PGR vs PNC: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

PGR has stronger fundamentals based on our AI analysis.

PGR
PROGRESSIVE CORP/OH/
BUY
84%
Confidence
VS
PNC
PNC FINANCIAL SERVICES GROUP, INC.
HOLD
73%
Confidence

PGR vs PNC Fundamental Comparison

Metric PGR PNC
Revenue $87.7B $23.1B
Net Income $11.3B $6.6B
Net Margin 12.9% 28.5%
ROE 37.3% 10.9%
ROA 9.2% 1.1%
Current Ratio N/A N/A
Debt/Equity 0.23x 0.94x
EPS $19.23 $16.59

Green = Better metric | Red = Weaker metric

View Full PGR Analysis →
View Full PNC Analysis →
Browse Sectors: Technology Healthcare Finance Energy Consumer Industrial
Stock Lists: Strong Buy Undervalued Growth Dividend

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PGR vs PNC: Frequently Asked Questions

Is PGR or PNC a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), PGR has stronger fundamentals. PGR is rated BUY (84% confidence) while PNC is rated HOLD (73% confidence). This is not investment advice.

How does PGR compare to PNC fundamentally?

PROGRESSIVE CORP/OH/ has ROE of 37.3% vs PNC FINANCIAL SERVICES GROUP, INC.'s 10.9%. Net margins are 12.9% vs 28.5% respectively.

Which stock pays higher dividends, PGR or PNC?

PGR has a dividend yield of N/A or no dividend while PNC has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in PGR or PNC for long term?

For long-term investing, consider that PGR has BUY rating with 84% confidence, while PNC has HOLD rating with 73% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about PGR vs PNC?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For PGR vs PNC, the AI consensus favors PGR based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.