📊 URBN Key Takeaways
Is Urban Outfitters Inc. (URBN) a Good Investment?
Urban Outfitters demonstrates solid operational fundamentals with 11.1% revenue growth, healthy 9.8% operating margins, and minimal debt (0.04x D/E ratio) providing strong financial flexibility. However, flat net income growth despite significant revenue expansion suggests margin pressure that requires monitoring, preventing a stronger conviction rating.
Why Buy Urban Outfitters Inc. Stock? URBN Key Strengths
- Strong revenue growth of 11.1% YoY demonstrating market demand and competitive positioning
- Exceptional leverage metrics with 0.04x debt-to-equity ratio and 123.2x interest coverage ratio providing strategic flexibility
- Solid free cash flow generation of $315M (5.1% FCF margin) supporting sustainability and potential shareholder returns
URBN Stock Risks: Urban Outfitters Inc. Investment Risks
- Margin compression evident as net income grew 0.0% while revenue expanded 11.1%, indicating cost control challenges
- Quick ratio of 0.88x below ideal 1.0x threshold suggests liquidity tightness when excluding inventory in retail operations
- Retail sector structural headwinds including e-commerce competition, economic sensitivity, and consumer discretionary cyclicality
Key Metrics to Watch
- Operating margin trend - critical to confirm whether compression stabilizes or continues
- Free cash flow sustainability and capital allocation decisions
- Inventory levels and same-store sales growth - fundamental retail health indicators
Urban Outfitters Inc. (URBN) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Urban Outfitters Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
URBN Profit Margin, ROE & Profitability Analysis
URBN vs Consumer Sector: How Urban Outfitters Inc. Compares
How Urban Outfitters Inc. compares to Consumer sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Urban Outfitters Inc. Stock Overvalued? URBN Valuation Analysis 2026
Based on fundamental analysis, Urban Outfitters Inc. has mixed fundamental signals relative to the Consumer sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Urban Outfitters Inc. Balance Sheet: URBN Debt, Cash & Liquidity
URBN Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Urban Outfitters Inc.'s revenue has grown significantly by 36% over the 5-year period, indicating strong business expansion. The most recent EPS of $3.05 reflects profitable operations.
URBN Revenue Growth, EPS Growth & YoY Performance
URBN Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $1.4B | $102.9M | $1.10 |
| Q2 2025 | $1.4B | $117.5M | $1.24 |
| Q1 2025 | $1.2B | $61.8M | $0.65 |
| Q3 2024 | $1.1B | $37.2M | $0.40 |
| Q2 2024 | $1.2B | $59.5M | $0.64 |
| Q3 2023 | $1.1B | $37.2M | $0.40 |
| Q2 2023 | $1.2B | $59.5M | $0.64 |
| Q1 2023 | $927.4M | $31.5M | $0.33 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Urban Outfitters Inc. Dividends, Buybacks & Capital Allocation
URBN SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Urban Outfitters Inc. (CIK: 0000912615)
📋 Recent SEC Filings
❓ Frequently Asked Questions about URBN
What is the AI rating for URBN?
Urban Outfitters Inc. (URBN) has an AI rating of BUY with 72% confidence, based on fundamental analysis of SEC EDGAR filings.
What are URBN's key strengths?
Claude: Strong revenue growth of 11.1% YoY demonstrating market demand and competitive positioning. Exceptional leverage metrics with 0.04x debt-to-equity ratio and 123.2x interest coverage ratio providing strategic flexibility.
What are the risks of investing in URBN?
Claude: Margin compression evident as net income grew 0.0% while revenue expanded 11.1%, indicating cost control challenges. Quick ratio of 0.88x below ideal 1.0x threshold suggests liquidity tightness when excluding inventory in retail operations.
What is URBN's revenue and growth?
Urban Outfitters Inc. reported revenue of $6.2B.
Does URBN pay dividends?
Urban Outfitters Inc. does not currently pay dividends.
Where can I find URBN SEC filings?
Official SEC filings for Urban Outfitters Inc. (CIK: 0000912615) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is URBN's EPS?
Urban Outfitters Inc. has a diluted EPS of $5.06.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is URBN a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Urban Outfitters Inc. has a BUY rating with 72% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is URBN stock overvalued or undervalued?
Valuation metrics for URBN: ROE of 16.5% (sector avg: 18%), net margin of 7.5% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.
Should I buy URBN stock in 2026?
Our dual AI analysis gives Urban Outfitters Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is URBN's free cash flow?
Urban Outfitters Inc.'s operating cash flow is $575.2M, with capital expenditures of $260.2M. FCF margin is 5.1%.
How does URBN compare to other Consumer stocks?
Vs Consumer sector averages: Net margin 7.5% (avg: 8%), ROE 16.5% (avg: 18%), current ratio 1.51 (avg: 1.5).