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Winmark Corp. (WINA) Stock Fundamental Analysis & AI Rating 2026

WINA Nasdaq Retail-Miscellaneous Retail MN CIK: 0000908315
Recently Updated • Analysis: Apr 19, 2026 • SEC Data: 2026-03-28
HOLD
72% Conf
Pending
Analysis scheduled

📊 WINA Key Takeaways

Revenue: $20.8M
Net Margin: 44.4%
Free Cash Flow: $11.9M
Current Ratio: 2.74x
Debt/Equity: N/A
EPS: $2.50
AI Rating: HOLD with 72% confidence
Winmark Corp. (WINA) receives a HOLD rating with 72% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $20.8M, net profit margin of 44.4%, Winmark Corp. demonstrates mixed fundamentals in the Consumer sector. Below is our complete WINA stock analysis for 2026.

Is Winmark Corp. (WINA) a Good Investment?

Claude

Winmark demonstrates exceptional operational performance with 59.3% operating margins and 56.9% free cash flow margin, generating strong cash to service operations. However, negative stockholders' equity of -$46.2M and debt exceeding total assets represent severe structural financial distress that cannot be overlooked despite adequate interest coverage and liquidity metrics.

Why Buy Winmark Corp. Stock? WINA Key Strengths

Claude
  • + Exceptional profitability: 59.3% operating margin and 44.4% net margin indicate highly efficient business model
  • + Outstanding cash generation: $11.9M free cash flow on $20.8M revenue (56.9% FCF margin) with minimal capex
  • + Strong liquidity and coverage: 2.74x current ratio, 2.70x quick ratio, 16.8x interest coverage ratio
  • + Consistent earnings growth: 4.3% net income growth and 3.8% EPS growth demonstrate stable performance

WINA Stock Risks: Winmark Corp. Investment Risks

Claude
  • ! CRITICAL: Negative stockholders' equity of -$46.2M indicates total liabilities exceed total assets, creating structural insolvency risk
  • ! Excessive leverage: $47.7M long-term debt dwarfs $20.8M annual revenue (2.3x debt-to-revenue ratio) and exceeds total assets
  • ! Anemic growth: 5.9% revenue growth and 3.8% EPS growth rates are insufficient to meaningfully reduce leverage over time
  • ! Limited scale and vulnerability: $20.8M revenue base leaves minimal buffer for operational deterioration

Key Metrics to Watch

Claude
  • * Debt paydown trajectory and path to positive stockholders' equity recovery
  • * Free cash flow sustainability and allocation to debt reduction versus distributions
  • * Revenue and net income growth acceleration above current 4-6% range

Winmark Corp. (WINA) Financial Metrics & Key Ratios

Revenue
$20.8M
Net Income
$9.3M
EPS (Diluted)
$2.50
Free Cash Flow
$11.9M
Total Assets
$35.6M
Cash Position
$19.8M

💡 AI Analyst Insight

The 56.9% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 2.74x current ratio provides a solid financial cushion.

WINA Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 59.3%
Net Margin 44.4%
ROE N/A
ROA 26.0%
FCF Margin 56.9%

WINA vs Consumer Sector: How Winmark Corp. Compares

How Winmark Corp. compares to Consumer sector averages

Net Margin
WINA 44.4%
vs
Sector Avg 8.0%
WINA Sector
ROE
WINA 0.0%
vs
Sector Avg 18.0%
WINA Sector
Current Ratio
WINA 2.7x
vs
Sector Avg 1.5x
WINA Sector
Debt/Equity
WINA 0.0x
vs
Sector Avg 0.8x
WINA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Winmark Corp. Stock Overvalued? WINA Valuation Analysis 2026

Based on fundamental analysis, Winmark Corp. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
N/A
Sector avg: 18%
Net Profit Margin
44.4%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Winmark Corp. Balance Sheet: WINA Debt, Cash & Liquidity

Current Ratio
2.74x
Quick Ratio
2.70x
Debt/Equity
N/A
Debt/Assets
0.0%
Interest Coverage
16.76x
Long-term Debt
$47.7M

WINA Revenue & Earnings Growth: 5-Year Financial Trend

WINA 5-year financial data: Year 2022: Revenue $1.3M, Net Income $29.8M, EPS $7.72.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Winmark Corp.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $11.04 reflects profitable operations.

WINA Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
56.9%
Free cash flow / Revenue

WINA Quarterly Earnings & Performance

Quarterly financial performance data for Winmark Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $20.8M $9.3M $2.50
Q3 2025 $21.5M $11.1M $3.02
Q2 2025 $20.1M $10.4M $2.85
Q1 2025 $20.1M $8.8M $2.41
Q3 2024 $21.5M $11.1M $3.03
Q2 2024 $20.1M $10.4M $2.85
Q1 2024 $20.1M $8.8M $2.41
Q3 2023 $21.2M $10.4M $2.93

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Winmark Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$11.9M
Cash generated from operations
Stock Buybacks
$2.4M
Shares repurchased (TTM)
Capital Expenditures
$14.6K
Investment in assets
Dividends Paid
$3.4M
Returned to shareholders

WINA SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Winmark Corp. (CIK: 0000908315)

📋 Recent SEC Filings

Date Form Document Action
Apr 15, 2026 10-Q wina-20260328x10q.htm View →
Apr 15, 2026 8-K wina-20260415x8k.htm View →
Mar 16, 2026 8-K wina-20260316x8k.htm View →
Mar 5, 2026 4 xslF345X05/form4-03052026_090326.xml View →
Mar 4, 2026 DEF 14A wina-20260304xdef14a.htm View →

Frequently Asked Questions about WINA

What is the AI rating for WINA?

Winmark Corp. (WINA) has an AI rating of HOLD with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are WINA's key strengths?

Claude: Exceptional profitability: 59.3% operating margin and 44.4% net margin indicate highly efficient business model. Outstanding cash generation: $11.9M free cash flow on $20.8M revenue (56.9% FCF margin) with minimal capex.

What are the risks of investing in WINA?

Claude: CRITICAL: Negative stockholders' equity of -$46.2M indicates total liabilities exceed total assets, creating structural insolvency risk. Excessive leverage: $47.7M long-term debt dwarfs $20.8M annual revenue (2.3x debt-to-revenue ratio) and exceeds total assets.

What is WINA's revenue and growth?

Winmark Corp. reported revenue of $20.8M.

Does WINA pay dividends?

Winmark Corp. pays dividends, with $3.4M distributed to shareholders in the trailing twelve months.

Where can I find WINA SEC filings?

Official SEC filings for Winmark Corp. (CIK: 0000908315) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is WINA's EPS?

Winmark Corp. has a diluted EPS of $2.50.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is WINA a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Winmark Corp. has a HOLD rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is WINA stock overvalued or undervalued?

Valuation metrics for WINA: ROE of N/A (sector avg: 18%), net margin of 44.4% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy WINA stock in 2026?

Our dual AI analysis gives Winmark Corp. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is WINA's free cash flow?

Winmark Corp.'s operating cash flow is $11.9M, with capital expenditures of $14.6K. FCF margin is 56.9%.

How does WINA compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 44.4% (avg: 8%), ROE N/A (avg: 18%), current ratio 2.74 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 19, 2026 | Data as of: 2026-03-28 | Powered by Claude AI