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Rush Enterprises Inc. \Tx\ (RUSHB) Stock Fundamental Analysis & AI Rating 2026

RUSHB Nasdaq Retail-Auto Dealers & Gasoline Stations TX CIK: 0001012019
Recently Updated • Analysis: Apr 15, 2026 • SEC Data: 2025-12-31
HOLD
75% Conf
Pending
Analysis scheduled

📊 RUSHB Key Takeaways

Revenue: $7.4B
Net Margin: 3.5%
Free Cash Flow: $462.0M
Current Ratio: 1.40x
Debt/Equity: 0.12x
EPS: $3.27
AI Rating: HOLD with 75% confidence
Rush Enterprises Inc. \Tx\ (RUSHB) receives a HOLD rating with 75% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $7.4B, net profit margin of 3.5%, and return on equity (ROE) of 12.0%, Rush Enterprises Inc. \Tx\ demonstrates mixed fundamentals in the Automotive sector. Below is our complete RUSHB stock analysis for 2026.

Is Rush Enterprises Inc. \Tx\ (RUSHB) a Good Investment?

Claude

Rush Enterprises demonstrates strong cash generation ($462M FCF) and a conservative balance sheet with 0.12x leverage, but declining profitability (-12.8% net income despite 5.2% revenue growth) signals margin compression in the cyclical auto retail sector. The company's ability to service debt and fund operations is solid, but deteriorating profitability trends and thin 3.5% net margins warrant caution.

Why Buy Rush Enterprises Inc. \Tx\ Stock? RUSHB Key Strengths

Claude
  • + Robust operating cash flow of $861.8M with 6.2% FCF margin provides financial flexibility
  • + Conservative leverage of 0.12x debt-to-equity with strong 8.2x interest coverage indicates financial stability
  • + Positive revenue growth of 5.2% YoY demonstrates market demand and business resilience
  • + Significant insider activity (10 Form 4 filings in 90 days) suggests management confidence

RUSHB Stock Risks: Rush Enterprises Inc. \Tx\ Investment Risks

Claude
  • ! Net income declined 12.8% YoY despite revenue growth, indicating structural margin compression
  • ! Thin 3.5% net margin and 5.3% operating margin leave little room for error in cyclical auto retail
  • ! Low quick ratio of 0.37x reveals potential working capital constraints despite adequate current ratio
  • ! Cyclical industry exposure to economic downturns and consumer spending volatility

Key Metrics to Watch

Claude
  • * Net profit margin trend and operating margin sustainability
  • * Free cash flow generation and capital allocation decisions
  • * Inventory turnover and working capital efficiency given low quick ratio

Rush Enterprises Inc. \Tx\ (RUSHB) Financial Metrics & Key Ratios

Revenue
$7.4B
Net Income
$263.8M
EPS (Diluted)
$3.27
Free Cash Flow
$462.0M
Total Assets
$4.4B
Cash Position
$212.6M

💡 AI Analyst Insight

Rush Enterprises Inc. \Tx\ presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

RUSHB Profit Margin, ROE & Profitability Analysis

Gross Margin 19.6%
Operating Margin 5.3%
Net Margin 3.5%
ROE 12.0%
ROA 6.0%
FCF Margin 6.2%

RUSHB vs Automotive Sector: How Rush Enterprises Inc. \Tx\ Compares

How Rush Enterprises Inc. \Tx\ compares to Automotive sector averages

Net Margin
RUSHB 3.5%
vs
Sector Avg 6.0%
RUSHB Sector
ROE
RUSHB 12.0%
vs
Sector Avg 12.0%
RUSHB Sector
Current Ratio
RUSHB 1.4x
vs
Sector Avg 1.2x
RUSHB Sector
Debt/Equity
RUSHB 0.1x
vs
Sector Avg 1.0x
RUSHB Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Rush Enterprises Inc. \Tx\ Stock Overvalued? RUSHB Valuation Analysis 2026

Based on fundamental analysis, Rush Enterprises Inc. \Tx\ has mixed fundamental signals relative to the Automotive sector in 2026.

