasdaq Retail-Auto Dealers & Gasoline Stations DE CIK: 0001580864
Recently Updated • Analysis: Apr 18, 2026 • SEC Data: 2025-12-31
STRONG SELL
87% Conf
Pending
Analysis scheduled

📊 VRMWW Key Takeaways

Revenue: $121.1M
Net Margin: -43.8%
Free Cash Flow: $68.1M
Current Ratio: 1.11x
Debt/Equity: 3.63x
EPS: $-10.24
AI Rating: STRONG SELL with 87% confidence
Vroom, Inc. (VRMWW) receives a STRONG SELL rating with 87% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $121.1M, net profit margin of -43.8%, and return on equity (ROE) of -45.5%, Vroom, Inc. demonstrates mixed fundamentals in the Automotive sector. Below is our complete VRMWW stock analysis for 2026.

Is Vroom, Inc. (VRMWW) a Good Investment?

Claude

Vroom exhibits severe operational losses (-44.4% operating margin) and negative profitability (-43.8% net margin) despite exceptional 232% revenue growth, indicating a fundamentally broken business model. With dangerous leverage of 3.63x debt-to-equity, inadequate liquidity (0.92x quick ratio), and only $10.4M cash against $423.2M long-term debt, the company faces acute solvency risk.

Why Buy Vroom, Inc. Stock? VRMWW Key Strengths

Claude
  • + Exceptional revenue growth of 232.3% YoY demonstrates strong market demand and scaling ability
  • + Positive operating cash flow of $75.2M and free cash flow of $68.1M provide near-term liquidity buffer
  • + Gross profit of $161.9M indicates underlying pricing power and high-margin gross economics

VRMWW Stock Risks: Vroom, Inc. Investment Risks

Claude
  • ! Deeply unprofitable with -$53M net loss and -43.8% net margin; company cannot achieve profitability despite massive revenue scaling
  • ! Critical leverage and liquidity position: 3.63x debt-to-equity with only $10.4M cash and 0.92x quick ratio creates imminent solvency concerns
  • ! Negative interest coverage (-19.2x) indicates inability to service debt from operations; structural cash burn from operating losses
  • ! Operating expenses far exceed gross profit, suggesting operationally inefficient model; likely unsustainable with current margin structure

Key Metrics to Watch

Claude
  • * Operating margin trajectory - must improve toward positive to justify leverage levels
  • * Cash position and runway - critical with only $10.4M against substantial debt obligations
  • * Debt covenant compliance and refinancing risk - high leverage with losses creates near-term default risk

Vroom, Inc. (VRMWW) Financial Metrics & Key Ratios

Revenue
$121.1M
Net Income
$-53.1M
EPS (Diluted)
$-10.24
Free Cash Flow
$68.1M
Total Assets
$937.4M
Cash Position
$10.4M

💡 AI Analyst Insight

The 56.2% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.

VRMWW Profit Margin, ROE & Profitability Analysis

Gross Margin 133.7%
Operating Margin -44.4%
Net Margin -43.8%
ROE -45.5%
ROA -5.7%
FCF Margin 56.2%

VRMWW vs Automotive Sector: How Vroom, Inc. Compares

How Vroom, Inc. compares to Automotive sector averages

Net Margin
VRMWW -43.8%
vs
Sector Avg 6.0%
VRMWW Sector
ROE
VRMWW -45.5%
vs
Sector Avg 12.0%
VRMWW Sector
Current Ratio
VRMWW 1.1x
vs
Sector Avg 1.2x
VRMWW Sector
Debt/Equity
VRMWW 3.6x
vs
Sector Avg 1.0x
VRMWW Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Vroom, Inc. Stock Overvalued? VRMWW Valuation Analysis 2026

Based on fundamental analysis, Vroom, Inc. shows some fundamental concerns relative to the Automotive sector in 2026.

