📊 TWI Key Takeaways
Is Titan International Inc. (TWI) a Good Investment?
Titan International faces acute financial distress with an unsustainable debt burden and deteriorating operations. The company cannot service its $587.9M long-term debt from operations (interest coverage ratio of 0.8x), burns cash at -$24.6M annually, and posts a -$63.5M net loss on declining revenue. This capital structure is untenable without significant operational turnaround or debt restructuring.
Why Buy Titan International Inc. Stock? TWI Key Strengths
- Current ratio of 2.30x provides near-term liquidity coverage
- Positive operating cash flow of $30M despite net losses
- $202.9M cash reserves offer temporary operational runway
TWI Stock Risks: Titan International Inc. Investment Risks
- Interest coverage ratio of 0.8x - operating income cannot cover interest expense, creating imminent debt service risk
- Negative free cash flow of -$24.6M combined with -$63.5M net loss indicates unsustainable capital structure and cash burn
- Excessive leverage with $587.9M debt, 1.14x D/E ratio, and deteriorating profitability creates refinancing and default risk
Key Metrics to Watch
- Interest Coverage Ratio - currently critical at 0.8x, must exceed 1.5x for viability
- Free Cash Flow - negative trend signals unsustainable cash burn rate
- Operating Margin and Revenue Stabilization - need reversal of 1.1% operating margin and -0.9% revenue decline
Titan International Inc. (TWI) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 2.30x current ratio provides a solid financial cushion.
TWI Profit Margin, ROE & Profitability Analysis
TWI vs Materials Sector: How Titan International Inc. Compares
How Titan International Inc. compares to Materials sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Titan International Inc. Stock Overvalued? TWI Valuation Analysis 2026
Based on fundamental analysis, Titan International Inc. shows some fundamental concerns relative to the Materials sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Titan International Inc. Balance Sheet: TWI Debt, Cash & Liquidity
TWI Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Titan International Inc.'s revenue has shown modest growth of 4% over the 5-year period. The most recent EPS of $1.25 reflects profitable operations.
TWI Revenue Growth, EPS Growth & YoY Performance
TWI Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $448.0M | -$2.3M | $-0.04 |
| Q2 2025 | $460.8M | $2.1M | $0.03 |
| Q1 2025 | $482.2M | -$649.0K | $-0.01 |
| Q3 2024 | $401.8M | -$6.9M | $-0.10 |
| Q2 2024 | $481.2M | $2.1M | $0.03 |
| Q1 2024 | $482.2M | $9.2M | $0.14 |
| Q3 2023 | $401.8M | $19.3M | $0.31 |
| Q2 2023 | $481.2M | $30.2M | $0.48 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Titan International Inc. Dividends, Buybacks & Capital Allocation
TWI SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Titan International Inc. (CIK: 0000899751)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| Mar 16, 2026 | 4 | xslF345X05/wk-form4_1773703869.xml | View → |
| Mar 16, 2026 | 4 | xslF345X05/wk-form4_1773698568.xml | View → |
| Mar 16, 2026 | 4 | xslF345X05/wk-form4_1773698231.xml | View → |
| Mar 16, 2026 | 4 | xslF345X05/wk-form4_1773698190.xml | View → |
| Mar 12, 2026 | 4 | xslF345X05/wk-form4_1773352750.xml | View → |
❓ Frequently Asked Questions about TWI
What is the AI rating for TWI?
Titan International Inc. (TWI) has an AI rating of STRONG SELL with 85% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TWI's key strengths?
Claude: Current ratio of 2.30x provides near-term liquidity coverage. Positive operating cash flow of $30M despite net losses.
What are the risks of investing in TWI?
Claude: Interest coverage ratio of 0.8x - operating income cannot cover interest expense, creating imminent debt service risk. Negative free cash flow of -$24.6M combined with -$63.5M net loss indicates unsustainable capital structure and cash burn.
What is TWI's revenue and growth?
Titan International Inc. reported revenue of $1.8B.
Does TWI pay dividends?
Titan International Inc. does not currently pay dividends.
Where can I find TWI SEC filings?
Official SEC filings for Titan International Inc. (CIK: 0000899751) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TWI's EPS?
Titan International Inc. has a diluted EPS of $-1.00.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is TWI a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Titan International Inc. has a STRONG SELL rating with 85% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is TWI stock overvalued or undervalued?
Valuation metrics for TWI: ROE of -12.3% (sector avg: 14%), net margin of -3.5% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
Should I buy TWI stock in 2026?
Our dual AI analysis gives Titan International Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is TWI's free cash flow?
Titan International Inc.'s operating cash flow is $30.0M, with capital expenditures of $54.6M. FCF margin is -1.3%.
How does TWI compare to other Materials stocks?
Vs Materials sector averages: Net margin -3.5% (avg: 10%), ROE -12.3% (avg: 14%), current ratio 2.30 (avg: 1.6).