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PERDOCEO EDUCATION Corp (PRDO) Fundamental Analysis & AI Grade 2026

PRDO Nasdaq Services-Educational Services DE CIK: 0001046568
Updated This Month • Analysis: May 9, 2026 • SEC Data: 2026-03-31
Combined AI Grade
A
72% Confidence
N/A
A
72% Conf
Pending
Analysis scheduled

📊 PRDO Key Takeaways

Revenue: $221.7M
Net Margin: 24.3%
Free Cash Flow: $66.0M
Current Ratio: 4.82x
Debt/Equity: 0.00x
EPS: $0.85
AI Grade: A with 72% confidence
PERDOCEO EDUCATION Corp (PRDO) receives a A fundamental grade with 72% confidence from our AI analysis based on SEC 10-K filings. With revenue of $221.7M, net profit margin of 24.3%, and return on equity (ROE) of 5.4%, PERDOCEO EDUCATION Corp demonstrates strong fundamentals in the Services sector. Below is our complete PRDO stock analysis for 2026.

Is PERDOCEO EDUCATION Corp (PRDO) a Good Investment?

Claude

Perdoceo demonstrates strong operational fundamentals with 24% YoY revenue growth, excellent profit margins (28.5% operating, 24.3% net), and robust free cash flow generation at 29.7% FCF margin. The fortress balance sheet with zero debt and $164M cash provides financial flexibility, though the low ROE of 5.4% suggests potential capital deployment inefficiencies that warrant monitoring.

PERDOCEO EDUCATION Corp Key Strengths (PRDO)

Claude
  • + Strong revenue growth of 24.2% YoY with accelerating momentum
  • + Exceptional profitability margins with 28.5% operating margin and 24.3% net margin
  • + Outstanding free cash flow generation of $66M annually (29.7% FCF margin) with minimal CapEx requirements
  • + Fortress balance sheet: zero long-term debt, $164.3M cash, 4.82x current ratio
  • + Asset-light business model with only $3.4M CapEx against $221.7M revenue

PRDO Stock Risks: PERDOCEO EDUCATION Corp Investment Risks

Claude
  • ! Capital efficiency concern: ROE of 5.4% and ROA of 4.2% are low despite strong margins, indicating potential over-capitalization or suboptimal asset deployment
  • ! Educational services sector faces regulatory pressures, demographic headwinds, and competitive threats from digital alternatives
  • ! High insider Form 4 activity (25 filings in 90 days) may signal management awareness of operational challenges or strategic transitions
  • ! Missing gross margin data limits visibility into core operational performance and pricing power
  • ! Low returns on capital suggest equity base may be excessive relative to earnings generation capability

Key Metrics to Watch

Claude
  • * ROE trend and quarterly progression—critical to determine if capital deployment improves or stagnates
  • * Operating margin sustainability as revenue scales—ensure profitability is not sacrificed for growth
  • * Free cash flow conversion and cash deployment strategy—monitor how management deploys or returns the $66M annual FCF
  • * Enrollment and retention metrics in educational services—validate that growth is sustainable and not dependent on market tailwinds
  • * Debt-to-EBITDA if company increases leverage—assess whether capital structure remains optimal

PERDOCEO EDUCATION Corp (PRDO) Financial Metrics & Key Ratios

Revenue
$221.7M
Net Income
$54.0M
EPS (Diluted)
$0.85
Free Cash Flow
$66.0M
Total Assets
$1.3B
Cash Position
$164.3M

💡 AI Analyst Insight

The 29.7% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 4.82x current ratio provides a solid financial cushion.

PRDO Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 28.5%
Net Margin 24.3%
ROE 5.4%
ROA 4.2%
FCF Margin 29.7%

PRDO vs Services Sector: How PERDOCEO EDUCATION Corp Compares

How PERDOCEO EDUCATION Corp compares to Services sector averages

Net Margin
PRDO 24.3%
vs
Sector Avg 10.0%
PRDO Sector
ROE
PRDO 5.4%
vs
Sector Avg 16.0%
PRDO Sector
Current Ratio
PRDO 4.8x
vs
Sector Avg 1.5x
PRDO Sector
Debt/Equity
PRDO 0.0x
vs
Sector Avg 0.7x
PRDO Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is PERDOCEO EDUCATION Corp Stock Overvalued? PRDO Valuation Analysis 2026

