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BKE Stock Analysis - BUCKLE INC AI Rating

BKE NYSE Retail-Family Clothing Stores NE CIK: 0000885245
Recently Updated • Analysis: Mar 21, 2026 • SEC Data: 2025-11-01
AI Rating
BUY
72% Confidence

📊 BKE Key Takeaways

Revenue: $898.7M
Net Margin: 14.3%
Free Cash Flow: $104.4M
Current Ratio: 2.21x
Debt/Equity: 0.00x
EPS: $2.55
AI Rating: BUY with 72% confidence

Investment Thesis

Buckle Inc demonstrates solid fundamental strength with healthy profitability metrics (14.3% net margin, 25.2% ROE) and excellent balance sheet positioning (2.21x current ratio, zero debt). However, concerning revenue and earnings declines (-3.4% YoY and -11.1% YoY respectively) suggest operational headwinds that warrant monitoring before a stronger conviction rating.

BKE Strengths

  • + Strong balance sheet with $316.2M cash, zero long-term debt, and debt/equity ratio of 0.00x providing financial flexibility
  • + Exceptional profitability with 47.4% gross margin and 17.9% operating margin demonstrating pricing power and operational efficiency
  • + Robust cash generation with $104.4M free cash flow (11.6% FCF margin) supporting dividends and buybacks
  • + Superior returns on capital with 25.2% ROE and 12.0% ROA indicating efficient capital deployment

BKE Risks

  • ! Declining revenue (-3.4% YoY) and net income (-11.1% YoY) signal market share loss or consumer demand weakness in family clothing retail
  • ! Family clothing retail sector faces structural headwinds from e-commerce competition and changing consumer preferences
  • ! Net income decline (-11.1%) significantly outpaces revenue decline (-3.4%), indicating margin compression and rising cost pressures

Key Metrics to Watch

BKE Financial Metrics

Revenue
$898.7M
Net Income
$128.9M
EPS (Diluted)
$2.55
Free Cash Flow
$104.4M
Total Assets
$1.1B
Cash Position
$316.2M

💡 AI Analyst Insight

Strong liquidity with a 2.21x current ratio provides a solid financial cushion.

BKE Profitability Ratios

Gross Margin 47.4%
Operating Margin 17.9%
Net Margin 14.3%
ROE 25.2%
ROA 12.0%
FCF Margin 11.6%

BKE vs Consumer Sector

How BUCKLE INC compares to Consumer sector averages

Net Margin
BKE 14.3%
vs
Sector Avg 8.0%
BKE Sector
ROE
BKE 25.2%
vs
Sector Avg 18.0%
BKE Sector
Current Ratio
BKE 2.2x
vs
Sector Avg 1.5x
BKE Sector
Debt/Equity
BKE 0.0x
vs
Sector Avg 0.8x
BKE Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

BKE Balance Sheet & Liquidity

Current Ratio
2.21x
Quick Ratio
1.53x
Debt/Equity
0.00x
Debt/Assets
52.6%
Interest Coverage
N/A
Long-term Debt
N/A

BKE 5-Year Financial Trend

BKE 5-year financial data: Year 2020: Revenue $901.3M, Net Income $95.6M, EPS $1.97. Year 2021: Revenue $1.3B, Net Income $104.4M, EPS $2.14. Year 2022: Revenue $1.3B, Net Income $130.1M, EPS $2.66. Year 2023: Revenue $1.3B, Net Income $254.8M, EPS $5.16. Year 2024: Revenue $1.3B, Net Income $254.6M, EPS $5.13.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: BUCKLE INC's revenue has grown significantly by 49% over the 5-year period, indicating strong business expansion. The most recent EPS of $5.13 reflects profitable operations.

BKE Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
11.6%
Free cash flow / Revenue

BKE Quarterly Performance

Quarterly financial performance data for BUCKLE INC including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $293.6M $44.2M $0.88
Q2 2025 $282.4M $39.3M $0.78
Q1 2025 $262.5M $34.8M $0.69
Q3 2024 $293.6M $44.2M $0.88
Q2 2024 $282.4M $39.3M $0.78
Q1 2024 $262.5M $34.8M $0.69
Q3 2023 $303.5M $51.8M $1.04
Q2 2023 $292.4M $45.6M $0.92

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

BKE Capital Allocation

Operating Cash Flow
$138.9M
Cash generated from operations
Capital Expenditures
$34.5M
Investment in assets
Dividends Paid
$53.7M
Returned to shareholders

BKE SEC Filings

Access official SEC EDGAR filings for BUCKLE INC (CIK: 0000885245)

📋 Recent SEC Filings

Date Form Document Action
Mar 17, 2026 4 xslF345X05/wk-form4_1773786193.xml View →
Mar 17, 2026 4 xslF345X05/wk-form4_1773758624.xml View →
Mar 13, 2026 8-K bke-20260313.htm View →
Feb 20, 2026 8-K bke-20260216.htm View →
Feb 2, 2026 4 xslF345X05/wk-form4_1770063118.xml View →

Frequently Asked Questions about BKE

What is the AI rating for BKE?

BUCKLE INC (BKE) has an AI rating of BUY with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are BKE's key strengths?

Strong balance sheet with $316.2M cash, zero long-term debt, and debt/equity ratio of 0.00x providing financial flexibility. Exceptional profitability with 47.4% gross margin and 17.9% operating margin demonstrating pricing power and operational efficiency.

What are the risks of investing in BKE?

Declining revenue (-3.4% YoY) and net income (-11.1% YoY) signal market share loss or consumer demand weakness in family clothing retail. Family clothing retail sector faces structural headwinds from e-commerce competition and changing consumer preferences.

What is BKE's revenue and growth?

BUCKLE INC reported revenue of $898.7M.

Does BKE pay dividends?

BUCKLE INC pays dividends, with $53.7M distributed to shareholders in the trailing twelve months.

Where can I find BKE SEC filings?

Official SEC filings for BUCKLE INC (CIK: 0000885245) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BKE's EPS?

BUCKLE INC has a diluted EPS of $2.55.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-11-01 | Powered by Claude AI