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Bloomia Holdings, Inc.. (TULP) Fundamental Analysis & AI Grade 2026

TULP Nasdaq Agricultural Production-Crops DE CIK: 0000875355
Updated This Month • Analysis: May 14, 2026 • SEC Data: 2026-03-31
Combined AI Grade
D
96% Confidence
N/A
D
96% Conf
Pending
Analysis scheduled

📊 TULP Key Takeaways

Revenue: $26.3M
Net Margin: -22.4%
Free Cash Flow: $-11.4M
Current Ratio: 1.26x
Debt/Equity: 6.66x
EPS: $-3.33
AI Grade: D with 96% confidence
Bloomia Holdings, Inc.. (TULP) receives a D fundamental grade with 96% confidence from our AI analysis based on SEC 10-K filings. With revenue of $26.3M, net profit margin of -22.4%, and return on equity (ROE) of -97.3%, Bloomia Holdings, Inc.. demonstrates mixed fundamentals in the Market sector. Below is our complete TULP stock analysis for 2026.

Is Bloomia Holdings, Inc.. (TULP) a Good Investment?

Claude

Bloomia Holdings exhibits severe fundamental deterioration with persistent operating losses (-20.3% margin), dangerously high leverage (6.66x debt/equity), and critically negative cash flows (-$11.1M operating burn). With only $889K in cash and $40.3M in long-term debt against a $6.1M equity base, the company faces potential solvency risk without immediate operational turnaround or capital restructuring.

Bloomia Holdings, Inc.. Key Strengths (TULP)

Claude
  • + Asset base of $103.3M provides collateral and potential liquidation value
  • + Agricultural sector exposure provides essential commodity demand
  • + Maintains current ratio of 1.26x indicating short-term operational liquidity

TULP Stock Risks: Bloomia Holdings, Inc.. Investment Risks

Claude
  • ! Operating cash flow deeply negative at -$11.1M with only $889K cash reserves - potential runway crisis within 1-2 months at current burn rate
  • ! Extreme leverage of 6.66x debt/equity with $40.3M long-term debt unsustainable given negative operating income and negative interest coverage (-5.7x)
  • ! Pervasive unprofitability across all margins: gross margin 12.5%, operating margin -20.3%, net margin -22.4% indicating broken business model
  • ! Quick ratio of 0.63x suggests inability to meet short-term obligations without asset sales or external capital
  • ! Free cash flow severely negative at -11.4M with no clear path to profitability given operational structure

Key Metrics to Watch

Claude
  • * Monthly operating cash flow trend and cash balance depletion rate
  • * Debt covenant compliance status and refinancing requirements
  • * Gross margin improvement initiatives and revenue stabilization
  • * Working capital efficiency and asset utilization improvements
  • * Management's capital restructuring or debt reduction announcements

Bloomia Holdings, Inc.. (TULP) Financial Metrics & Key Ratios

Revenue
$26.3M
Net Income
$-5.9M
EPS (Diluted)
$-3.33
Free Cash Flow
$-11.4M
Total Assets
$103.3M
Cash Position
$889.0K

💡 AI Analyst Insight

Bloomia Holdings, Inc.. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

TULP Profit Margin, ROE & Profitability Analysis

Gross Margin 12.5%
Operating Margin -20.3%
Net Margin -22.4%
ROE -97.3%
ROA -5.7%
FCF Margin -43.5%

TULP vs Market Sector: How Bloomia Holdings, Inc.. Compares

How Bloomia Holdings, Inc.. compares to Market sector averages

Net Margin
TULP -22.4%
vs
Sector Avg 12.0%
TULP Sector
ROE
TULP -97.3%
vs
Sector Avg 15.0%
TULP Sector
Current Ratio
TULP 1.3x
vs
Sector Avg 1.8x
TULP Sector
Debt/Equity
TULP 6.7x
vs
Sector Avg 0.7x
TULP Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Bloomia Holdings, Inc.. Stock Overvalued? TULP Valuation Analysis 2026

Based on fundamental analysis, Bloomia Holdings, Inc.. shows some fundamental concerns relative to the Market sector in 2026.

