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Udemy, Inc. (UDMY) Fundamental Analysis & AI Grade 2026

UDMY Nasdaq Services-Educational Services DE CIK: 0001607939
Updated This Month • Analysis: May 12, 2026 • SEC Data: 2026-03-31
Combined AI Grade
C
68% Confidence
N/A
C
68% Conf
Pending
Analysis scheduled

📊 UDMY Key Takeaways

Revenue: $191.4M
Net Margin: -6.6%
Free Cash Flow: $14.9M
Current Ratio: 1.28x
Debt/Equity: 0.00x
EPS: $-0.09
AI Grade: C with 68% confidence
Udemy, Inc. (UDMY) receives a C fundamental grade with 68% confidence from our AI analysis based on SEC 10-K filings. With revenue of $191.4M, net profit margin of -6.6%, and return on equity (ROE) of -5.9%, Udemy, Inc. demonstrates mixed fundamentals in the Services sector. Below is our complete UDMY stock analysis for 2026.

Is Udemy, Inc. (UDMY) a Good Investment?

Claude

Udemy is unprofitable with virtually flat revenue growth (+0.4% YoY) and is destroying shareholder value with negative ROE (-5.9%) and ROA (-2.0%), despite showing improved losses year-over-year. While the company's fortress balance sheet ($252.6M cash, zero debt) and 67.5% gross margin indicate core business unit economics could support profitability, the current operational structure is unsustainable and requires significant cost restructuring or revenue acceleration. The positive free cash flow masks fundamental operational dysfunction that needs resolution before the investment thesis improves.

Udemy, Inc. Key Strengths (UDMY)

Claude
  • + Fortress balance sheet with $252.6M cash, zero long-term debt, and strong liquidity ratios (1.28x current ratio)
  • + Exceptional 67.5% gross margin demonstrates core business model has strong unit economics and pricing power
  • + Positive free cash flow of $14.9M despite operating losses indicates some cash generation efficiency and low capital intensity

UDMY Stock Risks: Udemy, Inc. Investment Risks

Claude
  • ! Company is unprofitable with -$12.5M operating loss and -6.5% operating margin, destroying shareholder value at every profit level
  • ! Essentially flat revenue growth at +0.4% YoY shows zero business momentum and inability to drive market expansion or customer acquisition
  • ! Operating expenses are structurally misaligned with revenue base; company must achieve either significant revenue growth or substantial cost restructuring to achieve viability
  • ! 24 insider Form 4 filings in last 90 days requires investigation into nature of transactions

Key Metrics to Watch

Claude
  • * Revenue growth trajectory (needs to accelerate above 5-10% to be meaningful in education sector)
  • * Operating margin improvement path and timeline to profitability
  • * Operating expense ratio as percentage of revenue (currently unsustainable; needs compression)
  • * Cash burn rate and runway sustainability if losses continue

Udemy, Inc. (UDMY) Financial Metrics & Key Ratios

Revenue
$191.4M
Net Income
$-12.6M
EPS (Diluted)
$-0.09
Free Cash Flow
$14.9M
Total Assets
$634.6M
Cash Position
$252.6M

💡 AI Analyst Insight

Udemy, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

UDMY Profit Margin, ROE & Profitability Analysis

Gross Margin 67.5%
Operating Margin -6.5%
Net Margin -6.6%
ROE -5.9%
ROA -2.0%
FCF Margin 7.8%

UDMY vs Services Sector: How Udemy, Inc. Compares

How Udemy, Inc. compares to Services sector averages

Net Margin
UDMY -6.6%
vs
Sector Avg 10.0%
UDMY Sector
ROE
UDMY -5.9%
vs
Sector Avg 16.0%
UDMY Sector
Current Ratio
UDMY 1.3x
vs
Sector Avg 1.5x
UDMY Sector
Debt/Equity
UDMY 0.0x
vs
Sector Avg 0.7x
UDMY Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Udemy, Inc. Stock Overvalued? UDMY Valuation Analysis 2026

Based on fundamental analysis, Udemy, Inc. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
-5.9%
Sector avg: 16%
Net Profit Margin
-6.6%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Udemy, Inc. Balance Sheet: UDMY Debt, Cash & Liquidity

