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Proficient Auto Logistics, Inc (PAL) Fundamental Analysis & AI Grade 2026

PAL Nasdaq Transportation Services DE CIK: 0001998768
Updated This Month • Analysis: May 15, 2026 • SEC Data: 2026-03-31
Combined AI Grade
C
74% Confidence
AGREEMENT
D
85% Conf
C
64% Conf

📊 PAL Key Takeaways

Revenue: $93.7M
Net Margin: -6.9%
Free Cash Flow: $1.2M
Current Ratio: 1.06x
Debt/Equity: 0.23x
EPS: $-0.23
AI Grade: D with 85% confidence
Proficient Auto Logistics, Inc (PAL) receives a C fundamental grade with 74% confidence from our AI analysis based on SEC 10-K filings. With revenue of $93.7M, net profit margin of -6.9%, and return on equity (ROE) of -2.1%, Proficient Auto Logistics, Inc demonstrates mixed fundamentals in the Transportation sector. Below is our complete PAL stock analysis for 2026.

Is Proficient Auto Logistics, Inc (PAL) a Good Investment?

Claude

Proficient Auto Logistics exhibits severe operational distress with a -7.4% operating margin, negative net income of -6.5M, and catastrophic 325% year-over-year deterioration. The company's weak liquidity position (1.06x current ratio, $9.8M cash), minimal free cash flow of $1.2M, and operating losses raise significant concerns about financial sustainability and debt servicing capability.

ChatGPT

PAL’s fundamentals show sustained unprofitability with a -3.5% operating margin and a -24.4% net margin, alongside a sharp YoY deterioration in earnings. While leverage is low and cash burn is modest, liquidity is thin and profitability lacks visibility, limiting near-term fundamental upside.

Proficient Auto Logistics, Inc Key Strengths (PAL)

Claude
  • + Positive free cash flow of $1.2M despite operating losses indicates some operational cash generation
  • + Moderate debt-to-equity ratio of 0.23x provides balance sheet cushion relative to leverage
  • + Revenue base of $93.7M provides platform for potential operational improvement
ChatGPT
  • + Low leverage with Debt/Equity at 0.24x
  • + Solid equity base relative to liabilities
  • + Operating cash flow near breakeven despite losses

PAL Stock Risks: Proficient Auto Logistics, Inc Investment Risks

Claude
  • ! Consistent operating losses of -$6.9M with -7.4% operating margin indicate structural profitability collapse
  • ! Severe net income deterioration of -325% YoY signals accelerating operational decline
  • ! Critically tight liquidity with 1.06x current ratio and only $9.8M cash relative to $160.7M liabilities
  • ! Minimal FCF margin of 1.3% provides insufficient buffer for debt service or business disruptions
  • ! Operating cash flow of $2.0M is inadequate relative to $69.3M long-term debt obligations
ChatGPT
  • ! Negative margins and returns (ROE/ROA) indicate weak profitability
  • ! Thin liquidity with current/quick ratio at 1.12x and limited cash
  • ! Uncertain cost structure (no gross margin) and no interest coverage

Key Metrics to Watch

Claude
  • * Path to operating profitability and operating margin trend
  • * Cash balance depletion rate and months of liquidity runway
  • * Operating cash flow sustainability relative to capital expenditure requirements and debt service
ChatGPT
  • * Operating margin
  • * Operating cash flow/FCF

Proficient Auto Logistics, Inc (PAL) Financial Metrics & Key Ratios

Revenue
$93.7M
Net Income
$-6.5M
EPS (Diluted)
$-0.23
Free Cash Flow
$1.2M
Total Assets
$466.4M
Cash Position
$9.8M

💡 AI Analyst Insight

The relatively thin 1.3% FCF margin may limit capital allocation flexibility.

