📊 USLM Key Takeaways
Is United States Lime & Minerals Inc. (USLM) a Good Investment?
USLM is a financially fortress-like business with exceptional profitability (34.8% net margin), zero debt, and fortress-like liquidity ($383M cash), generating consistent free cash flow. However, net income growth stagnation despite 17.3% revenue growth signals margin compression, and critically low returns on equity (4.6%) and assets (4.3%) indicate poor capital deployment despite massive asset base and cash reserves.
United States Lime & Minerals Inc. Key Strengths (USLM)
- Exceptional profit margins across all levels (gross 47.5%, operating 40.7%, net 34.8%) indicating pricing power and operational efficiency
- Balance sheet fortress: zero debt, $383.2M cash (53% of assets), current ratio 20.73x provides financial security and flexibility
- EPS growing 23.2% YoY despite flat net income, indicating active share buyback program or reduced share count
- Positive free cash flow generation ($13.7M FCF) with 15.6% FCF margin demonstrates operational cash generation capability
USLM Stock Risks: United States Lime & Minerals Inc. Investment Risks
- Net income flat (+0.0% YoY) despite 17.3% revenue growth signals margin compression and rising operational costs outpacing sales growth
- Critical concern: ROE 4.6% and ROA 4.3% are extraordinarily low for a profitable company, indicating $661.2M equity and $713.8M assets are generating minimal returns
- Massive cash position ($383.2M) relative to net income ($30.6M) suggests limited growth opportunities, poor capital allocation, or inability to deploy capital efficiently
- Mining industry faces commodity price cyclicality risk; margins may not be sustainable if input costs spike or product demand contracts
Key Metrics to Watch
- Net income growth trajectory and gross margin stability - monitor for continued compression despite revenue growth
- Return on Equity and Return on Assets trends - critical to assess if capital deployment improves or deteriorates
- Cash deployment strategy - track acquisitions, dividends, buybacks, and capital expenditure decisions to evaluate management's capital allocation efficiency
- Operating cash flow sustainability and free cash flow generation quality relative to reported earnings
United States Lime & Minerals Inc. (USLM) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 20.73x current ratio provides a solid financial cushion.
USLM Profit Margin, ROE & Profitability Analysis
USLM vs Materials Sector: How United States Lime & Minerals Inc. Compares
How United States Lime & Minerals Inc. compares to Materials sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is United States Lime & Minerals Inc. Stock Overvalued? USLM Valuation Analysis 2026
Based on fundamental analysis, United States Lime & Minerals Inc. has mixed fundamental signals relative to the Materials sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
United States Lime & Minerals Inc. Balance Sheet: USLM Debt, Cash & Liquidity
USLM Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: United States Lime & Minerals Inc.'s revenue has grown significantly by 97% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.61 reflects profitable operations.
USLM Revenue Growth, EPS Growth & YoY Performance
USLM Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $87.8M | $30.6M | $1.06 |
| Q3 2025 | $89.4M | $22.4M | $1.16 |
| Q2 2025 | $76.5M | $22.4M | $0.91 |
| Q1 2025 | $71.7M | $22.4M | $0.78 |
| Q3 2024 | $74.9M | $17.1M | $0.73 |
| Q2 2024 | $74.0M | $17.1M | $0.69 |
| Q1 2024 | $66.8M | $17.1M | $3.00 |
| Q3 2023 | $66.5M | $8.7M | $2.77 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
United States Lime & Minerals Inc. Dividends, Buybacks & Capital Allocation
USLM SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for United States Lime & Minerals Inc. (CIK: 0000082020)
📋 Recent SEC Filings
❓ Frequently Asked Questions about USLM
What is the AI rating for USLM?
United States Lime & Minerals Inc. (USLM) has an AI grade of A with 72% confidence, based on fundamental analysis of SEC EDGAR filings.
What are USLM's key strengths?
Claude: Exceptional profit margins across all levels (gross 47.5%, operating 40.7%, net 34.8%) indicating pricing power and operational efficiency. Balance sheet fortress: zero debt, $383.2M cash (53% of assets), current ratio 20.73x provides financial security and flexibility.
What are the risks of investing in USLM?
Claude: Net income flat (+0.0% YoY) despite 17.3% revenue growth signals margin compression and rising operational costs outpacing sales growth. Critical concern: ROE 4.6% and ROA 4.3% are extraordinarily low for a profitable company, indicating $661.2M equity and $713.8M assets are generating minimal returns.
What is USLM's revenue and growth?
United States Lime & Minerals Inc. reported revenue of $87.8M.
Does USLM pay dividends?
United States Lime & Minerals Inc. pays dividends, with $1.7M distributed to shareholders in the trailing twelve months.
Where can I find USLM SEC filings?
Official SEC filings for United States Lime & Minerals Inc. (CIK: 0000082020) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is USLM's EPS?
United States Lime & Minerals Inc. has a diluted EPS of $1.06.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is USLM's fundamental grade?
Based on our AI fundamental analysis in June 2026, United States Lime & Minerals Inc. has a A grade with 72% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is USLM stock overvalued or undervalued?
Valuation metrics for USLM: ROE of 4.6% (sector avg: 14%), net margin of 34.8% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
What is USLM's AI grade for 2026?
Our dual AI analysis gives United States Lime & Minerals Inc. a combined A grade for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is USLM's free cash flow?
United States Lime & Minerals Inc.'s operating cash flow is $32.1M, with capital expenditures of $18.3M. FCF margin is 15.6%.
How does USLM compare to other Materials stocks?
Vs Materials sector averages: Net margin 34.8% (avg: 10%), ROE 4.6% (avg: 14%), current ratio 20.73 (avg: 1.6).