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Clear Secure, Inc. (YOU) Fundamental Analysis & AI Grade 2026

YOU NYSE Services-Prepackaged Software DE CIK: 0001856314
Updated This Month • Analysis: May 8, 2026 • SEC Data: 2026-03-31
Combined AI Grade
A+
85% Confidence
N/A
A+
85% Conf
Pending
Analysis scheduled

📊 YOU Key Takeaways

Revenue: $253.0M
Net Margin: 15.3%
Free Cash Flow: $185.5M
Current Ratio: 1.01x
Debt/Equity: 0.00x
EPS: $0.00
AI Grade: A+ with 85% confidence
Clear Secure, Inc. (YOU) receives a A+ fundamental grade with 85% confidence from our AI analysis based on SEC 10-K filings. With revenue of $253.0M, net profit margin of 15.3%, and return on equity (ROE) of 20.9%, Clear Secure, Inc. demonstrates strong fundamentals in the Technology sector. Below is our complete YOU stock analysis for 2026.

Is Clear Secure, Inc. (YOU) a Good Investment?

Claude

Clear Secure demonstrates exceptional financial health with 73.3% free cash flow margins, zero debt, and $185.5M in annual FCF generation. The company combines solid double-digit revenue growth (16.9% YoY) with strong 24.5% operating margins and a fortress balance sheet, indicating high-quality sustainable earnings. Strong 20.9% ROE and robust cash conversion provide significant capital deployment flexibility.

Clear Secure, Inc. Key Strengths (YOU)

Claude
  • + Exceptional free cash flow generation at 73.3% margin with $185.5M OCF and minimal capex requirements
  • + Zero long-term debt with $170.7M cash reserves providing financial flexibility and stability
  • + Strong profitability with 24.5% operating margin and 15.3% net margin on $253M revenue
  • + Solid double-digit revenue growth of 16.9% YoY combined with 20.9% ROE
  • + High-quality earnings backed by 190.4M operating cash flow vs 38.8M net income

YOU Stock Risks: Clear Secure, Inc. Investment Risks

Claude
  • ! Tight current ratio of 1.01x indicates limited near-term liquidity cushion despite strong cash generation
  • ! Missing gross margin data prevents assessment of unit economics, pricing power, and product mix quality
  • ! Significant data gaps (missing EPS, YoY net income, interest coverage) limit growth trajectory analysis
  • ! ROA of only 2.7% despite strong profitability suggests potential asset utilization inefficiencies or large non-productive assets
  • ! 26 Form 4 filings in 90 days suggests elevated insider activity requiring investigation for underlying concerns

Key Metrics to Watch

Claude
  • * Gross margin trend and operating margin sustainability
  • * Free cash flow conversion rate and capex trajectory
  • * Year-over-year net income and earnings per share growth
  • * Current ratio improvement and working capital management efficiency
  • * Return on assets improvement and asset utilization optimization

Clear Secure, Inc. (YOU) Financial Metrics & Key Ratios

Revenue
$253.0M
Net Income
$38.8M
EPS (Diluted)
$0.00
Free Cash Flow
$185.5M
Total Assets
$1.4B
Cash Position
$170.7M

💡 AI Analyst Insight

The 73.3% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.

YOU Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 24.5%
Net Margin 15.3%
ROE 20.9%
ROA 2.7%
FCF Margin 73.3%

YOU vs Technology Sector: How Clear Secure, Inc. Compares

How Clear Secure, Inc. compares to Technology sector averages

Net Margin
YOU 15.3%
vs
Sector Avg 18.0%
YOU Sector
ROE
YOU 20.9%
vs
Sector Avg 22.0%
YOU Sector
Current Ratio
YOU 1.0x
vs
Sector Avg 2.5x
YOU Sector
Debt/Equity
YOU 0.0x
vs
Sector Avg 0.5x
YOU Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Clear Secure, Inc. Stock Overvalued? YOU Valuation Analysis 2026

