PHM vs RCL: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

RCL has stronger fundamentals based on our AI analysis.

PHM
PULTEGROUP INC/MI/
HOLD
72%
Confidence
VS
RCL
ROYAL CARIBBEAN CRUISES LTD
BUY
78%
Confidence

PHM vs RCL Fundamental Comparison

Metric PHM RCL
Revenue $17.3B $17.9B
Net Income $2.2B $4.3B
Net Margin 12.8% 23.8%
ROE 17.1% 42.5%
ROA 12.3% 10.3%
Current Ratio N/A 0.18x
Debt/Equity 0.00x 1.81x
EPS $11.12 $15.61

Green = Better metric | Red = Weaker metric

View Full PHM Analysis →
View Full RCL Analysis →
Browse Sectors: Technology Healthcare Finance Energy Consumer Industrial
Stock Lists: Strong Buy Undervalued Growth Dividend

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PHM vs RCL: Frequently Asked Questions

Is PHM or RCL a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), RCL has stronger fundamentals. PHM is rated HOLD (72% confidence) while RCL is rated BUY (78% confidence). This is not investment advice.

How does PHM compare to RCL fundamentally?

PULTEGROUP INC/MI/ has ROE of 17.1% vs ROYAL CARIBBEAN CRUISES LTD's 42.5%. Net margins are 12.8% vs 23.8% respectively.

Which stock pays higher dividends, PHM or RCL?

PHM has a dividend yield of N/A or no dividend while RCL has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in PHM or RCL for long term?

For long-term investing, consider that PHM has HOLD rating with 72% confidence, while RCL has BUY rating with 78% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about PHM vs RCL?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For PHM vs RCL, the AI consensus favors RCL based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.