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Clear Secure, Inc. (YOU) Stock Fundamental Analysis & AI Rating 2026

YOU NYSE Services-Prepackaged Software DE CIK: 0001856314
Recently Updated • Analysis: Apr 19, 2026 • SEC Data: 2025-12-31
HOLD
65% Conf
Pending
Analysis scheduled

📊 YOU Key Takeaways

Revenue: $900.8M
Net Margin: 12.1%
Free Cash Flow: $343.1M
Current Ratio: 1.01x
Debt/Equity: 0.00x
EPS: $0.00
AI Rating: HOLD with 65% confidence
Clear Secure, Inc. (YOU) receives a HOLD rating with 65% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $900.8M, net profit margin of 12.1%, and return on equity (ROE) of 61.4%, Clear Secure, Inc. demonstrates mixed fundamentals in the Technology sector. Below is our complete YOU stock analysis for 2026.

Is Clear Secure, Inc. (YOU) a Good Investment?

Claude

Clear Secure demonstrates strong revenue growth of 16.9% and exceptional free cash flow generation of $343.1M (38.1% FCF margin), indicating robust underlying operations. However, net income declined 25.4% YoY despite revenue growth, signaling potential cost structure deterioration or significant non-operating headwinds that undermine profitability gains. Tight current ratio of 1.01x and high liabilities relative to equity pose financial flexibility risks.

Why Buy Clear Secure, Inc. Stock? YOU Key Strengths

Claude
  • + Exceptional free cash flow generation of $343.1M with 38.1% FCF margin demonstrates strong cash conversion and operational efficiency
  • + Solid revenue growth of 16.9% YoY indicates market demand and business momentum
  • + Healthy operating margin of 20.7% shows reasonable pricing power and operational control

YOU Stock Risks: Clear Secure, Inc. Investment Risks

Claude
  • ! Net income declined 25.4% YoY despite revenue growth, indicating deteriorating profitability and cost management issues
  • ! Current ratio of 1.01x is dangerously tight, suggesting minimal liquidity buffer and potential working capital stress
  • ! Total liabilities of $1.1B versus stockholders' equity of $177.7M indicates high financial leverage with limited equity cushion

Key Metrics to Watch

Claude
  • * Operating expense trajectory relative to revenue growth to identify cost control improvements
  • * Current and quick ratios to monitor liquidity adequacy and working capital trends
  • * Source of net income decline (tax, non-operating expenses, impairments) to assess sustainability of profitability

Clear Secure, Inc. (YOU) Financial Metrics & Key Ratios

Revenue
$900.8M
Net Income
$109.2M
EPS (Diluted)
$0.00
Free Cash Flow
$343.1M
Total Assets
$1.3B
Cash Position
$85.7M

💡 AI Analyst Insight

The 38.1% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.

YOU Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 20.7%
Net Margin 12.1%
ROE 61.4%
ROA 8.4%
FCF Margin 38.1%

YOU vs Technology Sector: How Clear Secure, Inc. Compares

How Clear Secure, Inc. compares to Technology sector averages

Net Margin
YOU 12.1%
vs
Sector Avg 18.0%
YOU Sector
ROE
YOU 61.4%
vs
Sector Avg 22.0%
YOU Sector
Current Ratio
YOU 1.0x
vs
Sector Avg 2.5x
YOU Sector
Debt/Equity
YOU 0.0x
vs
Sector Avg 0.5x
YOU Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Clear Secure, Inc. Stock Overvalued? YOU Valuation Analysis 2026

Based on fundamental analysis, Clear Secure, Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
61.4%
Sector avg: 22%
Net Profit Margin
12.1%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Clear Secure, Inc. Balance Sheet: YOU Debt, Cash & Liquidity

Current Ratio
1.01x
Quick Ratio
1.01x
Debt/Equity
0.00x
Debt/Assets
84.3%
Interest Coverage
N/A
Long-term Debt
N/A

