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Loar Holdings Inc. (LOAR) Fundamental Analysis & AI Grade 2026

LOAR NYSE Aircraft Parts & Auxiliary Equipment, NEC DE CIK: 0002000178
Updated This Month • Analysis: May 9, 2026 • SEC Data: 2026-03-31
Combined AI Grade
B
62% Confidence
STRONG AGREEMENT
B
55% Conf
B
68% Conf

📊 LOAR Key Takeaways

Revenue: $156.1M
Net Margin: 7.1%
Free Cash Flow: $30.9M
Current Ratio: 4.56x
Debt/Equity: 0.81x
EPS: $0.12
AI Grade: B with 55% confidence
Loar Holdings Inc. (LOAR) receives a B fundamental grade with 62% confidence from our AI analysis based on SEC 10-K filings. With revenue of $156.1M, net profit margin of 7.1%, and return on equity (ROE) of 0.9%, Loar Holdings Inc. demonstrates mixed fundamentals in the Automotive sector. Below is our complete LOAR stock analysis for 2026.

Is Loar Holdings Inc. (LOAR) a Good Investment?

Claude

Loar Holdings demonstrates adequate operational profitability with strong cash flow generation and excellent liquidity, but faces significant structural challenges including flat revenue growth, extremely weak returns on capital (0.9% ROE), and elevated leverage with marginal interest coverage of 1.8x that limits financial flexibility.

ChatGPT

Loar exhibits strong profitability and cash generation with excellent liquidity, but topline and net income are flat year over year, suggesting limited underlying growth. Returns on capital remain modest and interest coverage is only moderate, indicating some sensitivity to financing costs. Fundamentals are solid but need clearer revenue acceleration to justify a more constructive stance.

Loar Holdings Inc. Key Strengths (LOAR)

Claude
  • + Strong operating margins (50.8% gross, 21.5% operating) with robust free cash flow generation at 19.8% of revenue
  • + Excellent liquidity position with current ratio of 4.56x and quick ratio of 2.89x providing operational flexibility
  • + Positive free cash flow of $30.9M despite flat revenue indicates efficient working capital management and operational control
ChatGPT
  • + High margins (52.7% gross, 21.4% operating)
  • + Excellent liquidity (4.7x current, 3.0x quick)
  • + Strong free cash flow with 22.6% FCF margin

LOAR Stock Risks: Loar Holdings Inc. Investment Risks

Claude
  • ! Stagnant revenue growth of 0% YoY raises concerns about market position and competitive dynamics in aerospace parts sector
  • ! Critically weak returns on equity (0.9%) and assets (0.5%) indicate severe capital inefficiency and minimal shareholder value creation
  • ! Elevated debt burden of $950.1M with weak interest coverage ratio of 1.8x limits refinancing flexibility and increases financial distress risk
ChatGPT
  • ! Zero YoY growth in revenue and net income
  • ! Modest ROE/ROA pointing to low capital efficiency
  • ! Moderate leverage with only 4.1x interest coverage

Key Metrics to Watch

Claude
  • * Revenue growth trajectory and organic growth rates
  • * Return on Equity improvement and asset turnover optimization
  • * Debt reduction progress and interest coverage ratio sustainability
ChatGPT
  • * Organic revenue growth (YoY)
  • * Interest coverage ratio

Loar Holdings Inc. (LOAR) Financial Metrics & Key Ratios

Revenue
$156.1M
Net Income
$11.1M
EPS (Diluted)
$0.12
Free Cash Flow
$30.9M
Total Assets
$2.3B
Cash Position
$94.9M

💡 AI Analyst Insight

Strong liquidity with a 4.56x current ratio provides a solid financial cushion.

LOAR Profit Margin, ROE & Profitability Analysis

Gross Margin 50.8%
Operating Margin 21.5%
Net Margin 7.1%
ROE 0.9%
ROA 0.5%
FCF Margin 19.8%

LOAR vs Automotive Sector: How Loar Holdings Inc. Compares

How Loar Holdings Inc. compares to Automotive sector averages

Net Margin
LOAR 7.1%
vs
Sector Avg 6.0%
LOAR Sector
ROE
LOAR 0.9%
vs
Sector Avg 12.0%
LOAR Sector
Current Ratio
LOAR 4.6x
vs
Sector Avg 1.2x
LOAR Sector
Debt/Equity
LOAR 0.8x
vs
Sector Avg 1.0x
LOAR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Loar Holdings Inc. Stock Overvalued? LOAR Valuation Analysis 2026

Based on fundamental analysis, Loar Holdings Inc. has mixed fundamental signals relative to the Automotive sector in 2026.

