BAC vs MA: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

MA has stronger fundamentals based on our AI analysis.

BAC
BANK OF AMERICA CORP /DE/
B
74%
Confidence
VS
MA
Mastercard Inc
A+
88%
Confidence

BAC vs MA Fundamental Comparison

Metric BAC MA
Revenue $113.1B $8.4B
Net Income $30.5B $3.9B
Net Margin 27.0% 46.2%
ROE 10.1% 57.8%
ROA 0.9% 7.4%
Current Ratio N/A 0.98x
Debt/Equity 1.05x 2.56x
EPS $3.81 $4.35

Green = Better metric | Red = Weaker metric

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BAC vs MA: Frequently Asked Questions

Is BAC or MA the better stock in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), MA has stronger fundamentals. BAC is graded B (74% confidence) while MA is graded A+ (88% confidence). This is not investment advice.

How does BAC compare to MA fundamentally?

BANK OF AMERICA CORP /DE/ has ROE of 10.1% vs Mastercard Inc's 57.8%. Net margins are 27.0% vs 46.2% respectively.

Which stock pays higher dividends, BAC or MA?

BAC has a dividend yield of N/A or no dividend while MA has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in BAC or MA for long term?

For long-term investing, consider that BAC has a B grade with 74% confidence, while MA has a A+ grade with 88% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about BAC vs MA?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For BAC vs MA, the AI consensus favors MA based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.