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IMKTA Stock Analysis 2026 - INGLES MARKETS INC AI Rating

IMKTA Nasdaq Retail-Grocery Stores NC CIK: 0000050493
Recently Updated • Analysis: Apr 11, 2026 • SEC Data: 2025-12-27
SELL
72% Conf
Pending
Analysis scheduled

📊 IMKTA Key Takeaways

Revenue: $1.4B
Net Margin: 2.0%
Free Cash Flow: $2.1M
Current Ratio: 3.36x
Debt/Equity: 0.30x
EPS: $0.00
AI Rating: SELL with 72% confidence

Is IMKTA a Good Investment? Thesis Analysis

Claude

Ingles Markets faces deteriorating fundamentals with revenue declining 5.4% YoY and net income contracting 20.8%, while operating margins remain dangerously thin at 2.9%. The company generates near-zero free cash flow ($2.1M on $1.4B revenue), limiting financial flexibility despite a strong balance sheet.

Why Buy IMKTA? Key Strengths

Claude
  • + Strong liquidity position with $361.7M cash and 3.36x current ratio provides downside protection
  • + Conservative leverage with 0.3x Debt/Equity ratio and robust 8.5x interest coverage
  • + Still generating positive operating cash flow of $38.4M despite revenue decline

IMKTA Investment Risks to Consider

Claude
  • ! Revenue and earnings both declining sharply with net income falling 20.8% YoY indicating accelerating profit deterioration
  • ! Extremely thin operating margin (2.9%) leaves minimal buffer for competitive pricing pressure or cost inflation
  • ! Free cash flow essentially zero at $2.1M (0.1% FCF margin) with CapEx consuming nearly all operating cash flow, restricting strategic flexibility

Key Metrics to Watch

Claude
  • * Same-store sales growth trajectory and ability to stabilize revenue decline
  • * Gross margin trend and operating leverage recovery as company gains scale or reduces costs
  • * Free cash flow generation and CapEx efficiency as key indicators of financial sustainability

IMKTA Financial Metrics

Revenue
$1.4B
Net Income
$28.1M
EPS (Diluted)
$0.00
Free Cash Flow
$2.1M
Total Assets
$2.6B
Cash Position
$361.7M

💡 AI Analyst Insight

The relatively thin 0.1% FCF margin may limit capital allocation flexibility. Strong liquidity with a 3.36x current ratio provides a solid financial cushion.

IMKTA Profitability Ratios

Gross Margin 24.4%
Operating Margin 2.9%
Net Margin 2.0%
ROE 1.7%
ROA 1.1%
FCF Margin 0.1%

IMKTA vs Consumer Sector

How INGLES MARKETS INC compares to Consumer sector averages

Net Margin
IMKTA 2.0%
vs
Sector Avg 8.0%
IMKTA Sector
ROE
IMKTA 1.7%
vs
Sector Avg 18.0%
IMKTA Sector
Current Ratio
IMKTA 3.4x
vs
Sector Avg 1.5x
IMKTA Sector
Debt/Equity
IMKTA 0.3x
vs
Sector Avg 0.8x
IMKTA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is IMKTA Overvalued or Undervalued?

Based on fundamental analysis, INGLES MARKETS INC has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
1.7%
Sector avg: 18%
Net Profit Margin
2.0%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.30x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

IMKTA Balance Sheet & Liquidity

Current Ratio
3.36x
Quick Ratio
1.69x
Debt/Equity
0.30x
Debt/Assets
36.2%
Interest Coverage
8.49x
Long-term Debt
$494.1M

IMKTA 5-Year Financial Trend & Growth Analysis

IMKTA 5-year financial data: Year 2021: Revenue $5.0B, Net Income $81.6M, EPS N/A. Year 2022: Revenue $5.7B, Net Income $178.6M, EPS N/A. Year 2023: Revenue $5.9B, Net Income $249.7M, EPS N/A. Year 2024: Revenue $5.9B, Net Income $272.8M, EPS N/A. Year 2025: Revenue $5.9B, Net Income $210.8M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: INGLES MARKETS INC's revenue has grown significantly by 18% over the 5-year period, indicating strong business expansion.

IMKTA Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
0.1%
Free cash flow / Revenue

IMKTA Quarterly Performance

Quarterly financial performance data for INGLES MARKETS INC including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $1.3B $16.6M N/A
Q3 2025 $1.3B $15.1M N/A
Q2 2025 $1.3B $15.1M N/A
Q1 2025 $1.3B $16.6M N/A
Q3 2024 $1.4B $31.7M N/A
Q2 2024 $1.4B $31.9M N/A
Q1 2024 $1.5B $43.4M N/A
Q3 2023 $1.4B $40.5M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

IMKTA Capital Allocation

Operating Cash Flow
$38.4M
Cash generated from operations
Stock Buybacks
$80.0M
Shares repurchased (TTM)
Capital Expenditures
$36.4M
Investment in assets
Dividends Paid
$3.1M
Returned to shareholders

IMKTA SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for INGLES MARKETS INC (CIK: 0000050493)

📋 Recent SEC Filings

Date Form Document Action
Feb 5, 2026 10-Q imkt-20251227x10q.htm View →
Feb 5, 2026 8-K imkta20260204c_8k.htm View →
Jan 22, 2026 10-K/A imkt-20250927x10ka.htm View →
Nov 26, 2025 10-K imkt-20250927x10k.htm View →
Nov 26, 2025 8-K imkta20251125_8k.htm View →

Frequently Asked Questions about IMKTA

What is the AI rating for IMKTA?

INGLES MARKETS INC (IMKTA) has an AI rating of SELL with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are IMKTA's key strengths?

Claude: Strong liquidity position with $361.7M cash and 3.36x current ratio provides downside protection. Conservative leverage with 0.3x Debt/Equity ratio and robust 8.5x interest coverage.

What are the risks of investing in IMKTA?

Claude: Revenue and earnings both declining sharply with net income falling 20.8% YoY indicating accelerating profit deterioration. Extremely thin operating margin (2.9%) leaves minimal buffer for competitive pricing pressure or cost inflation.

What is IMKTA's revenue and growth?

INGLES MARKETS INC reported revenue of $1.4B.

Does IMKTA pay dividends?

INGLES MARKETS INC pays dividends, with $3.1M distributed to shareholders in the trailing twelve months.

Where can I find IMKTA SEC filings?

Official SEC filings for INGLES MARKETS INC (CIK: 0000050493) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is IMKTA's EPS?

INGLES MARKETS INC has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is IMKTA a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, INGLES MARKETS INC has a SELL rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is IMKTA stock overvalued or undervalued?

Valuation metrics for IMKTA: ROE of 1.7% (sector avg: 18%), net margin of 2.0% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy IMKTA stock in 2026?

Our dual AI analysis gives INGLES MARKETS INC a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is IMKTA's free cash flow?

INGLES MARKETS INC's operating cash flow is $38.4M, with capital expenditures of $36.4M. FCF margin is 0.1%.

How does IMKTA compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 2.0% (avg: 8%), ROE 1.7% (avg: 18%), current ratio 3.36 (avg: 1.5).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 11, 2026 | Data as of: 2025-12-27 | Powered by Claude AI