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Sonic Automotive Inc. (SAH) Stock Fundamental Analysis & AI Rating 2026

SAH NYSE Retail-Auto Dealers & Gasoline Stations DE CIK: 0001043509
Recently Updated • Analysis: Apr 15, 2026 • SEC Data: 2025-12-31
HOLD
72% Conf
Pending
Analysis scheduled

📊 SAH Key Takeaways

Revenue: $15.2B
Net Margin: 0.8%
Free Cash Flow: $417.5M
Current Ratio: 1.09x
Debt/Equity: 1.51x
EPS: $3.42
AI Rating: HOLD with 72% confidence
Sonic Automotive Inc. (SAH) receives a HOLD rating with 72% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $15.2B, net profit margin of 0.8%, and return on equity (ROE) of 11.1%, Sonic Automotive Inc. demonstrates mixed fundamentals in the Automotive sector. Below is our complete SAH stock analysis for 2026.

Is Sonic Automotive Inc. (SAH) a Good Investment?

Claude

Sonic Automotive demonstrates concerning profitability deterioration with net income declining 45% YoY despite 6.5% revenue growth, signaling operational margin compression in a capital-intensive retail environment. While the company maintains strong cash generation ($417.5M FCF) and excellent debt coverage, tightening liquidity (1.09x current ratio, $6.3M cash) combined with high leverage (1.51x D/E) and razor-thin net margins (0.8%) create material near-term financial stress.

Why Buy Sonic Automotive Inc. Stock? SAH Key Strengths

Claude
  • + Positive revenue growth at 6.5% YoY in competitive automotive retail sector
  • + Strong operating cash flow generation ($567.4M) with healthy FCF conversion (2.8% FCF margin)
  • + Excellent interest coverage ratio (735x) eliminates debt service distress concerns

SAH Stock Risks: Sonic Automotive Inc. Investment Risks

Claude
  • ! Dramatic 45% YoY net income collapse despite revenue growth indicates severe margin compression and operational deterioration
  • ! Critical liquidity weakness with only $6.3M cash against $6B assets and 0.32x quick ratio creating refinancing vulnerability
  • ! High financial leverage (1.51x D/E) combined with collapsing profitability and thin margins (0.8% net) reduces financial flexibility

Key Metrics to Watch

Claude
  • * Gross margin and operating margin trends to identify whether margin compression continues or stabilizes
  • * Operating cash flow sustainability and cash balance recovery given current liquidity constraints
  • * Debt/Equity trajectory and near-term debt maturity schedule relative to refinancing capacity

Sonic Automotive Inc. (SAH) Financial Metrics & Key Ratios

Revenue
$15.2B
Net Income
$118.7M
EPS (Diluted)
$3.42
Free Cash Flow
$417.5M
Total Assets
$6.0B
Cash Position
$6.3M

💡 AI Analyst Insight

The relatively thin 2.8% FCF margin may limit capital allocation flexibility.

SAH Profit Margin, ROE & Profitability Analysis

Gross Margin 15.7%
Operating Margin 2.4%
Net Margin 0.8%
ROE 11.1%
ROA 2.0%
FCF Margin 2.8%

SAH vs Automotive Sector: How Sonic Automotive Inc. Compares

How Sonic Automotive Inc. compares to Automotive sector averages

Net Margin
SAH 0.8%
vs
Sector Avg 6.0%
SAH Sector
ROE
SAH 11.1%
vs
Sector Avg 12.0%
SAH Sector
Current Ratio
SAH 1.1x
vs
Sector Avg 1.2x
SAH Sector
Debt/Equity
SAH 1.5x
vs
Sector Avg 1.0x
SAH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Sonic Automotive Inc. Stock Overvalued? SAH Valuation Analysis 2026

Based on fundamental analysis, Sonic Automotive Inc. shows some fundamental concerns relative to the Automotive sector in 2026.

