📊 USLM Key Takeaways
Is United States Lime & Minerals Inc. (USLM) a Good Investment?
USLM demonstrates exceptional financial strength with a debt-free balance sheet, fortress liquidity, and outstanding profitability metrics (36% net margin, 42% operating margin) generating $102M in annual free cash flow. Strong revenue growth of 17.3% and EPS growth of 23.2% demonstrate operational momentum, though flat net income warrants monitoring for potential margin sustainability in this commodity-dependent business.
Why Buy United States Lime & Minerals Inc. Stock? USLM Key Strengths
- Debt-free balance sheet with $371M cash position and minimal liabilities ($50.3M total)
- Outstanding profitability with 36% net margin, 42% operating margin, and 48.9% gross margin
- Fortress liquidity: 19.27x current ratio, 17.96x quick ratio with $0 long-term debt
- Strong returns: 21.3% ROE and 19.7% ROA with excellent free cash flow of $102.3M (27.4% FCF margin)
- Solid growth: 17.3% revenue growth YoY with 23.2% EPS growth from operational leverage
USLM Stock Risks: United States Lime & Minerals Inc. Investment Risks
- Net income flat YoY (0%) despite 17.3% revenue growth signals potential margin compression or cost pressures
- Commodity-exposed business vulnerable to pricing cycles and input cost inflation
- High margins (36-48%) may not be sustainable if commodity prices decline or operating costs rise
- Capital-intensive industry requiring ongoing significant capex ($62.7M annually)
- Limited product diversification and revenue concentration in mining and quarrying sector
Key Metrics to Watch
- Gross margin trend and input cost trajectory
- Operating leverage and cost structure efficiency
- Free cash flow sustainability and capital allocation decisions
- Revenue growth sustainability and pricing power maintenance
- Net income trajectory and operating margin stability
United States Lime & Minerals Inc. (USLM) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 27.4% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 19.27x current ratio provides a solid financial cushion.
USLM Profit Margin, ROE & Profitability Analysis
USLM vs Materials Sector: How United States Lime & Minerals Inc. Compares
How United States Lime & Minerals Inc. compares to Materials sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is United States Lime & Minerals Inc. Stock Overvalued? USLM Valuation Analysis 2026
Based on fundamental analysis, United States Lime & Minerals Inc. appears fundamentally strong relative to the Materials sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
United States Lime & Minerals Inc. Balance Sheet: USLM Debt, Cash & Liquidity
USLM Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: United States Lime & Minerals Inc.'s revenue has grown significantly by 97% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.61 reflects profitable operations.
USLM Revenue Growth, EPS Growth & YoY Performance
USLM Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $89.4M | $22.4M | $1.16 |
| Q2 2025 | $76.5M | $22.4M | $0.91 |
| Q1 2025 | $71.7M | $22.4M | $0.78 |
| Q3 2024 | $74.9M | $17.1M | $0.73 |
| Q2 2024 | $74.0M | $17.1M | $0.69 |
| Q1 2024 | $66.8M | $17.1M | $3.00 |
| Q3 2023 | $66.5M | $8.7M | $2.77 |
| Q2 2023 | $60.5M | $8.7M | $1.80 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
United States Lime & Minerals Inc. Dividends, Buybacks & Capital Allocation
USLM SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for United States Lime & Minerals Inc. (CIK: 0000082020)
📋 Recent SEC Filings
❓ Frequently Asked Questions about USLM
What is the AI rating for USLM?
United States Lime & Minerals Inc. (USLM) has an AI rating of STRONG BUY with 85% confidence, based on fundamental analysis of SEC EDGAR filings.
What are USLM's key strengths?
Claude: Debt-free balance sheet with $371M cash position and minimal liabilities ($50.3M total). Outstanding profitability with 36% net margin, 42% operating margin, and 48.9% gross margin.
What are the risks of investing in USLM?
Claude: Net income flat YoY (0%) despite 17.3% revenue growth signals potential margin compression or cost pressures. Commodity-exposed business vulnerable to pricing cycles and input cost inflation.
What is USLM's revenue and growth?
United States Lime & Minerals Inc. reported revenue of $372.7M.
Does USLM pay dividends?
United States Lime & Minerals Inc. pays dividends, with $6.9M distributed to shareholders in the trailing twelve months.
Where can I find USLM SEC filings?
Official SEC filings for United States Lime & Minerals Inc. (CIK: 0000082020) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is USLM's EPS?
United States Lime & Minerals Inc. has a diluted EPS of $4.67.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is USLM a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, United States Lime & Minerals Inc. has a STRONG BUY rating with 85% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is USLM stock overvalued or undervalued?
Valuation metrics for USLM: ROE of 21.3% (sector avg: 14%), net margin of 36.0% (sector avg: 10%). Higher ROE suggests strong returns relative to peers.
Should I buy USLM stock in 2026?
Our dual AI analysis gives United States Lime & Minerals Inc. a combined STRONG BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is USLM's free cash flow?
United States Lime & Minerals Inc.'s operating cash flow is $165.0M, with capital expenditures of $62.7M. FCF margin is 27.4%.
How does USLM compare to other Materials stocks?
Vs Materials sector averages: Net margin 36.0% (avg: 10%), ROE 21.3% (avg: 14%), current ratio 19.27 (avg: 1.6).