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FreightCar America, Inc. (RAIL) Stock Fundamental Analysis & AI Rating 2026

RAIL Nasdaq Railroad Equipment DE CIK: 0001320854
Recently Updated • Analysis: Apr 14, 2026 • SEC Data: 2025-12-31
SELL
72% Conf
Pending
Analysis scheduled

📊 RAIL Key Takeaways

Revenue: $501.0M
Net Margin: 7.4%
Free Cash Flow: $31.4M
Current Ratio: 1.87x
Debt/Equity: N/A
EPS: $1.09
AI Rating: SELL with 72% confidence
FreightCar America, Inc. (RAIL) receives a SELL rating with 72% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $501.0M, net profit margin of 7.4%, FreightCar America, Inc. demonstrates mixed fundamentals in the Industrial sector. Below is our complete RAIL stock analysis for 2026.

Is FreightCar America, Inc. (RAIL) a Good Investment?

Claude

FreightCar America exhibits severe financial distress with negative stockholders' equity of -$107.4M, indicating liabilities exceed tangible assets by this amount. While positive operating cash flow ($34.8M) and exceptional interest coverage (50.6x) provide near-term stability, the company faces stagnant revenue growth (+0.1% YoY), declining profitability (-3.3% net income YoY), and weak organic growth prospects that limit value creation.

Why Buy FreightCar America, Inc. Stock? RAIL Key Strengths

Claude
  • + Positive operating cash flow of $34.8M and free cash flow of $31.4M demonstrate ongoing cash generation despite distress
  • + Exceptional interest coverage ratio of 50.6x indicates strong ability to service $107.2M debt obligations
  • + Solid current ratio of 1.87x and adequate quick ratio of 1.07x show sufficient short-term liquidity

RAIL Stock Risks: FreightCar America, Inc. Investment Risks

Claude
  • ! Critical: Negative stockholders' equity of -$107.4M indicates liabilities exceed assets, signaling severe financial distress and solvency concerns
  • ! Stagnant growth with revenue up only 0.1% YoY and net income declining 3.3% YoY in a capital-intensive business
  • ! High leverage with $107.2M long-term debt and negative equity position limits financial flexibility and growth investment capacity

Key Metrics to Watch

Claude
  • * Stockholders' equity trajectory and timeline to positive territory
  • * Operating cash flow sustainability and use for debt reduction versus capex
  • * Revenue stabilization and gross margin expansion in cyclical railroad equipment market

FreightCar America, Inc. (RAIL) Financial Metrics & Key Ratios

Revenue
$501.0M
Net Income
$36.9M
EPS (Diluted)
$1.09
Free Cash Flow
$31.4M
Total Assets
$290.0M
Cash Position
$64.3M

💡 AI Analyst Insight

FreightCar America, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

RAIL Profit Margin, ROE & Profitability Analysis

Gross Margin 14.6%
Operating Margin 6.8%
Net Margin 7.4%
ROE N/A
ROA 12.7%
FCF Margin 6.3%

RAIL vs Industrial Sector: How FreightCar America, Inc. Compares

How FreightCar America, Inc. compares to Industrial sector averages

Net Margin
RAIL 7.4%
vs
Sector Avg 10.0%
RAIL Sector
ROE
RAIL 0.0%
vs
Sector Avg 15.0%
RAIL Sector
Current Ratio
RAIL 1.9x
vs
Sector Avg 1.8x
RAIL Sector
Debt/Equity
RAIL 0.0x
vs
Sector Avg 0.7x
RAIL Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is FreightCar America, Inc. Stock Overvalued? RAIL Valuation Analysis 2026

Based on fundamental analysis, FreightCar America, Inc. has mixed fundamental signals relative to the Industrial sector in 2026.