PAL Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -7.4%
Net Margin -6.9%
ROE -2.1%
ROA -1.4%
FCF Margin 1.3%

PAL vs Transportation Sector: How Proficient Auto Logistics, Inc Compares

How Proficient Auto Logistics, Inc compares to Transportation sector averages

Net Margin
PAL -6.9%
vs
Sector Avg 10.0%
PAL Sector
ROE
PAL -2.1%
vs
Sector Avg 18.0%
PAL Sector
Current Ratio
PAL 1.1x
vs
Sector Avg 1.0x
PAL Sector
Debt/Equity
PAL 0.2x
vs
Sector Avg 1.0x
PAL Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Proficient Auto Logistics, Inc Stock Overvalued? PAL Valuation Analysis 2026

Based on fundamental analysis, Proficient Auto Logistics, Inc has mixed fundamental signals relative to the Transportation sector in 2026.

Return on Equity
-2.1%
Sector avg: 18%
Net Profit Margin
-6.9%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.23x
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Proficient Auto Logistics, Inc Balance Sheet: PAL Debt, Cash & Liquidity

Current Ratio
1.06x
Quick Ratio
1.06x
Debt/Equity
0.23x
Debt/Assets
34.5%
Interest Coverage
N/A
Long-term Debt
$69.3M

PAL Revenue & Earnings Growth: 5-Year Financial Trend

PAL 5-year financial data:
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Proficient Auto Logistics, Inc's revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-0.47 indicates the company is currently unprofitable.

PAL Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
1.3%
Free cash flow / Revenue

PAL Quarterly Earnings & Performance

Quarterly financial performance data for Proficient Auto Logistics, Inc including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $93.7M -$3.2M $-0.12

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Proficient Auto Logistics, Inc Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$2.0M
Cash generated from operations
Stock Buybacks
$517.9K
Shares repurchased (TTM)
Capital Expenditures
$784.5K
Investment in assets
Dividends
None
No dividend program

PAL SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Proficient Auto Logistics, Inc (CIK: 0001998768)

📋 Recent SEC Filings

Date Form Document Action
May 18, 2026 4 xslF345X06/ownership.xml View →
May 15, 2026 4 xslF345X06/ownership.xml View →
May 15, 2026 4 xslF345X06/ownership.xml View →
May 15, 2026 4 xslF345X06/ownership.xml View →
May 15, 2026 4 xslF345X06/ownership.xml View →

Frequently Asked Questions about PAL

What is the AI rating for PAL?

Proficient Auto Logistics, Inc (PAL) has a Combined AI Grade of C from Claude (D) and ChatGPT (C) with 74% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are PAL's key strengths?

Claude: Positive free cash flow of $1.2M despite operating losses indicates some operational cash generation. Moderate debt-to-equity ratio of 0.23x provides balance sheet cushion relative to leverage. ChatGPT: Low leverage with Debt/Equity at 0.24x. Solid equity base relative to liabilities.

What are the risks of investing in PAL?

Claude: Consistent operating losses of -$6.9M with -7.4% operating margin indicate structural profitability collapse. Severe net income deterioration of -325% YoY signals accelerating operational decline. ChatGPT: Negative margins and returns (ROE/ROA) indicate weak profitability. Thin liquidity with current/quick ratio at 1.12x and limited cash.

What is PAL's revenue and growth?

Proficient Auto Logistics, Inc reported revenue of $93.7M.

Does PAL pay dividends?

Proficient Auto Logistics, Inc does not currently pay dividends.

Where can I find PAL SEC filings?

Official SEC filings for Proficient Auto Logistics, Inc (CIK: 0001998768) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PAL's EPS?

Proficient Auto Logistics, Inc has a diluted EPS of $-0.23.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is PAL's fundamental grade?

Based on our AI fundamental analysis in May 2026, Proficient Auto Logistics, Inc has a C grade with 74% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is PAL stock overvalued or undervalued?

Valuation metrics for PAL: ROE of -2.1% (sector avg: 18%), net margin of -6.9% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

What is PAL's AI grade for 2026?

Our dual AI analysis gives Proficient Auto Logistics, Inc a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PAL's free cash flow?

Proficient Auto Logistics, Inc's operating cash flow is $2.0M, with capital expenditures of $784.5K. FCF margin is 1.3%.

How does PAL compare to other Transportation stocks?

Vs Transportation sector averages: Net margin -6.9% (avg: 10%), ROE -2.1% (avg: 18%), current ratio 1.06 (avg: 1).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 15, 2026 | Data as of: 2026-03-31 | Powered by Claude AI