Return on Equity
0.9%
Sector avg: 12%
Net Profit Margin
7.1%
Sector avg: 6%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.81x
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Loar Holdings Inc. Balance Sheet: LOAR Debt, Cash & Liquidity

Current Ratio
4.56x
Quick Ratio
2.89x
Debt/Equity
0.81x
Debt/Assets
48.7%
Interest Coverage
1.79x
Long-term Debt
$950.1M

LOAR Revenue & Earnings Growth: 5-Year Financial Trend

LOAR 5-year financial data: Year 2024: Revenue $402.8M, Net Income -$4.6M, EPS $-22,620.18. Year 2025: Revenue $496.3M, Net Income -$4.6M, EPS $-22,620.18.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Loar Holdings Inc.'s revenue has grown significantly by 23% over the 5-year period, indicating strong business expansion. The most recent EPS of $-22,620.18 indicates the company is currently unprofitable.

LOAR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
19.8%
Free cash flow / Revenue

LOAR Quarterly Earnings & Performance

Quarterly financial performance data for Loar Holdings Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $114.7M $11.1M $0.12
Q3 2025 $103.5M $2.2M $0.09
Q2 2025 $97.0M $2.2M $0.09
Q1 2025 $91.8M $2.2M $0.16
Q3 2024 $82.8M $623.0K $0.09
Q2 2024 $74.0M $623.0K $0.09
Q1 2024 $74.2M $2.2M $11,023.54

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Loar Holdings Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$30.9M
Cash generated from operations
Dividends
None
No dividend program

LOAR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Loar Holdings Inc. (CIK: 0002000178)

📋 Recent SEC Filings

Date Form Document Action
May 22, 2026 4 xslF345X06/ownership.xml View →
May 7, 2026 10-Q ck0002000178-20260331.htm View →
May 7, 2026 8-K ck0002000178-20260507.htm View →
Apr 14, 2026 DEF 14A d71575ddef14a.htm View →
Mar 17, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about LOAR

What is the AI rating for LOAR?

Loar Holdings Inc. (LOAR) has a Combined AI Grade of B from Claude (B) and ChatGPT (B) with 62% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are LOAR's key strengths?

Claude: Strong operating margins (50.8% gross, 21.5% operating) with robust free cash flow generation at 19.8% of revenue. Excellent liquidity position with current ratio of 4.56x and quick ratio of 2.89x providing operational flexibility. ChatGPT: High margins (52.7% gross, 21.4% operating). Excellent liquidity (4.7x current, 3.0x quick).

What are the risks of investing in LOAR?

Claude: Stagnant revenue growth of 0% YoY raises concerns about market position and competitive dynamics in aerospace parts sector. Critically weak returns on equity (0.9%) and assets (0.5%) indicate severe capital inefficiency and minimal shareholder value creation. ChatGPT: Zero YoY growth in revenue and net income. Modest ROE/ROA pointing to low capital efficiency.

What is LOAR's revenue and growth?

Loar Holdings Inc. reported revenue of $156.1M.

Does LOAR pay dividends?

Loar Holdings Inc. does not currently pay dividends.

Where can I find LOAR SEC filings?

Official SEC filings for Loar Holdings Inc. (CIK: 0002000178) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is LOAR's EPS?

Loar Holdings Inc. has a diluted EPS of $0.12.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is LOAR's fundamental grade?

Based on our AI fundamental analysis in May 2026, Loar Holdings Inc. has a B grade with 62% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is LOAR stock overvalued or undervalued?

Valuation metrics for LOAR: ROE of 0.9% (sector avg: 12%), net margin of 7.1% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.

What is LOAR's AI grade for 2026?

Our dual AI analysis gives Loar Holdings Inc. a combined B grade for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is LOAR's free cash flow?

Loar Holdings Inc.'s operating cash flow is $30.9M, with capital expenditures of N/A. FCF margin is 19.8%.

How does LOAR compare to other Automotive stocks?

Vs Automotive sector averages: Net margin 7.1% (avg: 6%), ROE 0.9% (avg: 12%), current ratio 4.56 (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 9, 2026 | Data as of: 2026-03-31 | Powered by Claude AI