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DIT Stock Analysis 2026 - AMCON DISTRIBUTING CO AI Rating

DIT NYSE Wholesale-Groceries, General Line DE CIK: 0000928465
Recently Updated • Analysis: Mar 23, 2026 • SEC Data: 2025-12-31
STRONG SELL
85% Conf
Pending
Analysis scheduled

📊 DIT Key Takeaways

Revenue: $730.1M
Net Margin: 0.1%
Free Cash Flow: $-12.4M
Current Ratio: 2.64x
Debt/Equity: 0.14x
EPS: $1.28
AI Rating: STRONG SELL with 85% confidence

Is DIT a Good Investment? Thesis Analysis

Claude

AMCON faces severe operational challenges with negative free cash flow, deteriorating profitability margins, and interest coverage below 1.0x, indicating inability to cover debt service from operations. The company's razor-thin net margin of 0.1%, combined with negative operating cash flow and declining diluted EPS, signals fundamental business stress despite modest revenue growth. Structural issues in a low-margin wholesale distribution business, paired with weak financial metrics, present substantial downside risk.

Why Buy DIT? Key Strengths

Claude
  • + Revenue growth of 3.9% YoY shows stable top-line demand
  • + Current ratio of 2.64x indicates adequate short-term liquidity position
  • + Relatively low debt-to-equity ratio of 0.14x limits financial leverage risk

DIT Investment Risks to Consider

Claude
  • ! Negative free cash flow of -12.4M indicates company is burning cash and unable to self-fund operations
  • ! Interest coverage ratio of 0.8x means operating income cannot cover debt interest expenses
  • ! Operating cash flow of -11.7M combined with near-zero net margin (0.1%) suggests unsustainable business model
  • ! Diluted EPS collapsed 87.1% YoY despite flat net income growth
  • ! Quick ratio of 0.98x reveals liquidity stress when excluding inventory
  • ! ROE of 0.7% and ROA of 0.2% demonstrate severely depressed capital efficiency

Key Metrics to Watch

Claude
  • * Operating cash flow trend - must return to positive to ensure viability
  • * Interest coverage ratio - critical to monitor debt service capacity
  • * Gross margin sustainability - vulnerable to commodity cost pressures
  • * Free cash flow generation - essential for debt reduction or operational investment
  • * Cash position depletion rate - $778.8K cash is critically low relative to burn rate

DIT Financial Metrics

Revenue
$730.1M
Net Income
$793.0K
EPS (Diluted)
$1.28
Free Cash Flow
$-12.4M
Total Assets
$378.7M
Cash Position
$778.8K

💡 AI Analyst Insight

Strong liquidity with a 2.64x current ratio provides a solid financial cushion.

DIT Profitability Ratios

Gross Margin 6.6%
Operating Margin 0.5%
Net Margin 0.1%
ROE 0.7%
ROA 0.2%
FCF Margin -1.7%

DIT vs Default Sector

How AMCON DISTRIBUTING CO compares to Default sector averages

Net Margin
DIT 0.1%
vs
Sector Avg 12.0%
DIT Sector
ROE
DIT 0.7%
vs
Sector Avg 15.0%
DIT Sector
Current Ratio
DIT 2.6x
vs
Sector Avg 1.8x
DIT Sector
Debt/Equity
DIT 0.1x
vs
Sector Avg 0.7x
DIT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is DIT Overvalued or Undervalued?

Based on fundamental analysis, AMCON DISTRIBUTING CO has mixed fundamental signals relative to the Default sector in 2026.

