📊 VRA Key Takeaways
Is Vera Bradley, Inc. (VRA) a Good Investment?
Vera Bradley is experiencing severe operational distress with negative operating income (-31.9M), net income (-47.8M), and operating cash flow (-10.0M) despite reporting exceptional revenue growth, indicating fundamental business deterioration rather than sustainable expansion. The company is destroying shareholder value with negative ROE and ROA while burning cash at an unsustainable rate, with only 18.5M in liquid reserves against persistent negative cash flows.
Why Buy Vera Bradley, Inc. Stock? VRA Key Strengths
- Current ratio of 2.37x provides adequate short-term liquidity buffer
- Low debt-to-equity ratio of 0.08x indicates conservative capital structure
- Gross margin of 46.4% demonstrates reasonable product-level profitability
VRA Stock Risks: Vera Bradley, Inc. Investment Risks
- Operating cash flow of -10.0M with free cash flow of -13.3M indicates unsustainable cash burn that will rapidly deplete the 18.5M cash position
- Negative operating margin (-11.8%) and net margin (-17.7%) signal the company cannot achieve profitability at current scale regardless of revenue levels
- The 58,466% YoY revenue growth accompanied by negative operating income suggests deteriorating unit economics or accounting/merger-related anomalies requiring investigation
Key Metrics to Watch
- Operating cash flow trend and timeline to positive cash generation
- Quarterly operating income and path to positive EBITDA
- Monthly cash burn rate and runway before potential liquidity crisis
Vera Bradley, Inc. (VRA) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 2.37x current ratio provides a solid financial cushion.
VRA Profit Margin, ROE & Profitability Analysis
VRA vs Market Sector: How Vera Bradley, Inc. Compares
How Vera Bradley, Inc. compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Vera Bradley, Inc. Stock Overvalued? VRA Valuation Analysis 2026
Based on fundamental analysis, Vera Bradley, Inc. has mixed fundamental signals relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Vera Bradley, Inc. Balance Sheet: VRA Debt, Cash & Liquidity
VRA Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Vera Bradley, Inc.'s revenue has declined by 29% over the 5-year period, indicating business contraction. The most recent EPS of $0.25 reflects profitable operations.
VRA Revenue Growth, EPS Growth & YoY Performance
VRA Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2026 | $62.3M | -$4.7M | $-0.44 |
| Q2 2026 | $70.9M | -$2.4M | $-0.08 |
| Q1 2026 | $51.7M | -$8.1M | $-0.26 |
| Q3 2025 | $80.6M | -$4.7M | $0.16 |
| Q2 2025 | $110.8M | -$4.7M | $-0.08 |
| Q1 2025 | $80.6M | -$4.7M | $-0.15 |
| Q3 2024 | $115.0M | -$4.7M | $0.16 |
| Q2 2024 | $128.2M | $4.6M | $0.15 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Vera Bradley, Inc. Dividends, Buybacks & Capital Allocation
VRA SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Vera Bradley, Inc. (CIK: 0001495320)
📋 Recent SEC Filings
❓ Frequently Asked Questions about VRA
What is the AI rating for VRA?
Vera Bradley, Inc. (VRA) has an AI rating of STRONG SELL with 90% confidence, based on fundamental analysis of SEC EDGAR filings.
What are VRA's key strengths?
Claude: Current ratio of 2.37x provides adequate short-term liquidity buffer. Low debt-to-equity ratio of 0.08x indicates conservative capital structure.
What are the risks of investing in VRA?
Claude: Operating cash flow of -10.0M with free cash flow of -13.3M indicates unsustainable cash burn that will rapidly deplete the 18.5M cash position. Negative operating margin (-11.8%) and net margin (-17.7%) signal the company cannot achieve profitability at current scale regardless of revenue levels.
What is VRA's revenue and growth?
Vera Bradley, Inc. reported revenue of $269.7M.
Does VRA pay dividends?
Vera Bradley, Inc. does not currently pay dividends.
Where can I find VRA SEC filings?
Official SEC filings for Vera Bradley, Inc. (CIK: 0001495320) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is VRA's EPS?
Vera Bradley, Inc. has a diluted EPS of $-1.71.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is VRA a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Vera Bradley, Inc. has a STRONG SELL rating with 90% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is VRA stock overvalued or undervalued?
Valuation metrics for VRA: ROE of -36.3% (sector avg: 15%), net margin of -17.7% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy VRA stock in 2026?
Our dual AI analysis gives Vera Bradley, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is VRA's free cash flow?
Vera Bradley, Inc.'s operating cash flow is $-10.0M, with capital expenditures of $3.3M. FCF margin is -4.9%.
How does VRA compare to other Market stocks?
Vs Default sector averages: Net margin -17.7% (avg: 12%), ROE -36.3% (avg: 15%), current ratio 2.37 (avg: 1.8).