YOU Revenue & Earnings Growth: 5-Year Financial Trend

YOU 5-year financial data: Year 2021: Revenue $254.0M, Net Income -$36.1M, EPS N/A. Year 2022: Revenue $437.4M, Net Income -$36.1M, EPS N/A. Year 2023: Revenue $613.6M, Net Income -$36.1M, EPS N/A. Year 2024: Revenue $770.5M, Net Income -$65.6M, EPS N/A. Year 2025: Revenue $900.8M, Net Income $28.1M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Clear Secure, Inc.'s revenue has grown significantly by 255% over the 5-year period, indicating strong business expansion.

YOU Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
38.1%
Free cash flow / Revenue

YOU Quarterly Earnings & Performance

Quarterly financial performance data for Clear Secure, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $198.4M $23.5M N/A
Q2 2025 $186.7M $24.1M N/A
Q1 2025 $179.0M $18.8M N/A
Q3 2024 $160.4M $14.1M N/A
Q2 2024 $149.9M -$1.2M N/A
Q1 2024 $132.4M -$5.2M N/A
Q3 2023 $115.9M $14.1M N/A
Q2 2023 $102.7M -$1.2M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Clear Secure, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$372.5M
Cash generated from operations
Stock Buybacks
$126.3M
Shares repurchased (TTM)
Capital Expenditures
$29.3M
Investment in assets
Dividends
None
No dividend program

YOU SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Clear Secure, Inc. (CIK: 0001856314)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 4 xslF345X06/wk-form4_1775168446.xml View →
Apr 2, 2026 4 xslF345X06/wk-form4_1775168388.xml View →
Apr 2, 2026 4 xslF345X06/wk-form4_1775167401.xml View →
Mar 19, 2026 8-K eh260754338_8k.htm View →
Mar 16, 2026 4 xslF345X05/es260752389_4-alclear.xml View →

Frequently Asked Questions about YOU

What is the AI rating for YOU?

Clear Secure, Inc. (YOU) has an AI rating of HOLD with 65% confidence, based on fundamental analysis of SEC EDGAR filings.

What are YOU's key strengths?

Claude: Exceptional free cash flow generation of $343.1M with 38.1% FCF margin demonstrates strong cash conversion and operational efficiency. Solid revenue growth of 16.9% YoY indicates market demand and business momentum.

What are the risks of investing in YOU?

Claude: Net income declined 25.4% YoY despite revenue growth, indicating deteriorating profitability and cost management issues. Current ratio of 1.01x is dangerously tight, suggesting minimal liquidity buffer and potential working capital stress.

What is YOU's revenue and growth?

Clear Secure, Inc. reported revenue of $900.8M.

Does YOU pay dividends?

Clear Secure, Inc. does not currently pay dividends.

Where can I find YOU SEC filings?

Official SEC filings for Clear Secure, Inc. (CIK: 0001856314) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is YOU's EPS?

Clear Secure, Inc. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is YOU a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Clear Secure, Inc. has a HOLD rating with 65% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is YOU stock overvalued or undervalued?

Valuation metrics for YOU: ROE of 61.4% (sector avg: 22%), net margin of 12.1% (sector avg: 18%). Higher ROE suggests strong returns relative to peers.

Should I buy YOU stock in 2026?

Our dual AI analysis gives Clear Secure, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is YOU's free cash flow?

Clear Secure, Inc.'s operating cash flow is $372.5M, with capital expenditures of $29.3M. FCF margin is 38.1%.

How does YOU compare to other Technology stocks?

Vs Technology sector averages: Net margin 12.1% (avg: 18%), ROE 61.4% (avg: 22%), current ratio 1.01 (avg: 2.5).

Why is YOU's return on equity (ROE) so high?

Clear Secure, Inc. has a return on equity of 61.4%, significantly above the Technology sector average of 22%. A high ROE indicates the company is efficient at generating profits from shareholder equity. This is supported by a 12.1% net margin.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI