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Rush Enterprises Inc. \Tx\ (RUSHB) Fundamental Analysis & AI Grade 2026

RUSHB Nasdaq Retail-Auto Dealers & Gasoline Stations TX CIK: 0001012019
Updated This Month • Analysis: May 9, 2026 • SEC Data: 2026-03-31
Combined AI Grade
C
68% Confidence
N/A
C
68% Conf
Pending
Analysis scheduled

📊 RUSHB Key Takeaways

Revenue: $1.7B
Net Margin: 3.6%
Free Cash Flow: $-5.6M
Current Ratio: 1.46x
Debt/Equity: 0.12x
EPS: $0.77
AI Grade: C with 68% confidence
Rush Enterprises Inc. \Tx\ (RUSHB) receives a C fundamental grade with 68% confidence from our AI analysis based on SEC 10-K filings. With revenue of $1.7B, net profit margin of 3.6%, and return on equity (ROE) of 2.7%, Rush Enterprises Inc. \Tx\ demonstrates mixed fundamentals in the Automotive sector. Below is our complete RUSHB stock analysis for 2026.

Is Rush Enterprises Inc. \Tx\ (RUSHB) a Good Investment?

Claude

Rush Enterprises demonstrates deteriorating profitability with EPS declining 12.1% YoY despite 5.2% revenue growth, indicating significant margin compression. Negative free cash flow of $5.6M combined with weak returns on equity (2.7%) and assets (1.4%) highlight poor capital efficiency in an inherently capital-intensive auto retail business.

Rush Enterprises Inc. \Tx\ Key Strengths (RUSHB)

Claude
  • + Conservative balance sheet with Debt/Equity ratio of 0.12x and strong interest coverage of 11.1x enabling financial flexibility
  • + Positive operating cash flow of $60.4M demonstrates underlying business generates cash from core operations
  • + Steady revenue growth of 5.2% YoY indicates market demand in the retail auto/gas station sector

RUSHB Stock Risks: Rush Enterprises Inc. \Tx\ Investment Risks

Claude
  • ! Negative free cash flow of $5.6M is unsustainable when CapEx ($66.0M) exceeds operating cash flow, limiting reinvestment and shareholder returns
  • ! Declining EPS of 12.1% YoY despite revenue growth signals margin deterioration and rising cost pressures that exceed pricing power
  • ! Critically low quick ratio of 0.37x and thin operating margins (4.9%) leave minimal buffer for operational disruptions or economic headwinds

Key Metrics to Watch

Claude
  • * Free cash flow trajectory and capital expenditure requirements for sustainability
  • * Operating margin trend and gross margin pressure indicators
  • * Return on equity and asset efficiency improvements

Rush Enterprises Inc. \Tx\ (RUSHB) Financial Metrics & Key Ratios

Revenue
$1.7B
Net Income
$61.5M
EPS (Diluted)
$0.77
Free Cash Flow
$-5.6M
Total Assets
$4.5B
Cash Position
$239.7M

💡 AI Analyst Insight

Rush Enterprises Inc. \Tx\ presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

RUSHB Profit Margin, ROE & Profitability Analysis

Gross Margin 20.4%
Operating Margin 4.9%
Net Margin 3.6%
ROE 2.7%
ROA 1.4%
FCF Margin -0.3%

RUSHB vs Automotive Sector: How Rush Enterprises Inc. \Tx\ Compares

How Rush Enterprises Inc. \Tx\ compares to Automotive sector averages

Net Margin
RUSHB 3.6%
vs
Sector Avg 6.0%
RUSHB Sector
ROE
RUSHB 2.7%
vs
Sector Avg 12.0%
RUSHB Sector
Current Ratio
RUSHB 1.5x
vs
Sector Avg 1.2x
RUSHB Sector
Debt/Equity
RUSHB 0.1x
vs
Sector Avg 1.0x
RUSHB Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Rush Enterprises Inc. \Tx\ Stock Overvalued? RUSHB Valuation Analysis 2026

Based on fundamental analysis, Rush Enterprises Inc. \Tx\ has mixed fundamental signals relative to the Automotive sector in 2026.