Based on fundamental analysis, PERDOCEO EDUCATION Corp has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
5.4%
Sector avg: 16%
Net Profit Margin
24.3%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

PERDOCEO EDUCATION Corp Balance Sheet: PRDO Debt, Cash & Liquidity

Current Ratio
4.82x
Quick Ratio
4.79x
Debt/Equity
0.00x
Debt/Assets
0.0%
Interest Coverage
141.21x
Long-term Debt
$0.0

PRDO Revenue & Earnings Growth: 5-Year Financial Trend

PRDO 5-year financial data: Year 2021: Revenue $693.0M, Net Income $70.0M, EPS $0.97. Year 2022: Revenue $695.2M, Net Income $124.3M, EPS $1.74. Year 2023: Revenue $710.0M, Net Income $109.6M, EPS $1.55. Year 2024: Revenue $710.0M, Net Income $95.9M, EPS $1.39. Year 2025: Revenue $846.1M, Net Income $147.7M, EPS $2.18.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: PERDOCEO EDUCATION Corp's revenue has grown significantly by 22% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.18 reflects profitable operations.

PRDO Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
29.7%
Free cash flow / Revenue

PRDO Quarterly Earnings & Performance

Quarterly financial performance data for PERDOCEO EDUCATION Corp including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $213.0M $43.7M $0.65
Q3 2025 $169.8M $38.3M $0.57
Q2 2025 $166.7M $38.4M $0.57
Q1 2025 $168.3M $39.4M $0.59
Q3 2024 $169.8M $38.3M $0.57
Q2 2024 $166.7M $38.4M $0.57
Q1 2024 $168.3M $34.5M $0.50
Q3 2023 $168.4M $22.1M $0.32

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

PERDOCEO EDUCATION Corp Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$69.4M
Cash generated from operations
Stock Buybacks
$8.1M
Shares repurchased (TTM)
Capital Expenditures
$3.4M
Investment in assets
Dividends Paid
$7.2M
Returned to shareholders

PRDO SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for PERDOCEO EDUCATION Corp (CIK: 0001046568)

📋 Recent SEC Filings

Date Form Document Action
May 27, 2026 8-K prdo-20260521.htm View →
May 26, 2026 4 xslF345X06/ownership.xml View →
May 26, 2026 4 xslF345X06/ownership.xml View →
May 26, 2026 4 xslF345X06/ownership.xml View →
May 26, 2026 4 xslF345X06/ownership.xml View →

Frequently Asked Questions about PRDO

What is the AI rating for PRDO?

PERDOCEO EDUCATION Corp (PRDO) has an AI grade of A with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PRDO's key strengths?

Claude: Strong revenue growth of 24.2% YoY with accelerating momentum. Exceptional profitability margins with 28.5% operating margin and 24.3% net margin.

What are the risks of investing in PRDO?

Claude: Capital efficiency concern: ROE of 5.4% and ROA of 4.2% are low despite strong margins, indicating potential over-capitalization or suboptimal asset deployment. Educational services sector faces regulatory pressures, demographic headwinds, and competitive threats from digital alternatives.

What is PRDO's revenue and growth?

PERDOCEO EDUCATION Corp reported revenue of $221.7M.

Does PRDO pay dividends?

PERDOCEO EDUCATION Corp pays dividends, with $7.2M distributed to shareholders in the trailing twelve months.

Where can I find PRDO SEC filings?

Official SEC filings for PERDOCEO EDUCATION Corp (CIK: 0001046568) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PRDO's EPS?

PERDOCEO EDUCATION Corp has a diluted EPS of $0.85.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is PRDO's fundamental grade?

Based on our AI fundamental analysis in May 2026, PERDOCEO EDUCATION Corp has a A grade with 72% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is PRDO stock overvalued or undervalued?

Valuation metrics for PRDO: ROE of 5.4% (sector avg: 16%), net margin of 24.3% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

What is PRDO's AI grade for 2026?

Our dual AI analysis gives PERDOCEO EDUCATION Corp a combined A grade for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is PRDO's free cash flow?

PERDOCEO EDUCATION Corp's operating cash flow is $69.4M, with capital expenditures of $3.4M. FCF margin is 29.7%.

How does PRDO compare to other Services stocks?

Vs Services sector averages: Net margin 24.3% (avg: 10%), ROE 5.4% (avg: 16%), current ratio 4.82 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 9, 2026 | Data as of: 2026-03-31 | Powered by Claude AI