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Performance Food Group Co (PFGC) Fundamental Analysis & AI Grade 2026

PFGC NYSE Wholesale-Groceries, General Line DE CIK: 0001618673
Updated This Month • Analysis: May 8, 2026 • SEC Data: 2026-03-28
Combined AI Grade
C
85% Confidence
N/A
C
85% Conf
Pending
Analysis scheduled

📊 PFGC Key Takeaways

Revenue: $49.8B
Net Margin: 0.4%
Free Cash Flow: $806.0M
Current Ratio: 1.52x
Debt/Equity: 1.08x
EPS: $1.26
AI Grade: C with 85% confidence
Performance Food Group Co (PFGC) receives a C fundamental grade with 85% confidence from our AI analysis based on SEC 10-K filings. With revenue of $49.8B, net profit margin of 0.4%, and return on equity (ROE) of 4.2%, Performance Food Group Co demonstrates mixed fundamentals in the Market sector. Below is our complete PFGC stock analysis for 2026.

Is Performance Food Group Co (PFGC) a Good Investment?

Claude

Performance Food Group operates as a high-volume, extremely low-margin commodity wholesaler with structural profitability constraints (0.4% net margin). The company carries elevated financial risk with 1.08x debt-to-equity leverage, weak interest coverage of 1.8x, and concerning liquidity metrics (0.68x quick ratio, only $45.9M cash), leaving minimal margin of safety for operational deterioration or external shocks. Stagnant net income growth (0% YoY) and poor capital returns (4.2% ROE) indicate the business model generates insufficient returns on invested capital.

Performance Food Group Co Key Strengths (PFGC)

Claude
  • + Positive operating cash flow of $1.1B demonstrates ability to generate cash from core operations
  • + Free cash flow of $806M after capex supports debt service and financial obligations
  • + Large revenue base ($49.8B) provides scale and market positioning in wholesale distribution

PFGC Stock Risks: Performance Food Group Co Investment Risks

Claude
  • ! Critically thin net margin (0.4%) leaves virtually no buffer for cost pressures, price compression, or operational inefficiencies
  • ! High leverage (Debt/Equity 1.08x) combined with weak interest coverage (1.8x) creates significant vulnerability to economic downturns or rising interest rates
  • ! Severe liquidity constraints: $45.9M cash position inadequate for $49.8B revenue company; quick ratio of 0.68x signals working capital stress
  • ! Zero net income growth YoY with persistently low ROE (4.2%) and ROA (1.1%) indicate poor capital efficiency and limited growth prospects
  • ! Commoditized industry with limited pricing power exposes company to input cost inflation and competitive margin pressure

Key Metrics to Watch

Claude
  • * Interest coverage ratio - deterioration below 1.5x would signal debt service distress
  • * Operating cash flow trends - decline would indicate operational deterioration in commodity wholesale segment
  • * Net margin expansion or contraction - critical given wafer-thin 0.4% baseline and leverage constraints
  • * Cash balance and working capital metrics - particularly accounts receivable conversion given liquidity concerns

Performance Food Group Co (PFGC) Financial Metrics & Key Ratios

Revenue
$49.8B
Net Income
$197.0M
EPS (Diluted)
$1.26
Free Cash Flow
$806.0M
Total Assets
$18.4B
Cash Position
$45.9M

💡 AI Analyst Insight

The relatively thin 1.6% FCF margin may limit capital allocation flexibility.

PFGC Profit Margin, ROE & Profitability Analysis

Gross Margin 11.9%
Operating Margin 1.1%
Net Margin 0.4%
ROE 4.2%
ROA 1.1%
FCF Margin 1.6%

PFGC vs Market Sector: How Performance Food Group Co Compares

How Performance Food Group Co compares to Market sector averages

Net Margin
PFGC 0.4%
vs
Sector Avg 12.0%
PFGC Sector
ROE
PFGC 4.2%
vs
Sector Avg 15.0%
PFGC Sector
Current Ratio
PFGC 1.5x
vs
Sector Avg 1.8x
PFGC Sector
Debt/Equity
PFGC 1.1x
vs
Sector Avg 0.7x
PFGC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Performance Food Group Co Stock Overvalued? PFGC Valuation Analysis 2026

Based on fundamental analysis, Performance Food Group Co shows some fundamental concerns relative to the Market sector in 2026.