Return on Equity
12.0%
Sector avg: 12%
Net Profit Margin
3.5%
Sector avg: 6%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.12x
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Rush Enterprises Inc. \Tx\ Balance Sheet: RUSHB Debt, Cash & Liquidity

Current Ratio
1.40x
Quick Ratio
0.37x
Debt/Equity
0.12x
Debt/Assets
0.0%
Interest Coverage
8.18x
Long-term Debt
$274.8M

RUSHB Revenue & Earnings Growth: 5-Year Financial Trend

RUSHB 5-year financial data: Year 2021: Revenue $5.6B, Net Income $141.6M, EPS $2.51. Year 2022: Revenue $6.8B, Net Income $114.9M, EPS $2.04. Year 2023: Revenue $7.6B, Net Income $241.4M, EPS $2.78. Year 2024: Revenue $7.6B, Net Income $391.4M, EPS $4.57. Year 2025: Revenue $7.6B, Net Income $347.1M, EPS $4.15.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Rush Enterprises Inc. \Tx\'s revenue has grown significantly by 36% over the 5-year period, indicating strong business expansion. The most recent EPS of $4.15 reflects profitable operations.

RUSHB Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
6.2%
Free cash flow / Revenue

RUSHB Quarterly Earnings & Performance

Quarterly financial performance data for Rush Enterprises Inc. \Tx\ including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.8B $66.7M $0.83
Q2 2025 $1.8B $72.4M $0.90
Q1 2025 $1.8B $60.3M $0.73
Q3 2024 $1.8B $79.1M $0.96
Q2 2024 $1.9B $78.7M $1.17
Q1 2024 $1.8B $71.6M $0.88
Q3 2023 $1.8B $80.3M $0.96
Q2 2023 $1.7B $98.3M $1.75

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Rush Enterprises Inc. \Tx\ Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$861.8M
Cash generated from operations
Stock Buybacks
$194.9M
Shares repurchased (TTM)
Capital Expenditures
$399.8M
Investment in assets
Dividends Paid
$58.3M
Returned to shareholders

RUSHB SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Rush Enterprises Inc. \Tx\ (CIK: 0001012019)

📋 Recent SEC Filings

Date Form Document Action
Apr 7, 2026 DEF 14A rusha20260403_def14a.htm View →
Mar 24, 2026 8-K rusha20260323_8k.htm View →
Mar 19, 2026 8-K rusha20260318_8k.htm View →
Mar 17, 2026 4 xslF345X05/rdgdoc.xml View →
Mar 17, 2026 4 xslF345X05/rdgdoc.xml View →

Frequently Asked Questions about RUSHB

What is the AI rating for RUSHB?

Rush Enterprises Inc. \Tx\ (RUSHB) has an AI rating of HOLD with 75% confidence, based on fundamental analysis of SEC EDGAR filings.

What are RUSHB's key strengths?

Claude: Robust operating cash flow of $861.8M with 6.2% FCF margin provides financial flexibility. Conservative leverage of 0.12x debt-to-equity with strong 8.2x interest coverage indicates financial stability.

What are the risks of investing in RUSHB?

Claude: Net income declined 12.8% YoY despite revenue growth, indicating structural margin compression. Thin 3.5% net margin and 5.3% operating margin leave little room for error in cyclical auto retail.

What is RUSHB's revenue and growth?

Rush Enterprises Inc. \Tx\ reported revenue of $7.4B.

Does RUSHB pay dividends?

Rush Enterprises Inc. \Tx\ pays dividends, with $58.3M distributed to shareholders in the trailing twelve months.

Where can I find RUSHB SEC filings?

Official SEC filings for Rush Enterprises Inc. \Tx\ (CIK: 0001012019) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is RUSHB's EPS?

Rush Enterprises Inc. \Tx\ has a diluted EPS of $3.27.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is RUSHB a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Rush Enterprises Inc. \Tx\ has a HOLD rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is RUSHB stock overvalued or undervalued?

Valuation metrics for RUSHB: ROE of 12.0% (sector avg: 12%), net margin of 3.5% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.

Should I buy RUSHB stock in 2026?

Our dual AI analysis gives Rush Enterprises Inc. \Tx\ a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is RUSHB's free cash flow?

Rush Enterprises Inc. \Tx\'s operating cash flow is $861.8M, with capital expenditures of $399.8M. FCF margin is 6.2%.

How does RUSHB compare to other Automotive stocks?

Vs Automotive sector averages: Net margin 3.5% (avg: 6%), ROE 12.0% (avg: 12%), current ratio 1.40 (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 15, 2026 | Data as of: 2025-12-31 | Powered by Claude AI