Return on Equity
11.1%
Sector avg: 12%
Net Profit Margin
0.8%
Sector avg: 6%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.51x
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Sonic Automotive Inc. Balance Sheet: SAH Debt, Cash & Liquidity

Current Ratio
1.09x
Quick Ratio
0.32x
Debt/Equity
1.51x
Debt/Assets
0.0%
Interest Coverage
735.00x
Long-term Debt
$1.6B

SAH Revenue & Earnings Growth: 5-Year Financial Trend

SAH 5-year financial data: Year 2021: Revenue $12.4B, Net Income $348.9M, EPS $3.30. Year 2022: Revenue $14.0B, Net Income $88.5M, EPS $-1.21. Year 2023: Revenue $14.4B, Net Income $178.2M, EPS $8.06. Year 2024: Revenue $14.4B, Net Income $216.0M, EPS $2.23. Year 2025: Revenue $15.2B, Net Income $118.7M, EPS $4.97.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Sonic Automotive Inc.'s revenue has grown significantly by 22% over the 5-year period, indicating strong business expansion. The most recent EPS of $4.97 reflects profitable operations.

SAH Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
2.8%
Free cash flow / Revenue

SAH Quarterly Earnings & Performance

Quarterly financial performance data for Sonic Automotive Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $3.5B $46.8M $1.33
Q2 2025 $3.5B $25.0M $0.72
Q1 2025 $3.4B $42.0M $1.20
Q3 2024 $3.5B $68.4M $1.92
Q2 2024 $3.5B $23.4M $0.65
Q1 2024 $3.4B $42.0M $1.20
Q3 2023 $3.4B $68.4M $1.92
Q2 2023 $3.5B $23.4M $0.65

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Sonic Automotive Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$567.4M
Cash generated from operations
Stock Buybacks
-$82.4M
Shares repurchased (TTM)
Capital Expenditures
-$149.9M
Investment in assets
Dividends Paid
-$48.8M
Returned to shareholders

SAH SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Sonic Automotive Inc. (CIK: 0001043509)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 8-K sah-20260327.htm View →
Apr 2, 2026 4 xslF345X06/wk-form4_1775156718.xml View →
Apr 2, 2026 4 xslF345X06/wk-form4_1775156637.xml View →
Apr 2, 2026 4 xslF345X06/wk-form4_1775156369.xml View →
Mar 6, 2026 DEF 14A sah-20260306.htm View →

Frequently Asked Questions about SAH

What is the AI rating for SAH?

Sonic Automotive Inc. (SAH) has an AI rating of HOLD with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are SAH's key strengths?

Claude: Positive revenue growth at 6.5% YoY in competitive automotive retail sector. Strong operating cash flow generation ($567.4M) with healthy FCF conversion (2.8% FCF margin).

What are the risks of investing in SAH?

Claude: Dramatic 45% YoY net income collapse despite revenue growth indicates severe margin compression and operational deterioration. Critical liquidity weakness with only $6.3M cash against $6B assets and 0.32x quick ratio creating refinancing vulnerability.

What is SAH's revenue and growth?

Sonic Automotive Inc. reported revenue of $15.2B.

Does SAH pay dividends?

Sonic Automotive Inc. pays dividends, with $-48.8M distributed to shareholders in the trailing twelve months.

Where can I find SAH SEC filings?

Official SEC filings for Sonic Automotive Inc. (CIK: 0001043509) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SAH's EPS?

Sonic Automotive Inc. has a diluted EPS of $3.42.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is SAH a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Sonic Automotive Inc. has a HOLD rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is SAH stock overvalued or undervalued?

Valuation metrics for SAH: ROE of 11.1% (sector avg: 12%), net margin of 0.8% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.

Should I buy SAH stock in 2026?

Our dual AI analysis gives Sonic Automotive Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is SAH's free cash flow?

Sonic Automotive Inc.'s operating cash flow is $567.4M, with capital expenditures of $149.9M. FCF margin is 2.8%.

How does SAH compare to other Automotive stocks?

Vs Automotive sector averages: Net margin 0.8% (avg: 6%), ROE 11.1% (avg: 12%), current ratio 1.09 (avg: 1.2).

Is Sonic Automotive Inc. carrying too much debt?

SAH has a debt-to-equity ratio of 1.51x, which is above the Automotive sector average of 1x. However, the current ratio of 1.09 suggests adequate short-term liquidity.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 15, 2026 | Data as of: 2025-12-31 | Powered by Claude AI