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Grand Canyon Education, Inc. (LOPE) Stock Fundamental Analysis & AI Rating 2026

LOPE Nasdaq Services-Educational Services DE CIK: 0001434588
Recently Updated • Analysis: May 6, 2026 • SEC Data: 2026-03-31
Combined AI Rating
BUY
76% Confidence
STRONG AGREEMENT
BUY
72% Conf
BUY
80% Conf

📊 LOPE Key Takeaways

Revenue: $308.8M
Net Margin: 24.4%
Free Cash Flow: $80.1M
Current Ratio: 2.75x
Debt/Equity: 0.15x
EPS: $2.80
AI Rating: BUY with 72% confidence
Grand Canyon Education, Inc. (LOPE) receives a BUY rating with 76% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $308.8M, net profit margin of 24.4%, and return on equity (ROE) of 10.8%, Grand Canyon Education, Inc. demonstrates strong fundamentals in the Services sector. Below is our complete LOPE stock analysis for 2026.

Is Grand Canyon Education, Inc. (LOPE) a Good Investment?

Claude

LOPE exhibits exceptional financial health with extraordinary profit margins (30.9% operating, 24.4% net), minimal debt (0.15x D/E), and exceptional free cash flow generation ($80.1M, 25.9% margin). However, net income declined 4.4% despite 7.1% revenue growth, signaling emerging operational headwinds that warrant monitoring before upgrading to Strong Buy.

ChatGPT

Grand Canyon Education shows a high-quality, asset-light model with strong profitability (24% operating margin, 19.5% net margin) and excellent cash conversion (FCF margin ~22%) supported by low capex. Liquidity is robust and leverage is modest, enabling resilience and continued reinvestment. While revenue growth is mid-single-digit and earnings are flat YoY amid regulatory and customer-concentration risks, the balance sheet strength and consistent cash generation support a favorable long-term outlook.

Why Buy Grand Canyon Education, Inc. Stock? LOPE Key Strengths

Claude
  • + Exceptional profitability: 30.9% operating margin and 24.4% net margin demonstrate superior operational efficiency
  • + Outstanding cash generation: $80.1M free cash flow with 25.9% FCF margin and minimal capex ($8.1M) indicates asset-light business model
  • + Fortress balance sheet: 0.15x Debt/Equity ratio, $96.1M cash, 2.75x current ratio, and 47,731x interest coverage provide substantial financial flexibility
ChatGPT
  • + Strong operating and net margins with high ROE/ROA
  • + Excellent free cash flow conversion with modest capex needs
  • + Conservative balance sheet with low leverage and ample liquidity

LOPE Stock Risks: Grand Canyon Education, Inc. Investment Risks

Claude
  • ! Profit decline despite revenue growth: Net income down 4.4% YoY while revenue grew 7.1% suggests cost pressures or margin compression
  • ! Slowing earnings per share: EPS essentially flat (-0.3% YoY) indicates shareholder value growth stalling despite cash generation
  • ! Regulatory exposure: Education services sector subject to policy changes, accreditation requirements, and government funding fluctuations affecting growth
ChatGPT
  • ! Regulatory and policy changes impacting education services and Title IV exposure
  • ! Concentration risk with key university partner(s) affecting revenue visibility
  • ! Potential enrollment softness or higher student acquisition costs compressing margins

Key Metrics to Watch

Claude
  • * Net income trend and gross margin progression to understand if profitability decline reverses
  • * Operating expense ratio to diagnose source of margin compression
  • * Revenue per enrollment and student retention rates as leading indicators of future growth sustainability
ChatGPT
  • * Enrollment and retention growth at partner institutions
  • * Operating margin and FCF margin trends

Grand Canyon Education, Inc. (LOPE) Financial Metrics & Key Ratios

Revenue
$308.8M
Net Income
$75.3M
EPS (Diluted)
$2.80
Free Cash Flow
$80.1M
Total Assets
$967.9M
Cash Position
$96.1M

💡 AI Analyst Insight

The 25.9% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 2.75x current ratio provides a solid financial cushion.

