📊 USLM Key Takeaways
Is United States Lime & Minerals Inc. (USLM) a Good Investment?
USLM is a financially fortress-like business with exceptional profitability (34.8% net margin), zero debt, and fortress-like liquidity ($383M cash), generating consistent free cash flow. However, net income growth stagnation despite 17.3% revenue growth signals margin compression, and critically low returns on equity (4.6%) and assets (4.3%) indicate poor capital deployment despite massive asset base and cash reserves.
Why Buy United States Lime & Minerals Inc. Stock? USLM Key Strengths
- Exceptional profit margins across all levels (gross 47.5%, operating 40.7%, net 34.8%) indicating pricing power and operational efficiency
- Balance sheet fortress: zero debt, $383.2M cash (53% of assets), current ratio 20.73x provides financial security and flexibility
- EPS growing 23.2% YoY despite flat net income, indicating active share buyback program or reduced share count
- Positive free cash flow generation ($13.7M FCF) with 15.6% FCF margin demonstrates operational cash generation capability
USLM Stock Risks: United States Lime & Minerals Inc. Investment Risks
- Net income flat (+0.0% YoY) despite 17.3% revenue growth signals margin compression and rising operational costs outpacing sales growth
- Critical concern: ROE 4.6% and ROA 4.3% are extraordinarily low for a profitable company, indicating $661.2M equity and $713.8M assets are generating minimal returns
- Massive cash position ($383.2M) relative to net income ($30.6M) suggests limited growth opportunities, poor capital allocation, or inability to deploy capital efficiently
- Mining industry faces commodity price cyclicality risk; margins may not be sustainable if input costs spike or product demand contracts
Key Metrics to Watch
- Net income growth trajectory and gross margin stability - monitor for continued compression despite revenue growth
- Return on Equity and Return on Assets trends - critical to assess if capital deployment improves or deteriorates
- Cash deployment strategy - track acquisitions, dividends, buybacks, and capital expenditure decisions to evaluate management's capital allocation efficiency
- Operating cash flow sustainability and free cash flow generation quality relative to reported earnings
United States Lime & Minerals Inc. (USLM) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 20.73x current ratio provides a solid financial cushion.
USLM Profit Margin, ROE & Profitability Analysis
USLM vs Materials Sector: How United States Lime & Minerals Inc. Compares
How United States Lime & Minerals Inc. compares to Materials sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is United States Lime & Minerals Inc. Stock Overvalued? USLM Valuation Analysis 2026
Based on fundamental analysis, United States Lime & Minerals Inc. has mixed fundamental signals relative to the Materials sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
United States Lime & Minerals Inc. Balance Sheet: USLM Debt, Cash & Liquidity
USLM Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: United States Lime & Minerals Inc.'s revenue has grown significantly by 97% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.61 reflects profitable operations.
USLM Revenue Growth, EPS Growth & YoY Performance
USLM Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $87.8M | $30.6M | $1.06 |
| Q3 2025 | $89.4M | $22.4M | $1.16 |
| Q2 2025 | $76.5M | $22.4M | $0.91 |
| Q1 2025 | $71.7M | $22.4M | $0.78 |
| Q3 2024 | $74.9M | $17.1M | $0.73 |
| Q2 2024 | $74.0M | $17.1M | $0.69 |
| Q1 2024 | $66.8M | $17.1M | $3.00 |
| Q3 2023 | $66.5M | $8.7M | $2.77 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
United States Lime & Minerals Inc. Dividends, Buybacks & Capital Allocation
USLM SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for United States Lime & Minerals Inc. (CIK: 0000082020)
📋 Recent SEC Filings
❓ Frequently Asked Questions about USLM
What is the AI rating for USLM?
United States Lime & Minerals Inc. (USLM) has an AI rating of BUY with 72% confidence, based on fundamental analysis of SEC EDGAR filings.
What are USLM's key strengths?
Claude: Exceptional profit margins across all levels (gross 47.5%, operating 40.7%, net 34.8%) indicating pricing power and operational efficiency. Balance sheet fortress: zero debt, $383.2M cash (53% of assets), current ratio 20.73x provides financial security and flexibility.
What are the risks of investing in USLM?
Claude: Net income flat (+0.0% YoY) despite 17.3% revenue growth signals margin compression and rising operational costs outpacing sales growth. Critical concern: ROE 4.6% and ROA 4.3% are extraordinarily low for a profitable company, indicating $661.2M equity and $713.8M assets are generating minimal returns.
What is USLM's revenue and growth?
United States Lime & Minerals Inc. reported revenue of $87.8M.
Does USLM pay dividends?
United States Lime & Minerals Inc. pays dividends, with $1.7M distributed to shareholders in the trailing twelve months.
Where can I find USLM SEC filings?
Official SEC filings for United States Lime & Minerals Inc. (CIK: 0000082020) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is USLM's EPS?
United States Lime & Minerals Inc. has a diluted EPS of $1.06.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is USLM a good stock to buy right now?
Based on our AI fundamental analysis in May 2026, United States Lime & Minerals Inc. has a BUY rating with 72% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is USLM stock overvalued or undervalued?
Valuation metrics for USLM: ROE of 4.6% (sector avg: 14%), net margin of 34.8% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
Should I buy USLM stock in 2026?
Our dual AI analysis gives United States Lime & Minerals Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is USLM's free cash flow?
United States Lime & Minerals Inc.'s operating cash flow is $32.1M, with capital expenditures of $18.3M. FCF margin is 15.6%.
How does USLM compare to other Materials stocks?
Vs Materials sector averages: Net margin 34.8% (avg: 10%), ROE 4.6% (avg: 14%), current ratio 20.73 (avg: 1.6).