📊 OPLN Key Takeaways
Is OPENLANE, Inc. (OPLN) a Good Investment?
OPLN demonstrates solid operational cash generation ($146.5M FCF, 27.8% FCF margin) and steady revenue growth (8.2% YoY), but severely limited capital efficiency (ROE 3.9%, ROA 1.0%) and sharply declining diluted EPS (-313.3% YoY) signal operational challenges. The company generates cash but struggles to convert a large asset base ($4.9B) into adequate shareholder returns.
OPENLANE shows solid revenue growth and a sharp YoY improvement in profitability, with double‑digit operating margin and robust free cash flow (15%+ FCF margin). Liquidity and leverage are healthy, and interest coverage is strong, supporting resilience and optionality. EPS inconsistency and limited margin disclosure temper conviction, but core cash fundamentals remain attractive.
Why Buy OPENLANE, Inc. Stock? OPLN Key Strengths
- Exceptional free cash flow generation with 27.8% FCF margin
- Revenue growth momentum at 8.2% YoY in retail auto sector
- Manageable leverage with 0.42x Debt/Equity ratio and 7.3x interest coverage
- Strong free cash flow and cash conversion (OCF > NI)
- Healthy profitability (10.2% operating, 9.2% net) with improving NI
- Moderate leverage and strong interest coverage; ROE of 14.3%
OPLN Stock Risks: OPENLANE, Inc. Investment Risks
- Critically poor capital efficiency: 3.9% ROE and 1.0% ROA on $4.9B asset base
- Diluted EPS collapsed 313.3% YoY despite positive revenue growth, indicating margin compression or non-operational headwinds
- Marginal liquidity (1.16x current ratio) combined with $529.7M long-term debt and high working capital requirements of auto retail
- EPS negative despite positive net income suggests non‑recurring/accounting impacts or dilution
- Gross margin unavailable limits visibility into cost structure
- Cyclical demand and volume sensitivity to used‑vehicle supply and credit conditions
Key Metrics to Watch
- Return on Equity and Return on Assets trajectory - must improve from current critically low levels
- Free cash flow sustainability and capital allocation efficiency - verify FCF conversion to shareholder value
- Gross profit and operating margin trends - determine if EPS decline reflects pricing pressure, mix shift, or operational inefficiency
- Operating margin and operating expense ratio trend
- Free cash flow margin and OCF/NI conversion
OPENLANE, Inc. (OPLN) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 27.8% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.
OPLN Profit Margin, ROE & Profitability Analysis
OPLN vs Automotive Sector: How OPENLANE, Inc. Compares
How OPENLANE, Inc. compares to Automotive sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is OPENLANE, Inc. Stock Overvalued? OPLN Valuation Analysis 2026
Based on fundamental analysis, OPENLANE, Inc. has mixed fundamental signals relative to the Automotive sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
OPENLANE, Inc. Balance Sheet: OPLN Debt, Cash & Liquidity
OPLN Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: OPENLANE, Inc.'s revenue has declined by 30% over the 5-year period, indicating business contraction. The most recent EPS of $-1.82 indicates the company is currently unprofitable.
OPLN Revenue Growth, EPS Growth & YoY Performance
OPLN Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $460.1M | $36.9M | $0.18 |
| Q3 2025 | $459.8M | $28.4M | $0.12 |
| Q2 2025 | $443.8M | $10.7M | $0.00 |
| Q1 2025 | $429.9M | $18.5M | $0.05 |
| Q3 2024 | $416.3M | $12.7M | $0.01 |
| Q2 2024 | $416.9M | $10.7M | $0.00 |
| Q1 2024 | $416.3M | $12.7M | $0.01 |
| Q3 2023 | $393.0M | -$5.8M | $0.01 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
OPENLANE, Inc. Dividends, Buybacks & Capital Allocation
OPLN SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for OPENLANE, Inc. (CIK: 0001395942)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| May 15, 2026 | 4 | xslF345X06/wk-form4_1778859096.xml | View → |
| May 11, 2026 | 4 | xslF345X06/wk-form4_1778550349.xml | View → |
| May 8, 2026 | 4 | xslF345X06/wk-form4_1778266306.xml | View → |
| May 8, 2026 | 4 | xslF345X06/wk-form4_1778263272.xml | View → |
| May 8, 2026 | 4 | xslF345X06/wk-form4_1778262470.xml | View → |
❓ Frequently Asked Questions about OPLN
What is the AI rating for OPLN?
OPENLANE, Inc. (OPLN) has a Combined AI Rating of BUY from Claude (HOLD) and ChatGPT (BUY) with 67% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are OPLN's key strengths?
Claude: Exceptional free cash flow generation with 27.8% FCF margin. Revenue growth momentum at 8.2% YoY in retail auto sector. ChatGPT: Strong free cash flow and cash conversion (OCF > NI). Healthy profitability (10.2% operating, 9.2% net) with improving NI.
What are the risks of investing in OPLN?
Claude: Critically poor capital efficiency: 3.9% ROE and 1.0% ROA on $4.9B asset base. Diluted EPS collapsed 313.3% YoY despite positive revenue growth, indicating margin compression or non-operational headwinds. ChatGPT: EPS negative despite positive net income suggests non‑recurring/accounting impacts or dilution. Gross margin unavailable limits visibility into cost structure.
What is OPLN's revenue and growth?
OPENLANE, Inc. reported revenue of $527.9M.
Does OPLN pay dividends?
OPENLANE, Inc. does not currently pay dividends.
Where can I find OPLN SEC filings?
Official SEC filings for OPENLANE, Inc. (CIK: 0001395942) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is OPLN's EPS?
OPENLANE, Inc. has a diluted EPS of $0.35.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is OPLN a good stock to buy right now?
Based on our AI fundamental analysis in May 2026, OPENLANE, Inc. has a BUY rating with 67% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is OPLN stock overvalued or undervalued?
Valuation metrics for OPLN: ROE of 3.9% (sector avg: 12%), net margin of 9.3% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.
Should I buy OPLN stock in 2026?
Our dual AI analysis gives OPENLANE, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is OPLN's free cash flow?
OPENLANE, Inc.'s operating cash flow is $159.6M, with capital expenditures of $13.1M. FCF margin is 27.8%.
How does OPLN compare to other Automotive stocks?
Vs Automotive sector averages: Net margin 9.3% (avg: 6%), ROE 3.9% (avg: 12%), current ratio 1.16 (avg: 1.2).