LOPE Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 30.9%
Net Margin 24.4%
ROE 10.8%
ROA 7.8%
FCF Margin 25.9%

LOPE vs Services Sector: How Grand Canyon Education, Inc. Compares

How Grand Canyon Education, Inc. compares to Services sector averages

Net Margin
LOPE 24.4%
vs
Sector Avg 10.0%
LOPE Sector
ROE
LOPE 10.8%
vs
Sector Avg 16.0%
LOPE Sector
Current Ratio
LOPE 2.7x
vs
Sector Avg 1.5x
LOPE Sector
Debt/Equity
LOPE 0.2x
vs
Sector Avg 0.7x
LOPE Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Grand Canyon Education, Inc. Stock Overvalued? LOPE Valuation Analysis 2026

Based on fundamental analysis, Grand Canyon Education, Inc. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
10.8%
Sector avg: 16%
Net Profit Margin
24.4%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.15x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Grand Canyon Education, Inc. Balance Sheet: LOPE Debt, Cash & Liquidity

Current Ratio
2.75x
Quick Ratio
2.75x
Debt/Equity
0.15x
Debt/Assets
28.1%
Interest Coverage
47,731.00x
Long-term Debt
$107.8M

LOPE Revenue & Earnings Growth: 5-Year Financial Trend

LOPE 5-year financial data: Year 2021: Revenue $896.6M, Net Income $259.2M, EPS $5.37. Year 2022: Revenue $911.3M, Net Income $257.2M, EPS $5.45. Year 2023: Revenue $960.9M, Net Income $260.3M, EPS $5.92. Year 2024: Revenue $1.0B, Net Income $184.7M, EPS $5.73. Year 2025: Revenue $1.1B, Net Income $205.0M, EPS $6.80.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Grand Canyon Education, Inc.'s revenue has grown significantly by 23% over the 5-year period, indicating strong business expansion. The most recent EPS of $6.80 reflects profitable operations.

LOPE Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
25.9%
Free cash flow / Revenue

LOPE Quarterly Earnings & Performance

Quarterly financial performance data for Grand Canyon Education, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $289.3M $71.6M $2.52
Q3 2025 $238.3M $16.3M $0.58
Q2 2025 $227.5M $34.9M $1.19
Q1 2025 $274.7M $68.0M $2.29
Q3 2024 $221.9M $35.7M $1.19
Q2 2024 $210.6M $29.0M $0.96
Q1 2024 $250.1M $59.6M $1.94
Q3 2023 $208.7M $30.0M $0.96

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Grand Canyon Education, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$88.2M
Cash generated from operations
Stock Buybacks
$127.9M
Shares repurchased (TTM)
Capital Expenditures
$8.1M
Investment in assets
Dividends
None
No dividend program

LOPE SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Grand Canyon Education, Inc. (CIK: 0001434588)

📋 Recent SEC Filings

Date Form Document Action
May 7, 2026 4 xslF345X06/form4-05072026_040501.xml View →
May 7, 2026 4 xslF345X06/form4-05072026_040501.xml View →
May 7, 2026 4 xslF345X06/form4-05072026_040501.xml View →
Apr 30, 2026 10-Q lope-20260331x10q.htm View →
Apr 30, 2026 8-K lope-20260430x8k.htm View →

Frequently Asked Questions about LOPE

What is the AI rating for LOPE?

Grand Canyon Education, Inc. (LOPE) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 76% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are LOPE's key strengths?

Claude: Exceptional profitability: 30.9% operating margin and 24.4% net margin demonstrate superior operational efficiency. Outstanding cash generation: $80.1M free cash flow with 25.9% FCF margin and minimal capex ($8.1M) indicates asset-light business model. ChatGPT: Strong operating and net margins with high ROE/ROA. Excellent free cash flow conversion with modest capex needs.

What are the risks of investing in LOPE?

Claude: Profit decline despite revenue growth: Net income down 4.4% YoY while revenue grew 7.1% suggests cost pressures or margin compression. Slowing earnings per share: EPS essentially flat (-0.3% YoY) indicates shareholder value growth stalling despite cash generation. ChatGPT: Regulatory and policy changes impacting education services and Title IV exposure. Concentration risk with key university partner(s) affecting revenue visibility.

What is LOPE's revenue and growth?

Grand Canyon Education, Inc. reported revenue of $308.8M.

Does LOPE pay dividends?

Grand Canyon Education, Inc. does not currently pay dividends.

Where can I find LOPE SEC filings?

Official SEC filings for Grand Canyon Education, Inc. (CIK: 0001434588) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is LOPE's EPS?

Grand Canyon Education, Inc. has a diluted EPS of $2.80.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is LOPE a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Grand Canyon Education, Inc. has a BUY rating with 76% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is LOPE stock overvalued or undervalued?

Valuation metrics for LOPE: ROE of 10.8% (sector avg: 16%), net margin of 24.4% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy LOPE stock in 2026?

Our dual AI analysis gives Grand Canyon Education, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is LOPE's free cash flow?

Grand Canyon Education, Inc.'s operating cash flow is $88.2M, with capital expenditures of $8.1M. FCF margin is 25.9%.

How does LOPE compare to other Services stocks?

Vs Services sector averages: Net margin 24.4% (avg: 10%), ROE 10.8% (avg: 16%), current ratio 2.75 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 6, 2026 | Data as of: 2026-03-31 | Powered by Claude AI