Return on Equity
N/A
Sector avg: 15%
Net Profit Margin
7.4%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

FreightCar America, Inc. Balance Sheet: RAIL Debt, Cash & Liquidity

Current Ratio
1.87x
Quick Ratio
1.07x
Debt/Equity
N/A
Debt/Assets
137.0%
Interest Coverage
50.55x
Long-term Debt
$107.2M

RAIL Revenue & Earnings Growth: 5-Year Financial Trend

RAIL 5-year financial data: Year 2021: Revenue $199.8M, Net Income -$84.4M, EPS $-6.29. Year 2022: Revenue $361.5M, Net Income N/A, EPS $-2.00. Year 2023: Revenue $361.5M, Net Income N/A, EPS $-1.56. Year 2024: Revenue $557.7M, Net Income N/A, EPS $-1.18. Year 2025: Revenue $557.7M, Net Income N/A, EPS $-3.12.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: FreightCar America, Inc.'s revenue has grown significantly by 179% over the 5-year period, indicating strong business expansion. The most recent EPS of $-3.12 indicates the company is currently unprofitable.

RAIL Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
6.3%
Free cash flow / Revenue

RAIL Quarterly Earnings & Performance

Quarterly financial performance data for FreightCar America, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $113.2M -$7.4M $-0.23
Q2 2025 $118.5M -$3.4M $0.11
Q1 2025 $96.2M -$11.6M $-0.54
Q3 2024 $61.7M $3.2M $-0.03
Q2 2024 $88.2M -$3.4M $0.11
Q1 2024 $80.4M -$5.0M $-0.19
Q3 2023 $61.7M $3.2M $-0.03
Q2 2023 $56.0M -$11.3M $-0.47

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

FreightCar America, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$34.8M
Cash generated from operations
Capital Expenditures
$3.4M
Investment in assets
Dividends
None
No dividend program

RAIL SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for FreightCar America, Inc. (CIK: 0001320854)

📋 Recent SEC Filings

Date Form Document Action
Apr 13, 2026 4 xslF345X06/ownership.xml View →
Apr 13, 2026 4 xslF345X06/ownership.xml View →
Mar 19, 2026 DEF 14A ea0282017-01.htm View →
Mar 9, 2026 10-K rail-20251231.htm View →
Mar 9, 2026 8-K rail-20260309.htm View →

Frequently Asked Questions about RAIL

What is the AI rating for RAIL?

FreightCar America, Inc. (RAIL) has an AI rating of SELL with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are RAIL's key strengths?

Claude: Positive operating cash flow of $34.8M and free cash flow of $31.4M demonstrate ongoing cash generation despite distress. Exceptional interest coverage ratio of 50.6x indicates strong ability to service $107.2M debt obligations.

What are the risks of investing in RAIL?

Claude: Critical: Negative stockholders' equity of -$107.4M indicates liabilities exceed assets, signaling severe financial distress and solvency concerns. Stagnant growth with revenue up only 0.1% YoY and net income declining 3.3% YoY in a capital-intensive business.

What is RAIL's revenue and growth?

FreightCar America, Inc. reported revenue of $501.0M.

Does RAIL pay dividends?

FreightCar America, Inc. does not currently pay dividends.

Where can I find RAIL SEC filings?

Official SEC filings for FreightCar America, Inc. (CIK: 0001320854) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is RAIL's EPS?

FreightCar America, Inc. has a diluted EPS of $1.09.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is RAIL a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, FreightCar America, Inc. has a SELL rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is RAIL stock overvalued or undervalued?

Valuation metrics for RAIL: ROE of N/A (sector avg: 15%), net margin of 7.4% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy RAIL stock in 2026?

Our dual AI analysis gives FreightCar America, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is RAIL's free cash flow?

FreightCar America, Inc.'s operating cash flow is $34.8M, with capital expenditures of $3.4M. FCF margin is 6.3%.

How does RAIL compare to other Industrial stocks?

Vs Industrial sector averages: Net margin 7.4% (avg: 10%), ROE N/A (avg: 15%), current ratio 1.87 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 14, 2026 | Data as of: 2025-12-31 | Powered by Claude AI