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LGCY Stock Analysis 2026 - Legacy Education Inc. AI Rating

LGCY NYSE Services-Educational Services NV CIK: 0001836754
Recently Updated • Analysis: Apr 12, 2026 • SEC Data: 2025-12-31
BUY
70% Conf
Pending
Analysis scheduled

📊 LGCY Key Takeaways

Revenue: $38.6M
Net Margin: 11.0%
Free Cash Flow: $1.3M
Current Ratio: 2.98x
Debt/Equity: 0.01x
EPS: $0.30
AI Rating: BUY with 70% confidence

Is LGCY a Good Investment? Thesis Analysis

Claude

Legacy Education demonstrates strong fundamental growth with 39.5% revenue expansion and 47.3% net income growth, supported by an exceptionally healthy balance sheet (2.98x current ratio, 0.01x debt/equity, $21.1M cash). However, operating cash flow conversion remains weak at only 50% of net income, raising concerns about earnings quality and sustainability that warrant close monitoring.

Why Buy LGCY? Key Strengths

Claude
  • + Strong revenue growth of 39.5% YoY with accelerating net income growth of 47.3%
  • + Fortress balance sheet with minimal leverage (0.01x debt/equity), excellent liquidity (2.98x current ratio), and $21.1M cash position
  • + Solid profitability margins with 13.6% operating margin and 11.0% net margin in educational services sector

LGCY Investment Risks to Consider

Claude
  • ! Significant cash flow conversion problem: operating cash flow of only $2.1M on $4.2M net income indicates potential earnings quality or working capital issues
  • ! Weak free cash flow margin of 3.4% despite strong profitability suggests limited cash generation relative to reported earnings
  • ! Modest return metrics (ROE 9.2%, ROA 5.8%) relative to growth rates, and limited insider buying activity (1 Form 4 in 90 days)

Key Metrics to Watch

Claude
  • * Operating cash flow conversion ratio - must improve toward 75%+ of net income
  • * Free cash flow margin trend and absolute FCF generation
  • * Working capital changes (receivables, payables) driving cash flow timing
  • * Revenue growth sustainability and customer retention rates
  • * Return on equity and asset trends relative to earnings growth

LGCY Financial Metrics

Revenue
$38.6M
Net Income
$4.2M
EPS (Diluted)
$0.30
Free Cash Flow
$1.3M
Total Assets
$73.1M
Cash Position
$21.1M

💡 AI Analyst Insight

The relatively thin 3.4% FCF margin may limit capital allocation flexibility. Strong liquidity with a 2.98x current ratio provides a solid financial cushion.

LGCY Profitability Ratios

Gross Margin N/A
Operating Margin 13.6%
Net Margin 11.0%
ROE 9.2%
ROA 5.8%
FCF Margin 3.4%

LGCY vs Default Sector

How Legacy Education Inc. compares to Default sector averages

Net Margin
LGCY 11.0%
vs
Sector Avg 12.0%
LGCY Sector
ROE
LGCY 9.2%
vs
Sector Avg 15.0%
LGCY Sector
Current Ratio
LGCY 3.0x
vs
Sector Avg 1.8x
LGCY Sector
Debt/Equity
LGCY 0.0x
vs
Sector Avg 0.7x
LGCY Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is LGCY Overvalued or Undervalued?

Based on fundamental analysis, Legacy Education Inc. has mixed fundamental signals relative to the Default sector in 2026.

Return on Equity
9.2%
Sector avg: 15%
Net Profit Margin
11.0%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.01x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

LGCY Balance Sheet & Liquidity

Current Ratio
2.98x
Quick Ratio
2.98x
Debt/Equity
0.01x
Debt/Assets
37.0%
Interest Coverage
N/A
Long-term Debt
$660.3K

LGCY 5-Year Financial Trend & Growth Analysis

LGCY 5-year financial data: Year 2024: Revenue $46.0M, Net Income $2.7M, EPS $0.28. Year 2025: Revenue $64.2M, Net Income $5.1M, EPS $0.53.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Legacy Education Inc.'s revenue has grown significantly by 39% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.53 reflects profitable operations.

LGCY Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
3.4%
Free cash flow / Revenue

LGCY Quarterly Performance

Quarterly financial performance data for Legacy Education Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 $13.6M $1.4M $0.10
Q1 2026 $14.0M $2.1M $0.16
Q3 2025 $12.3M $1.1M $0.19
Q2 2025 $10.6M $1.1M $0.10
Q1 2025 $10.4M $1.1M $0.11

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

LGCY Capital Allocation

Operating Cash Flow
$2.1M
Cash generated from operations
Capital Expenditures
$789.5K
Investment in assets
Dividends Paid
$916.7K
Returned to shareholders

LGCY SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for Legacy Education Inc. (CIK: 0001836754)

📋 Recent SEC Filings

Date Form Document Action
Mar 17, 2026 8-K form8-k.htm View →
Mar 3, 2026 4 xslF345X05/ownership.xml View →
Feb 12, 2026 10-Q form10-q.htm View →
Jan 7, 2026 8-K form8-k.htm View →
Dec 16, 2025 8-K form8-k.htm View →

Frequently Asked Questions about LGCY

What is the AI rating for LGCY?

Legacy Education Inc. (LGCY) has an AI rating of BUY with 70% confidence, based on fundamental analysis of SEC EDGAR filings.

What are LGCY's key strengths?

Claude: Strong revenue growth of 39.5% YoY with accelerating net income growth of 47.3%. Fortress balance sheet with minimal leverage (0.01x debt/equity), excellent liquidity (2.98x current ratio), and $21.1M cash position.

What are the risks of investing in LGCY?

Claude: Significant cash flow conversion problem: operating cash flow of only $2.1M on $4.2M net income indicates potential earnings quality or working capital issues. Weak free cash flow margin of 3.4% despite strong profitability suggests limited cash generation relative to reported earnings.

What is LGCY's revenue and growth?

Legacy Education Inc. reported revenue of $38.6M.

Does LGCY pay dividends?

Legacy Education Inc. pays dividends, with $0.9M distributed to shareholders in the trailing twelve months.

Where can I find LGCY SEC filings?

Official SEC filings for Legacy Education Inc. (CIK: 0001836754) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is LGCY's EPS?

Legacy Education Inc. has a diluted EPS of $0.30.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is LGCY a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Legacy Education Inc. has a BUY rating with 70% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is LGCY stock overvalued or undervalued?

Valuation metrics for LGCY: ROE of 9.2% (sector avg: 15%), net margin of 11.0% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy LGCY stock in 2026?

Our dual AI analysis gives Legacy Education Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is LGCY's free cash flow?

Legacy Education Inc.'s operating cash flow is $2.1M, with capital expenditures of $789.5K. FCF margin is 3.4%.

How does LGCY compare to other Default stocks?

Vs Default sector averages: Net margin 11.0% (avg: 12%), ROE 9.2% (avg: 15%), current ratio 2.98 (avg: 1.8).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 12, 2026 | Data as of: 2025-12-31 | Powered by Claude AI