Return on Equity
2.7%
Sector avg: 12%
Net Profit Margin
3.6%
Sector avg: 6%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.12x
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Rush Enterprises Inc. \Tx\ Balance Sheet: RUSHB Debt, Cash & Liquidity

Current Ratio
1.46x
Quick Ratio
0.37x
Debt/Equity
0.12x
Debt/Assets
0.0%
Interest Coverage
11.07x
Long-term Debt
$277.7M

RUSHB Revenue & Earnings Growth: 5-Year Financial Trend

RUSHB 5-year financial data: Year 2021: Revenue $5.6B, Net Income $141.6M, EPS $2.51. Year 2022: Revenue $6.8B, Net Income $114.9M, EPS $2.04. Year 2023: Revenue $7.6B, Net Income $241.4M, EPS $2.78. Year 2024: Revenue $7.6B, Net Income $391.4M, EPS $4.57. Year 2025: Revenue $7.6B, Net Income $347.1M, EPS $4.15.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Rush Enterprises Inc. \Tx\'s revenue has grown significantly by 36% over the 5-year period, indicating strong business expansion. The most recent EPS of $4.15 reflects profitable operations.

RUSHB Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-0.3%
Free cash flow / Revenue

RUSHB Quarterly Earnings & Performance

Quarterly financial performance data for Rush Enterprises Inc. \Tx\ including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $1.6B $60.3M $0.73
Q3 2025 $1.8B $66.7M $0.83
Q2 2025 $1.8B $72.4M $0.90
Q1 2025 $1.8B $60.3M $0.73
Q3 2024 $1.8B $79.1M $0.96
Q2 2024 $1.9B $78.7M $1.17
Q1 2024 $1.8B $71.6M $0.88
Q3 2023 $1.8B $80.3M $0.96

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Rush Enterprises Inc. \Tx\ Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$60.4M
Cash generated from operations
Stock Buybacks
$194.9M
Shares repurchased (TTM)
Capital Expenditures
$66.0M
Investment in assets
Dividends Paid
$15.3M
Returned to shareholders

RUSHB SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Rush Enterprises Inc. \Tx\ (CIK: 0001012019)

📋 Recent SEC Filings

Date Form Document Action
May 21, 2026 4 xslF345X06/rdgdoc.xml View →
May 21, 2026 4 xslF345X06/rdgdoc.xml View →
May 21, 2026 4 xslF345X06/rdgdoc.xml View →
May 21, 2026 4 xslF345X06/rdgdoc.xml View →
May 21, 2026 4 xslF345X06/rdgdoc.xml View →

Frequently Asked Questions about RUSHB

What is the AI rating for RUSHB?

Rush Enterprises Inc. \Tx\ (RUSHB) has an AI grade of C with 68% confidence, based on fundamental analysis of SEC EDGAR filings.

What are RUSHB's key strengths?

Claude: Conservative balance sheet with Debt/Equity ratio of 0.12x and strong interest coverage of 11.1x enabling financial flexibility. Positive operating cash flow of $60.4M demonstrates underlying business generates cash from core operations.

What are the risks of investing in RUSHB?

Claude: Negative free cash flow of $5.6M is unsustainable when CapEx ($66.0M) exceeds operating cash flow, limiting reinvestment and shareholder returns. Declining EPS of 12.1% YoY despite revenue growth signals margin deterioration and rising cost pressures that exceed pricing power.

What is RUSHB's revenue and growth?

Rush Enterprises Inc. \Tx\ reported revenue of $1.7B.

Does RUSHB pay dividends?

Rush Enterprises Inc. \Tx\ pays dividends, with $15.3M distributed to shareholders in the trailing twelve months.

Where can I find RUSHB SEC filings?

Official SEC filings for Rush Enterprises Inc. \Tx\ (CIK: 0001012019) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is RUSHB's EPS?

Rush Enterprises Inc. \Tx\ has a diluted EPS of $0.77.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is RUSHB's fundamental grade?

Based on our AI fundamental analysis in May 2026, Rush Enterprises Inc. \Tx\ has a C grade with 68% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is RUSHB stock overvalued or undervalued?

Valuation metrics for RUSHB: ROE of 2.7% (sector avg: 12%), net margin of 3.6% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.

What is RUSHB's AI grade for 2026?

Our dual AI analysis gives Rush Enterprises Inc. \Tx\ a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is RUSHB's free cash flow?

Rush Enterprises Inc. \Tx\'s operating cash flow is $60.4M, with capital expenditures of $66.0M. FCF margin is -0.3%.

How does RUSHB compare to other Automotive stocks?

Vs Automotive sector averages: Net margin 3.6% (avg: 6%), ROE 2.7% (avg: 12%), current ratio 1.46 (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 9, 2026 | Data as of: 2026-03-31 | Powered by Claude AI