📊 TWI Key Takeaways
Is Titan International Inc. (TWI) a Good Investment?
Titan International exhibits severe financial distress with negative operating margins (-2.7%), negative operating cash flow (-46.5M), and inability to cover interest expenses (coverage ratio of -0.5x). The company is destroying shareholder value through operational losses and cash burn, with free cash flow of -59.8M indicating unsustainable capital structure.
Titan International Inc. Key Strengths (TWI)
- Adequate short-term liquidity with 2.19x current ratio and 1.22x quick ratio providing operational buffer
- Maintains 171.3M in cash reserves providing runway for operational improvements
- Revenue decline is modest at -0.9% YoY suggesting business fundamentals haven't completely collapsed
TWI Stock Risks: Titan International Inc. Investment Risks
- Negative profitability across all metrics (-4.8% net margin, -2.7% operating margin, -4.9% ROE) indicating structural operational dysfunction
- Negative operating cash flow of -46.5M and free cash flow of -59.8M demonstrate company cannot generate cash from core business to fund debt service
- Interest coverage ratio of -0.5x with 614.3M long-term debt creates existential refinancing risk; company cannot service debt from earnings
- Cyclical steel industry exposure during commodity downturn limits near-term recovery prospects
Key Metrics to Watch
- Operating cash flow - must turn positive to demonstrate business sustainability
- Operating margin trajectory - needs to return to profitability to address debt service capability
- Debt refinancing activity and covenant compliance - critical given negative interest coverage
Titan International Inc. (TWI) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 2.19x current ratio provides a solid financial cushion.
TWI Profit Margin, ROE & Profitability Analysis
TWI vs Materials Sector: How Titan International Inc. Compares
How Titan International Inc. compares to Materials sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Titan International Inc. Stock Overvalued? TWI Valuation Analysis 2026
Based on fundamental analysis, Titan International Inc. shows some fundamental concerns relative to the Materials sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Titan International Inc. Balance Sheet: TWI Debt, Cash & Liquidity
TWI Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Titan International Inc.'s revenue has shown modest growth of 4% over the 5-year period. The most recent EPS of $1.25 reflects profitable operations.
TWI Revenue Growth, EPS Growth & YoY Performance
TWI Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $490.7M | -$649.0K | $-0.01 |
| Q3 2025 | $448.0M | -$2.3M | $-0.04 |
| Q2 2025 | $460.8M | $2.1M | $0.03 |
| Q1 2025 | $482.2M | -$649.0K | $-0.01 |
| Q3 2024 | $401.8M | -$6.9M | $-0.10 |
| Q2 2024 | $481.2M | $2.1M | $0.03 |
| Q1 2024 | $482.2M | $9.2M | $0.14 |
| Q3 2023 | $401.8M | $19.3M | $0.31 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Titan International Inc. Dividends, Buybacks & Capital Allocation
TWI SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Titan International Inc. (CIK: 0000899751)
📋 Recent SEC Filings
❓ Frequently Asked Questions about TWI
What is the AI rating for TWI?
Titan International Inc. (TWI) has an AI grade of D with 87% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TWI's key strengths?
Claude: Adequate short-term liquidity with 2.19x current ratio and 1.22x quick ratio providing operational buffer. Maintains 171.3M in cash reserves providing runway for operational improvements.
What are the risks of investing in TWI?
Claude: Negative profitability across all metrics (-4.8% net margin, -2.7% operating margin, -4.9% ROE) indicating structural operational dysfunction. Negative operating cash flow of -46.5M and free cash flow of -59.8M demonstrate company cannot generate cash from core business to fund debt service.
What is TWI's revenue and growth?
Titan International Inc. reported revenue of $505.1M.
Does TWI pay dividends?
Titan International Inc. does not currently pay dividends.
Where can I find TWI SEC filings?
Official SEC filings for Titan International Inc. (CIK: 0000899751) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TWI's EPS?
Titan International Inc. has a diluted EPS of $-0.38.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is TWI's fundamental grade?
Based on our AI fundamental analysis in June 2026, Titan International Inc. has a D grade with 87% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is TWI stock overvalued or undervalued?
Valuation metrics for TWI: ROE of -4.9% (sector avg: 14%), net margin of -4.8% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
What is TWI's AI grade for 2026?
Our dual AI analysis gives Titan International Inc. a combined D grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is TWI's free cash flow?
Titan International Inc.'s operating cash flow is $-46.5M, with capital expenditures of $13.3M. FCF margin is -11.8%.
How does TWI compare to other Materials stocks?
Vs Materials sector averages: Net margin -4.8% (avg: 10%), ROE -4.9% (avg: 14%), current ratio 2.19 (avg: 1.6).