PHM vs RCL: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

RCL has stronger fundamentals based on our AI analysis.

PHM
PULTEGROUP INC/MI/
C
74%
Confidence
VS
RCL
ROYAL CARIBBEAN CRUISES LTD
A
72%
Confidence

PHM vs RCL Fundamental Comparison

Metric PHM RCL
Revenue $3.4B $4.5B
Net Income $347.0M $941.0M
Net Margin 10.2% 21.1%
ROE 2.7% 9.6%
ROA 1.9% 2.2%
Current Ratio N/A 0.20x
Debt/Equity 0.00x 2.00x
EPS $1.79 $3.48

Green = Better metric | Red = Weaker metric

View Full PHM Analysis →
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Browse Sectors: Technology Healthcare Finance Energy Consumer Industrial
Stock Lists: Top Rated Undervalued Growth Dividend

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PHM vs RCL: Frequently Asked Questions

Is PHM or RCL the better stock in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), RCL has stronger fundamentals. PHM is graded C (74% confidence) while RCL is graded A (72% confidence). This is not investment advice.

How does PHM compare to RCL fundamentally?

PULTEGROUP INC/MI/ has ROE of 2.7% vs ROYAL CARIBBEAN CRUISES LTD's 9.6%. Net margins are 10.2% vs 21.1% respectively.

Which stock pays higher dividends, PHM or RCL?

PHM has a dividend yield of N/A or no dividend while RCL has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in PHM or RCL for long term?

For long-term investing, consider that PHM has a C grade with 74% confidence, while RCL has a A grade with 72% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about PHM vs RCL?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For PHM vs RCL, the AI consensus favors RCL based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.