Return on Equity
4.2%
Sector avg: 15%
Net Profit Margin
0.4%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.08x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Performance Food Group Co Balance Sheet: PFGC Debt, Cash & Liquidity

Current Ratio
1.52x
Quick Ratio
0.68x
Debt/Equity
1.08x
Debt/Assets
74.4%
Interest Coverage
1.81x
Long-term Debt
$5.1B

PFGC Revenue & Earnings Growth: 5-Year Financial Trend

PFGC 5-year financial data: Year 2021: Revenue $30.4B, Net Income $166.8M, EPS $1.59. Year 2022: Revenue $50.9B, Net Income -$114.1M, EPS $-1.01. Year 2023: Revenue $57.3B, Net Income $40.7M, EPS $0.30. Year 2024: Revenue $58.3B, Net Income $112.5M, EPS $0.74. Year 2025: Revenue $63.3B, Net Income $397.2M, EPS $2.54.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Performance Food Group Co's revenue has grown significantly by 108% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.54 reflects profitable operations.

PFGC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
1.6%
Free cash flow / Revenue

PFGC Quarterly Earnings & Performance

Quarterly financial performance data for Performance Food Group Co including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $15.3B $41.7M $0.27
Q2 2026 $15.6B $42.4M $0.27
Q1 2026 $15.4B $93.6M $0.60
Q3 2025 $13.9B $58.3M $0.37
Q2 2025 $14.3B $42.4M $0.27
Q3 2024 $13.8B $70.4M $0.45
Q1 2024 $14.9B $108.0M $0.69
Q3 2023 $13.1B $23.4M $0.15

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Performance Food Group Co Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.1B
Cash generated from operations
Stock Buybacks
$900.0K
Shares repurchased (TTM)
Capital Expenditures
$265.9M
Investment in assets
Dividends
None
No dividend program

PFGC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Performance Food Group Co (CIK: 0001618673)

📋 Recent SEC Filings

Date Form Document Action
May 28, 2026 4 xslF345X06/ownership.xml View →
May 22, 2026 4 xslF345X06/ownership.xml View →
May 21, 2026 4 xslF345X06/ownership.xml View →
May 13, 2026 4 xslF345X06/ownership.xml View →
May 6, 2026 10-Q pfgc-20260328.htm View →

Frequently Asked Questions about PFGC

What is the AI rating for PFGC?

Performance Food Group Co (PFGC) has an AI grade of C with 85% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PFGC's key strengths?

Claude: Positive operating cash flow of $1.1B demonstrates ability to generate cash from core operations. Free cash flow of $806M after capex supports debt service and financial obligations.

What are the risks of investing in PFGC?

Claude: Critically thin net margin (0.4%) leaves virtually no buffer for cost pressures, price compression, or operational inefficiencies. High leverage (Debt/Equity 1.08x) combined with weak interest coverage (1.8x) creates significant vulnerability to economic downturns or rising interest rates.

What is PFGC's revenue and growth?

Performance Food Group Co reported revenue of $49.8B.

Does PFGC pay dividends?

Performance Food Group Co does not currently pay dividends.

Where can I find PFGC SEC filings?

Official SEC filings for Performance Food Group Co (CIK: 0001618673) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PFGC's EPS?

Performance Food Group Co has a diluted EPS of $1.26.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is PFGC's fundamental grade?

Based on our AI fundamental analysis in May 2026, Performance Food Group Co has a C grade with 85% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is PFGC stock overvalued or undervalued?

Valuation metrics for PFGC: ROE of 4.2% (sector avg: 15%), net margin of 0.4% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

What is PFGC's AI grade for 2026?

Our dual AI analysis gives Performance Food Group Co a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PFGC's free cash flow?

Performance Food Group Co's operating cash flow is $1.1B, with capital expenditures of $265.9M. FCF margin is 1.6%.

How does PFGC compare to other Market stocks?

Vs Default sector averages: Net margin 0.4% (avg: 12%), ROE 4.2% (avg: 15%), current ratio 1.52 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 8, 2026 | Data as of: 2026-03-28 | Powered by Claude AI