Return on Equity
-97.3%
Sector avg: 15%
Net Profit Margin
-22.4%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
6.66x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Bloomia Holdings, Inc.. Balance Sheet: TULP Debt, Cash & Liquidity

Current Ratio
1.26x
Quick Ratio
0.63x
Debt/Equity
6.66x
Debt/Assets
6.0%
Interest Coverage
-5.72x
Long-term Debt
$40.3M

TULP Revenue & Earnings Growth: 5-Year Financial Trend

TULP 5-year financial data: Year 2024: Revenue $37.8M, Net Income $2.4M, EPS $1.36.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Bloomia Holdings, Inc..'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $1.36 reflects profitable operations.

TULP Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-43.5%
Free cash flow / Revenue

TULP Quarterly Earnings & Performance

Quarterly financial performance data for Bloomia Holdings, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $12.4M $449.0K $0.25
Q2 2026 $6.2M -$2.3M $-1.29
Q1 2025 $5.2M $449.0K $0.25

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Bloomia Holdings, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$11.1M
Cash generated from operations
Stock Buybacks
$482.0K
Shares repurchased (TTM)
Capital Expenditures
$292.0K
Investment in assets
Dividends Paid
$14.0K
Returned to shareholders

TULP SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Bloomia Holdings, Inc.. (CIK: 0000875355)

📋 Recent SEC Filings

Date Form Document Action
May 13, 2026 10-Q tulp-20260331x10q.htm View →
May 13, 2026 8-K tulp-20260513x8k.htm View →
Apr 17, 2026 8-K tulp-20260413x8k.htm View →
Apr 6, 2026 4 xslF345X06/form4.xml View →
Apr 6, 2026 4 xslF345X06/form4.xml View →

Frequently Asked Questions about TULP

What is the AI rating for TULP?

Bloomia Holdings, Inc.. (TULP) has an AI grade of D with 96% confidence, based on fundamental analysis of SEC EDGAR filings.

What are TULP's key strengths?

Claude: Asset base of $103.3M provides collateral and potential liquidation value. Agricultural sector exposure provides essential commodity demand.

What are the risks of investing in TULP?

Claude: Operating cash flow deeply negative at -$11.1M with only $889K cash reserves - potential runway crisis within 1-2 months at current burn rate. Extreme leverage of 6.66x debt/equity with $40.3M long-term debt unsustainable given negative operating income and negative interest coverage (-5.7x).

What is TULP's revenue and growth?

Bloomia Holdings, Inc.. reported revenue of $26.3M.

Does TULP pay dividends?

Bloomia Holdings, Inc.. pays dividends, with $0.0M distributed to shareholders in the trailing twelve months.

Where can I find TULP SEC filings?

Official SEC filings for Bloomia Holdings, Inc.. (CIK: 0000875355) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is TULP's EPS?

Bloomia Holdings, Inc.. has a diluted EPS of $-3.33.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is TULP's fundamental grade?

Based on our AI fundamental analysis in June 2026, Bloomia Holdings, Inc.. has a D grade with 96% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is TULP stock overvalued or undervalued?

Valuation metrics for TULP: ROE of -97.3% (sector avg: 15%), net margin of -22.4% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

What is TULP's AI grade for 2026?

Our dual AI analysis gives Bloomia Holdings, Inc.. a combined D grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is TULP's free cash flow?

Bloomia Holdings, Inc..'s operating cash flow is $-11.1M, with capital expenditures of $292.0K. FCF margin is -43.5%.

How does TULP compare to other Market stocks?

Vs Default sector averages: Net margin -22.4% (avg: 12%), ROE -97.3% (avg: 15%), current ratio 1.26 (avg: 1.8).

Is Bloomia Holdings, Inc.. carrying too much debt?

TULP has a debt-to-equity ratio of 6.66x, which is above the Market sector average of 0.7x. However, the current ratio of 1.26 suggests adequate short-term liquidity.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 14, 2026 | Data as of: 2026-03-31 | Powered by Claude AI