Return on Equity
-45.5%
Sector avg: 12%
Net Profit Margin
-43.8%
Sector avg: 6%
Revenue Growth
N/A
Year-over-year
Debt/Equity
3.63x
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Vroom, Inc. Balance Sheet: VRMWW Debt, Cash & Liquidity

Current Ratio
1.11x
Quick Ratio
0.92x
Debt/Equity
3.63x
Debt/Assets
87.6%
Interest Coverage
-19.22x
Long-term Debt
$423.2M

VRMWW Revenue & Earnings Growth: 5-Year Financial Trend

VRMWW 5-year financial data: Year 2020: Revenue $1.4B, Net Income N/A, EPS N/A. Year 2021: Revenue $3.2B, Net Income -$143.0M, EPS N/A. Year 2022: Revenue $3.2B, Net Income -$202.8M, EPS $-2.76. Year 2023: Revenue $1.9B, Net Income -$451.9M, EPS $-262.15.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Vroom, Inc.'s revenue has grown significantly by 44% over the 5-year period, indicating strong business expansion. The most recent EPS of $-91.07 indicates the company is currently unprofitable.

VRMWW Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
56.2%
Free cash flow / Revenue

VRMWW Quarterly Earnings & Performance

Quarterly financial performance data for Vroom, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2023 $235.6M -$51.1M $-0.37
Q2 2023 $225.2M -$66.3M $-0.48
Q1 2023 $196.5M -$75.0M $-0.54
Q3 2022 $340.8M -$51.1M $-0.37
Q2 2022 $475.4M -$65.8M N/A
Q1 2022 $591.1M -$77.2M N/A
Q3 2021 $323.0M -$37.9M N/A
Q2 2021 $253.1M -$41.1M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Vroom, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$75.2M
Cash generated from operations
Stock Buybacks
$1.8M
Shares repurchased (TTM)
Capital Expenditures
$7.1M
Investment in assets
Dividends
None
No dividend program

VRMWW SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Vroom, Inc. (CIK: 0001580864)

📋 Recent SEC Filings

Date Form Document Action
Mar 26, 2026 10-K vrm-20251231.htm View →
Mar 26, 2026 8-K vrm-20260326.htm View →
Mar 24, 2026 4 xslF345X06/primarydocument.xml View →
Mar 24, 2026 4 xslF345X06/primarydocument.xml View →
Mar 13, 2026 4 xslF345X05/primarydocument.xml View →

Frequently Asked Questions about VRMWW

What is the AI rating for VRMWW?

Vroom, Inc. (VRMWW) has an AI rating of STRONG SELL with 87% confidence, based on fundamental analysis of SEC EDGAR filings.

What are VRMWW's key strengths?

Claude: Exceptional revenue growth of 232.3% YoY demonstrates strong market demand and scaling ability. Positive operating cash flow of $75.2M and free cash flow of $68.1M provide near-term liquidity buffer.

What are the risks of investing in VRMWW?

Claude: Deeply unprofitable with -$53M net loss and -43.8% net margin; company cannot achieve profitability despite massive revenue scaling. Critical leverage and liquidity position: 3.63x debt-to-equity with only $10.4M cash and 0.92x quick ratio creates imminent solvency concerns.

What is VRMWW's revenue and growth?

Vroom, Inc. reported revenue of $121.1M.

Does VRMWW pay dividends?

Vroom, Inc. does not currently pay dividends.

Where can I find VRMWW SEC filings?

Official SEC filings for Vroom, Inc. (CIK: 0001580864) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is VRMWW's EPS?

Vroom, Inc. has a diluted EPS of $-10.24.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is VRMWW a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Vroom, Inc. has a STRONG SELL rating with 87% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is VRMWW stock overvalued or undervalued?

Valuation metrics for VRMWW: ROE of -45.5% (sector avg: 12%), net margin of -43.8% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.

Should I buy VRMWW stock in 2026?

Our dual AI analysis gives Vroom, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is VRMWW's free cash flow?

Vroom, Inc.'s operating cash flow is $75.2M, with capital expenditures of $7.1M. FCF margin is 56.2%.

How does VRMWW compare to other Automotive stocks?

Vs Automotive sector averages: Net margin -43.8% (avg: 6%), ROE -45.5% (avg: 12%), current ratio 1.11 (avg: 1.2).

Is Vroom, Inc. carrying too much debt?

VRMWW has a debt-to-equity ratio of 3.63x, which is above the Automotive sector average of 1x. However, the current ratio of 1.11 suggests adequate short-term liquidity.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 18, 2026 | Data as of: 2025-12-31 | Powered by Claude AI