Current Ratio
1.28x
Quick Ratio
1.28x
Debt/Equity
0.00x
Debt/Assets
66.6%
Interest Coverage
N/A
Long-term Debt
N/A

UDMY Revenue & Earnings Growth: 5-Year Financial Trend

UDMY 5-year financial data: Year 2021: Revenue $515.7M, Net Income -$69.7M, EPS $-2.57. Year 2022: Revenue $629.1M, Net Income -$77.6M, EPS $-2.33. Year 2023: Revenue $728.9M, Net Income -$80.0M, EPS $-1.46. Year 2024: Revenue $786.6M, Net Income -$153.9M, EPS $-1.09. Year 2025: Revenue $789.8M, Net Income -$107.3M, EPS $-0.71.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Udemy, Inc.'s revenue has grown significantly by 53% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.71 indicates the company is currently unprofitable.

UDMY Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
7.8%
Free cash flow / Revenue

UDMY Quarterly Earnings & Performance

Quarterly financial performance data for Udemy, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $191.4M -$1.8M $-0.01
Q3 2025 $195.4M $1.6M $0.01
Q2 2025 $194.4M $4.5M $0.03
Q1 2025 $196.8M -$1.8M $-0.01
Q3 2024 $184.7M -$16.8M $-0.11
Q2 2024 $178.2M -$25.7M $-0.17
Q1 2024 $176.4M -$18.3M $-0.12
Q3 2023 $158.4M -$16.8M $-0.11

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Udemy, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$15.4M
Cash generated from operations
Stock Buybacks
$117.0K
Shares repurchased (TTM)
Capital Expenditures
$548.0K
Investment in assets
Dividends
None
No dividend program

UDMY SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Udemy, Inc. (CIK: 0001607939)

📋 Recent SEC Filings

Date Form Document Action
May 13, 2026 4 xslF345X06/form4.xml View →
May 13, 2026 4 xslF345X06/form4.xml View →
May 13, 2026 4 xslF345X06/form4.xml View →
May 11, 2026 4 xslF345X06/wk-form4_1778530472.xml View →
May 11, 2026 4 xslF345X06/wk-form4_1778530463.xml View →

Frequently Asked Questions about UDMY

What is the AI rating for UDMY?

Udemy, Inc. (UDMY) has an AI grade of C with 68% confidence, based on fundamental analysis of SEC EDGAR filings.

What are UDMY's key strengths?

Claude: Fortress balance sheet with $252.6M cash, zero long-term debt, and strong liquidity ratios (1.28x current ratio). Exceptional 67.5% gross margin demonstrates core business model has strong unit economics and pricing power.

What are the risks of investing in UDMY?

Claude: Company is unprofitable with -$12.5M operating loss and -6.5% operating margin, destroying shareholder value at every profit level. Essentially flat revenue growth at +0.4% YoY shows zero business momentum and inability to drive market expansion or customer acquisition.

What is UDMY's revenue and growth?

Udemy, Inc. reported revenue of $191.4M.

Does UDMY pay dividends?

Udemy, Inc. does not currently pay dividends.

Where can I find UDMY SEC filings?

Official SEC filings for Udemy, Inc. (CIK: 0001607939) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is UDMY's EPS?

Udemy, Inc. has a diluted EPS of $-0.09.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is UDMY's fundamental grade?

Based on our AI fundamental analysis in June 2026, Udemy, Inc. has a C grade with 68% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is UDMY stock overvalued or undervalued?

Valuation metrics for UDMY: ROE of -5.9% (sector avg: 16%), net margin of -6.6% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

What is UDMY's AI grade for 2026?

Our dual AI analysis gives Udemy, Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is UDMY's free cash flow?

Udemy, Inc.'s operating cash flow is $15.4M, with capital expenditures of $548.0K. FCF margin is 7.8%.

How does UDMY compare to other Services stocks?

Vs Services sector averages: Net margin -6.6% (avg: 10%), ROE -5.9% (avg: 16%), current ratio 1.28 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 12, 2026 | Data as of: 2026-03-31 | Powered by Claude AI