AAPL vs MSFT: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

MSFT has stronger fundamentals based on our AI analysis.

AAPL
Apple Inc.
BUY
87%
Confidence
VS
MSFT
MICROSOFT CORP
BUY
91%
Confidence

AAPL vs MSFT Fundamental Comparison

Metric AAPL MSFT
Revenue $143.8B $158.9B
Net Income $42.1B $66.2B
Net Margin 29.3% 41.7%
ROE 47.7% 16.9%
ROA 11.1% 10.0%
Current Ratio 0.97x 1.39x
Debt/Equity 1.00x 0.10x
EPS $2.84 $8.87

Green = Better metric | Red = Weaker metric

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AAPL vs MSFT: Frequently Asked Questions

Is AAPL or MSFT a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), MSFT has stronger fundamentals. AAPL is rated BUY (87% confidence) while MSFT is rated BUY (91% confidence). This is not investment advice.

How does AAPL compare to MSFT fundamentally?

Apple Inc. has ROE of 47.7% vs MICROSOFT CORP's 16.9%. Net margins are 29.3% vs 41.7% respectively.

Which stock pays higher dividends, AAPL or MSFT?

AAPL has a dividend yield of N/A or no dividend while MSFT has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in AAPL or MSFT for long term?

For long-term investing, consider that AAPL has BUY rating with 87% confidence, while MSFT has BUY rating with 91% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about AAPL vs MSFT?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For AAPL vs MSFT, the AI consensus favors MSFT based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.