Return on Equity
0.7%
Sector avg: 15%
Net Profit Margin
0.1%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.14x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

DIT Balance Sheet & Liquidity

Current Ratio
2.64x
Quick Ratio
0.98x
Debt/Equity
0.14x
Debt/Assets
0.0%
Interest Coverage
0.77x
Long-term Debt
$16.5M

DIT 5-Year Financial Trend & Growth Analysis

DIT 5-year financial data: Year 2021: Revenue $1.7B, Net Income $5.5M, EPS $9.76. Year 2022: Revenue $2.0B, Net Income $15.5M, EPS $27.36. Year 2023: Revenue $2.5B, Net Income $16.7M, EPS $28.59. Year 2024: Revenue $2.7B, Net Income $11.6M, EPS $19.46. Year 2025: Revenue $2.8B, Net Income $4.3M, EPS $7.15.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: AMCON DISTRIBUTING CO's revenue has grown significantly by 68% over the 5-year period, indicating strong business expansion. The most recent EPS of $7.15 reflects profitable operations.

DIT Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-1.7%
Free cash flow / Revenue

DIT Quarterly Performance

Quarterly financial performance data for AMCON DISTRIBUTING CO including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $711.3M $348.4K $0.57
Q3 2025 $717.9M $77.0K $0.12
Q2 2025 $601.9M $539.5K $0.89
Q1 2025 $645.0M $348.4K $0.57
Q3 2024 $696.5M $1.5M $2.46
Q2 2024 $585.0M $539.5K $0.89
Q1 2024 $566.0M $1.1M $1.78
Q3 2023 $550.6M $3.9M $6.59

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

DIT Capital Allocation

Operating Cash Flow
-$11.7M
Cash generated from operations
Stock Buybacks
$1.1M
Shares repurchased (TTM)
Capital Expenditures
$678.4K
Investment in assets
Dividends Paid
$117.1K
Returned to shareholders

DIT SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for AMCON DISTRIBUTING CO (CIK: 0000928465)

📋 Recent SEC Filings

Date Form Document Action
Feb 10, 2026 8-K tm265877d1_8k.htm View →
Jan 20, 2026 10-Q dit-20251231x10q.htm View →
Jan 20, 2026 8-K tm263508d1_8k.htm View →
Dec 18, 2025 8-K tm2533910d1_8k.htm View →
Nov 18, 2025 DEF 14A tm2529725d1_def14a.htm View →

Frequently Asked Questions about DIT

What is the AI rating for DIT?

AMCON DISTRIBUTING CO (DIT) has an AI rating of STRONG SELL with 85% confidence, based on fundamental analysis of SEC EDGAR filings.

What are DIT's key strengths?

Claude: Revenue growth of 3.9% YoY shows stable top-line demand. Current ratio of 2.64x indicates adequate short-term liquidity position.

What are the risks of investing in DIT?

Claude: Negative free cash flow of -12.4M indicates company is burning cash and unable to self-fund operations. Interest coverage ratio of 0.8x means operating income cannot cover debt interest expenses.

What is DIT's revenue and growth?

AMCON DISTRIBUTING CO reported revenue of $730.1M.

Does DIT pay dividends?

AMCON DISTRIBUTING CO pays dividends, with $0.1M distributed to shareholders in the trailing twelve months.

Where can I find DIT SEC filings?

Official SEC filings for AMCON DISTRIBUTING CO (CIK: 0000928465) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is DIT's EPS?

AMCON DISTRIBUTING CO has a diluted EPS of $1.28.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is DIT a good stock to buy right now?

Based on our AI fundamental analysis in March 2026, AMCON DISTRIBUTING CO has a STRONG SELL rating with 85% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is DIT stock overvalued or undervalued?

Valuation metrics for DIT: ROE of 0.7% (sector avg: 15%), net margin of 0.1% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy DIT stock in 2026?

Our dual AI analysis gives AMCON DISTRIBUTING CO a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is DIT's free cash flow?

AMCON DISTRIBUTING CO's operating cash flow is $-11.7M, with capital expenditures of $678.4K. FCF margin is -1.7%.

How does DIT compare to other Default stocks?

Vs Default sector averages: Net margin 0.1% (avg: 12%), ROE 0.7% (avg: 15%), current ratio 2.64 (avg: 1.8).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2025-12-31 | Powered by Claude AI