Based on fundamental analysis, Clear Secure, Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
20.9%
Sector avg: 22%
Net Profit Margin
15.3%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Clear Secure, Inc. Balance Sheet: YOU Debt, Cash & Liquidity

Current Ratio
1.01x
Quick Ratio
1.01x
Debt/Equity
0.00x
Debt/Assets
85.0%
Interest Coverage
N/A
Long-term Debt
N/A

YOU Revenue & Earnings Growth: 5-Year Financial Trend

YOU 5-year financial data: Year 2021: Revenue $254.0M, Net Income -$36.1M, EPS N/A. Year 2022: Revenue $437.4M, Net Income -$36.1M, EPS N/A. Year 2023: Revenue $613.6M, Net Income -$36.1M, EPS N/A. Year 2024: Revenue $770.5M, Net Income -$65.6M, EPS N/A. Year 2025: Revenue $900.8M, Net Income $28.1M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Clear Secure, Inc.'s revenue has grown significantly by 255% over the 5-year period, indicating strong business expansion.

YOU Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
73.3%
Free cash flow / Revenue

YOU Quarterly Earnings & Performance

Quarterly financial performance data for Clear Secure, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $211.4M $25.4M N/A
Q3 2025 $198.4M $23.5M N/A
Q2 2025 $186.7M $24.1M N/A
Q1 2025 $179.0M $18.8M N/A
Q3 2024 $160.4M $14.1M N/A
Q2 2024 $149.9M -$1.2M N/A
Q1 2024 $132.4M -$5.2M N/A
Q3 2023 $115.9M $14.1M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Clear Secure, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$190.4M
Cash generated from operations
Stock Buybacks
$1.2M
Shares repurchased (TTM)
Capital Expenditures
$4.9M
Investment in assets
Dividends
None
No dividend program

YOU SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Clear Secure, Inc. (CIK: 0001856314)

📋 Recent SEC Filings

Date Form Document Action
May 29, 2026 4 xslF345X06/wk-form4_1780086618.xml View →
May 18, 2026 4 xslF345X06/wk-form4_1779136116.xml View →
May 6, 2026 10-Q you-20260331.htm View →
May 6, 2026 8-K you-20260506.htm View →
Apr 22, 2026 DEF 14A d920726ddef14a.htm View →

Frequently Asked Questions about YOU

What is the AI rating for YOU?

Clear Secure, Inc. (YOU) has an AI grade of A+ with 85% confidence, based on fundamental analysis of SEC EDGAR filings.

What are YOU's key strengths?

Claude: Exceptional free cash flow generation at 73.3% margin with $185.5M OCF and minimal capex requirements. Zero long-term debt with $170.7M cash reserves providing financial flexibility and stability.

What are the risks of investing in YOU?

Claude: Tight current ratio of 1.01x indicates limited near-term liquidity cushion despite strong cash generation. Missing gross margin data prevents assessment of unit economics, pricing power, and product mix quality.

What is YOU's revenue and growth?

Clear Secure, Inc. reported revenue of $253.0M.

Does YOU pay dividends?

Clear Secure, Inc. does not currently pay dividends.

Where can I find YOU SEC filings?

Official SEC filings for Clear Secure, Inc. (CIK: 0001856314) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is YOU's EPS?

Clear Secure, Inc. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is YOU's fundamental grade?

Based on our AI fundamental analysis in June 2026, Clear Secure, Inc. has a A+ grade with 85% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is YOU stock overvalued or undervalued?

Valuation metrics for YOU: ROE of 20.9% (sector avg: 22%), net margin of 15.3% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

What is YOU's AI grade for 2026?

Our dual AI analysis gives Clear Secure, Inc. a combined A+ grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is YOU's free cash flow?

Clear Secure, Inc.'s operating cash flow is $190.4M, with capital expenditures of $4.9M. FCF margin is 73.3%.

How does YOU compare to other Technology stocks?

Vs Technology sector averages: Net margin 15.3% (avg: 18%), ROE 20.9% (avg: 22%), current ratio 1.01 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 8, 2026 | Data as of: 2026-03-31 | Powered by Claude AI